Fintech / Payments

Payment APIs & Infrastructure

EXECUTION STRENGTHMARKET STRENGTHLEADERHIGHFLIEROUTPERFORMERCHALLENGER

What is Payment APIs & Infrastructure?

Payment APIs & infrastructure companies enable businesses to seamlessly manage payments. APIs provide direct connections to payments infrastructure to power faster, more secure, and lower-cost transaction processing.

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Leaders

Leaders are the most established service providers in the market and possess the breadth to address various customer needs.

See why these companies made it as leaders for Payment APIs & Infrastructure. These companies include Stripe and Unqork.

Stripe logo
Stripe

United States / Founded Year: 2010

Stripe is a technology company that builds economic infrastructure for the internet. The company offers an online-based, payment processing platform that gives online merchants the ability to securely accept credit card payments through the use of custom-built forms.

Known Partners

The Maersk Group, Plaid, Mobiquity, and 2 more

Known Customers

Myers-Holum, Le Monde, FTX, and 1 more

Key People

Patrick Collison, John Collison, Sean Mullaney

Unqork logo
Unqork

United States / Founded Year: 2017

Unqork is a no-code, software-as-a-service (SaaS) platform that digitizes the client lifecycle and enables financial services and insurance companies to bring complex, regulated products to market without writing a single line of code. The company's patent-pending technology includes advanced calculations, decisions, UI design and workflow for risk assessment and digitization layered on top of legacy IT systems.

GoCardless logo
GoCardless

United Kingdom / Founded Year: 2011

GoCardless is an online direct debit provider, operating an international payments network for businesses to take and settle recurring payments from anywhere, to anywhere, in any currency. The company was founded in 2011 and is based in London, England.

Known Partners

findock, IXOPAY, Wise, and 2 more

Known Customers

Klarna, Seiko Epson, 8x8, and 1 more

Key People

Matt Robinson, Thomas Blomfield, Hiroki Takeuchi, and 2 more

Plaid logo
Plaid

United States / Founded Year: 2012

Plaid is a provider of API that power developer of financial services applications and help them connect with user bank accounts.

Known Partners

Current, Giddy, Stripe, and 1 more

Key People

Zachary Perret, William Hockey, Eric Sager, and 1 more

Checkout.com logo
Checkout.com

United Kingdom / Founded Year: 2012

Checkout.com helps companies accept more payments around the world through one integration. Its unified global payment processing platform features in-country acquiring, relevant payment methods, feature parity across geographies, fraud filters, and reporting features, all via one API.

Key People

Guillaume Pousaz, Celine Dufetel, Ott Kaukver, and 2 more

Highfliers

Highfliers are the most innovative service providers in the market and possess the resources to address evolving customer needs.

See why these companies made it as highfliers for Payment APIs & Infrastructure. These companies include Mollie.

Mollie logo
Mollie

Netherlands / Founded Year: 2004

Mollie builds payment products, commerce solutions, and APIs that let users accept online and mobile payments for small online stores and Fortune 500 companies.

Known Partners

Recharge, WooCommerce, Klarna

Known Customers

BigCommerce, Mazda

Key People

Adriaan Mol, Shane Happach, Yolanda Bolleurs, and 2 more

Outperformers

Outperformers are the most specialized service providers in the market and possess the expertise to address unique customer needs.

See why these companies made it as outperformers for Payment APIs & Infrastructure. These companies include YapStone and Flutterwave.

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YapStone

United States / Founded Year: 1999

YapStone is a global provider of web and mobile payment technology solutions, offering a platform that powers electronic payments for international online and mobile marketplaces, including HomeAway and VRBO, as well as for targeted, large vertical markets, including apartment and vacation rentals, HOA communities, self-storage and non-profits. YapStone develops tailored payment solutions to address partner needs.

Known Customers

Kigo

Key People

Scott Honour, Matt Golis, Frank Mastrangelo, and 2 more

Flutterwave logo
Flutterwave

United States / Founded Year: 2016

Flutterwave is a global payments technology company building digital payments infrastructure with a focus on the African market. The company enables digital transactions across Africa, between Africa, and in other regions.

Known Partners

PayPal, Cadana, Paga, and 1 more

Key People

Iyinoluwa Aboyeji, Olugbenga Agboola, Bode Abifarin

Challengers

Challengers are the most promising service providers in the market and possess the agility to address emerging customer needs.

See why these companies made it as challengers for Payment APIs & Infrastructure. These companies include Juspay and Xendit.

Juspay logo
Juspay

India / Founded Year: 2012

JusPay helps make the checkout process extremely easy. The company's solution reduces the checkout process to a mere two simple steps and helps complete the payment in less than 15 seconds.

Known Partners

Visa, Simpl

Key People

Vimal Kumar, Ramanathan RV, Sheetal Chainraj

Xendit logo
Xendit

Indonesia / Founded Year: 2014

Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines, and across Southeast Asia, from SMBs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces, and more on an easy integration platform supported by 24/7 customer service. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables more businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. The company was founded in 2014 and is based in Jakarta, Indonesia.

Key People

Moses Lo, Tessa W., Bo Chen, and 1 more

Clearcover logo
Clearcover

United States / Founded Year: 2016

Clearcover offers an app that provides fast claims, easy payments, and a secure digital card. The company's API-first approach enables customers to have insurance at affordable rates.

Key People

Kyle Nakatsuji, Norman Smagley, Derek Brigham, and 2 more

ChargeBee Technologies logo
ChargeBee Technologies

United States / Founded Year: 2011

ChargeBee offers a subscription management and recurring billing platform that delivers a ready plug-and-play billing solution on the cloud. Chargebee integrates with payment gateways around the world to let users automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS metrics and customer management.

Known Partners

Razorpay, Worldline, Eagle Eye, and 1 more

Known Customers

Mollie

Key People

Rajaraman Santhanam, Krish Subramanian, Michael Beach, and 2 more

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Dock

Brazil / Founded Year: 1997

Dock offers credit card processing services. Operating in the B2B market, the company provides electronic payment services to financial institutions and companies. The company was founded in 1997 and is based in Sao Paulo, Brazil.

Known Partners

Finerio Connect, FICO

Key People

Ricardo Josua, Marcelo Jacques, Nico Torteli, and 2 more

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Payhawk

United Kingdom / Founded Year: 2018

Payhawk issues company cards and helps companies to manage their expenses by combining credit cards, payments, expenses, and cash into one integrated experiencе. It issues virtual and physical cards and allows users to pay bills with free bank transfers. It also reimburses employees without cards and automates data entry and reconciliation. Its corporate cards feature built-in spend policies for greater control.

Known Partners

Curve, Apple, Railsbank, and 2 more

Key People

Hristo Borisov, Konstantin Djengozov, Boyko Karadzhov

What is Payment APIs & Infrastructure?

Payment APIs & infrastructure companies enable businesses to seamlessly manage payments. APIs provide direct connections to payments infrastructure to power faster, more secure, and lower-cost transaction processing.

Selling a product or service?
Reach more buyers.

Your future customers are researching their next tech solution on CB Insights. Make sure they can find you.

Claim your CB Insights Profile