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Founded Year



Series F | Alive

Total Raised


Last Raised

$50M | 2 yrs ago

About axio

axio operates as a digital finance company. It provides money management, pay-later, and personal credit services. The company delivers business loans with documentation and instant approval for small businesses online in India. axio was formerly known as Capital Float. The company was founded in 2013 and is based in Bengaluru, India.

Headquarters Location

New no. 3 (Old no. 211), Upper Palace Orchards Bellary Road

Bengaluru, 560080,





Expert Collections containing axio

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

axio is included in 4 Expert Collections, including Fintech 100.


Fintech 100

748 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.


Digital Lending

2,171 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.


SMB Fintech

1,231 items



12,502 items

Excludes US-based companies

Latest axio News

Top 5 Best Business Financing and Loans Companies In India 2024

Nov 22, 2023

Top 5 Best Business Financing and Loans Companies In India 2024 Share In the dynamic landscape of India’s financial sector, securing the right business financing is crucial for entrepreneurs and enterprises. As we step into 2024, the need for reliable financial solutions has never been more apparent. In this listicle, we present the “Top 5 Best Business Financing and Loans Companies in India 2024.” November 22, 2023 These organizations have consistently demonstrated their excellence in providing financial support and resources to businesses, catering to a wide range of industries and needs. Whether you’re a startup looking for that initial boost or an established company seeking expansion, this comprehensive guide will help you navigate the options available to meet your financial requirements. Join us as we delve into the top players in the field, each offering unique services and tailored solutions to drive your business forward. Discover the key factors that set the business financing and loans companies apart and make an informed decision on the financial partner that best suits your enterprise’s goals. ●      Lendingkart Lendingkart is a prominent player in the business financing and loans industry. As a leading fintech company in India, Lendingkart specializes in offering small and medium-sized enterprises (SMEs) quick and hassle-free access to working capital loans. Their innovative approach leverages data analytics and technology to simplify the lending process, making it easier for businesses to secure the funds they need to grow. One of Lendingkart’s standout features is its robust credit evaluation system, which utilizes various data points to assess the creditworthiness of applicants. This data-driven approach helps them extend loans to businesses that may have been overlooked by traditional banks. Additionally, Lendingkart’s online application process is swift and user-friendly, ensuring that business owners can apply for loans with minimal effort. With a commitment to nurturing entrepreneurship and fueling economic growth, Lendingkart is a vital player in the business financing sector. They understand the unique financial needs of SMEs and work diligently to provide tailored solutions. Through their services, Lendingkart empowers businesses to invest in expansion, purchase inventory, and meet their operational expenses. In summary, Lendingkart is an essential partner for SMEs in India seeking financial support to flourish. Their dedication to leveraging technology and data-driven insights makes them a key player in the business financing landscape. ●      Indifi Indifi is a prominent name in the realm of business financing and loans. This innovative fintech company is dedicated to simplifying the lending process for small and medium-sized enterprises (SMEs) in India. Indifi has established itself as a reliable partner for businesses seeking convenient access to working capital and customized financial solutions. One of Indifi’s distinguishing features is its sector-specific loan offerings, catering to a wide range of industries. This approach allows them to provide tailored financial products that align with the unique requirements of each business. Indifi’s user-friendly online platform streamlines the application process, ensuring that business owners can apply for loans with ease. Indifi employs cutting-edge technology and data analytics to evaluate creditworthiness, enabling it to extend loans to businesses that may have faced challenges securing financing through traditional channels. Their commitment to supporting SMEs in their growth journey is evident through their quick and efficient loan disbursement process. In summary, Indifi plays a vital role in the business financing landscape in India. Their industry-specific loans and dedication to using technology to simplify lending make them a go-to choice for SMEs looking to meet their financial needs. ●      Capital Float Capital Float is a prominent player in the field of business financing and loans. As a leading fintech company in India, Capital Float leverages technology to provide quick and hassle-free access to financial solutions for small and medium-sized enterprises (SMEs). Established in 2013, the company has gained widespread recognition for its innovative approach to lending. One of Capital Float’s key offerings is its ‘Pay Later’ solution, which allows businesses to obtain short-term working capital loans. This service caters to the immediate financial needs of businesses, enabling them to manage cash flow effectively. Through an efficient online application process, Capital Float ensures minimal paperwork and rapid loan disbursement. Furthermore, the company employs data-driven underwriting models, analyzing various data points to assess creditworthiness. This approach helps them provide loans to businesses that might have been overlooked by traditional lenders. Capital Float’s commitment to convenience and accessibility has made it a valuable resource for SMEs across India. Capital Float’s dedication to financial inclusion and technological advancement has made it a noteworthy name in the business financing sector, and its services continue to empower countless businesses with the capital they need to grow and thrive. ●      ZipLoan ZipLoan is a prominent player in the realm of business financing and loans, offering specialized financial solutions tailored to the needs of small businesses in India. Established with a mission to bridge the credit gap for micro, small, and medium-sized enterprises (MSMEs), ZipLoan has been a game-changer in the Indian lending landscape. ZipLoan provides small business loans with a unique blend of technology and personalized service. The company’s application process is efficient and straightforward, reducing the traditional hassles associated with obtaining a business loan. Through an emphasis on digital underwriting, ZipLoan quickly evaluates the creditworthiness of applicants, ensuring swift loan approvals. One of ZipLoan’s standout features is its focus on financial inclusion. The company’s offerings are designed to cater to businesses that may have limited access to traditional banking services. By doing so, they empower budding entrepreneurs and established businesses to grow and prosper. ZipLoan’s commitment to simplifying the lending process and its dedication to supporting the growth of Indian MSMEs make it a standout player in the business financing and loans industry. Their blend of technological innovation and customer-centric approach continues to help businesses thrive and succeed. ●      FlexiLoans FlexiLoans is a prominent player in the business financing and loans industry, offering innovative financial solutions to empower small and medium-sized enterprises (SMEs). With the competitive landscape of business financing becoming increasingly digital, FlexiLoans has carved a niche for itself by embracing technology to provide quick, hassle-free, and customized lending options. FlexiLoans offers a versatile suite of financial products designed to meet the diverse needs of businesses. Their loans include working capital loans, machinery loans, invoice financing, and more. One of the company’s standout features is its straightforward and efficient online application process, which allows business owners to apply for loans and receive decisions in a matter of hours, significantly reducing the waiting time compared to traditional banks. Moreover, FlexiLoans’ commitment to leveraging advanced data analytics and artificial intelligence ensures that businesses receive loans tailored to their unique financial situations. Their data-driven approach evaluates a multitude of factors to provide businesses with the best possible loan terms and interest rates. The company’s dedication to customer satisfaction has earned them a reputation for transparency and customer-centric service. FlexiLoans has played a pivotal role in supporting the growth of numerous businesses by providing quick and convenient access to financing, ultimately contributing to the success and expansion of SMEs across India. In conclusion, FlexiLoans is a key player in the business financing and loans industry, revolutionizing the lending landscape by combining technology, data analytics, and customer-centric approaches to offer a range of tailored financial solutions to businesses. Their impact in the SME sector is undeniable, as they continue to drive economic growth by facilitating timely access to funds for entrepreneurs.

axio Frequently Asked Questions (FAQ)

  • When was axio founded?

    axio was founded in 2013.

  • Where is axio's headquarters?

    axio's headquarters is located at New no. 3 (Old no. 211), Upper Palace Orchards, Bengaluru.

  • What is axio's latest funding round?

    axio's latest funding round is Series F.

  • How much did axio raise?

    axio raised a total of $266.05M.

  • Who are the investors of axio?

    Investors of axio include Peak XV Partners, Lightrock, Creation Investments Capital Management, Ribbit Capital, David Velez and 17 more.

  • Who are axio's competitors?

    Competitors of axio include InCred, Funding Societies, Tradeshift, ZestMoney, C2FO and 7 more.


Compare axio to Competitors

Tradeshift Logo

Tradeshift operates as a supply chain network for e-invoicing and accounts payable automation. It provides accounts payable, e-procurement, and strategic finance. The company offers business to business marketplace platform for e-procurement, application programming interface, supplier collaboration and analytics, and more. It was founded in 2009 and is based in San Francisco, California.

Bluevine Logo

Bluevine provides working capital to small and medium-sized enterprises, giving them access to funds needed to purchase inventory, cover expenses, or expand operations. It provides an online, cloud-based platform for invoice factoring that enables rapid advances on outstanding invoices. It was founded in 2013 and is based in Jersey City, New Jersey.

Fundbox Logo

Fundbox operates as a company focused on providing working capital for small businesses, operating within the financial services industry. It offers services such as business loans and lines of credit, which are designed to help businesses manage their cash flow and cover expenses. It primarily serves the small business sector. The company was founded in 2013 and is based in San Francisco, California.

Funding Societies Logo
Funding Societies

Funding Societies operates as a digital crowdfunding and financing platform for micro, small, and medium enterprises (MSMEs). It offers MSMEs access to capital without the need to put up collateral. The company also offers solutions beside lending, such as payments and collections, to help SMEs solve their cash flow management challenges. It was founded in 2015 and is based in Singapore.

First Circle Logo
First Circle

First Circle provides businesses with supply chain financing and financial partnership solutions. It uses available information such as social media, credit, network, and cell phone data to create credit scores to determine the feasibility of a loan. The company was founded in 2016 and is based in Taguig City, Philippines.

Kriya Logo

Kriya provides an invoice finance platform and a suite of fluid financial services. The platform keeps business flowing by providing access to payments, credit, and working capital through seamless integrations and instant credit decisions. The company was formerly known as MarketInvoice and MarketFinance. It was founded in 2011 and is based in London, United Kingdom.


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