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Shareholder Liquidity | Alive

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About Viva Wallet

Viva Wallet is a cloud-based neo-bank using Microsoft Azure with branches in twenty-three countries in Europe. It is a principal member of Visa and Mastercard for acquiring and issuing services with direct connectivity to the card schemes, providing processing services through its own platform. Viva Wallet provides businesses of all sizes with card acceptance services through POS terminals and the new Android Viva Wallet POS app, as well as through advanced payment gateways in online stores. It also offers business accounts with local IBAN and business Viva Wallet Mastercard cards. The company was founded in 2010 and is based in Athens, Greece.

Headquarters Location

Avenue Halandri Maroussi 18-20 Arcania Business Center

Athens, 15125,


+30 211 7604 000


Viva Wallet's Product Videos

ESPs containing Viva Wallet

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Payments Tech

The mobile point-of-sale (mPOS) market offers a range of solutions for merchants to accept payments and engage with customers through mobile devices. These solutions include ordering, payment, and loyalty programs, as well as the ability to accept new payment form factors such as contactless and mobile wallets. The market also offers solutions for legacy POS systems to integrate with mobile platfo…

Viva Wallet named as Leader among 14 other companies, including Fiserv, Block, and Revel Systems.

Viva Wallet's Products & Differentiators

    Independent Hardware Vendor & Independent Software Vendor Partnership Programs

    We enable payments on any smart device and we can integrate with any software or hardware provider through our cutting-edge software platform. We enable consolidation and less hassle for all businesses that accept payments, while introducing new innovative payment use cases across any industry. All that harnessing the power of our in-house omnichannel technologies, namely Viva Terminal App and Smart Checkout payment gateway.


Research containing Viva Wallet

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Viva Wallet in 3 CB Insights research briefs, most recently on Sep 13, 2022.

Expert Collections containing Viva Wallet

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Viva Wallet is included in 4 Expert Collections, including Unicorns- Billion Dollar Startups.


Unicorns- Billion Dollar Startups

1,229 items



2,821 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.



12,502 items

Excludes US-based companies


Fintech 100

250 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.

Latest Viva Wallet News

Viva Wallet CEO Accuses JPMorgan of Stunting Company Growth

Feb 15, 2024

By PYMNTS  | February 15, 2024  | Viva Wallet’s founder is accusing J.P. Morgan — his company’s co-owner — of impeding the Greek FinTech’s growth. Haris Karonis , also the CEO of the payments company, has sued the banking giant for allegedly trying to push down its valuation, the Financial Times (FT) reported Thursday (Feb. 15), citing court documents. According to the report, Karonis accuses J.P. Morgan of blocking Viva’s entry into the U.S. and new markets in Europe, and of hamstringing his company by allowing J.P. Morgan’s payments business to compete with his in some European markets. PYMNTS has contacted both companies for comment but has not yet received a reply. J.P. Morgan purchased a 48.5% stake in Viva in 2022 in an $800 million deal. The FT report says that the terms of that deal allow the bank to take full control of Viva if its value drops below 5 billion euros in June 2025. Founded in 2020, Viva Wallet is a cloud-based payment company that offers card acceptance services through its point of sale (POS) application, add-on Google Play devices and payment systems through online stores in 24 countries across Europe. Meanwhile, J.P. Morgan has filed its own claim against Karonis, alleging the founder has taken steps to “limit or circumvent our contractual and legal rights as an investor,” the report said, citing people familiar with the proceedings. According to Karonis’ legal claim, the founder has challenged the conditions of J.P. Morgan’s option to purchase Viva, saying it “creates perverse incentives” for the bank to impede the growth of the payments company so it can buy it at a reduced price next year. And J.P. Morgan contends Karonis will not accept that FinTechs like his have plunged in value in the last two years due to higher interest rates, sources with knowledge of the case told the FT. Both legal claims were filed in the High Court in London on Wednesday, the report said. As the FT notes, the dispute between J.P. Morgan and Karonis follows another legal battle between the banking giant and the founders of one of the FinTechs in which it has invested. Last year, J.P. Morgan filed suit against Charlie Javice , founder of the college financing platform Frank, which the bank had purchased for $175 million in 2021. J.P. Morgan Chase said in its lawsuit that it acquired Frank believing the company had about 4.3 million customers, but later learned that the platform had only about 300,000 users, and alleges Javice intentionally misled the bank by creating millions of phony accounts. Javice, who is also facing fraud charges related to the matter, has counter-sued, accusing the bank of damaging her reputation.

Viva Wallet Frequently Asked Questions (FAQ)

  • When was Viva Wallet founded?

    Viva Wallet was founded in 2010.

  • Where is Viva Wallet's headquarters?

    Viva Wallet's headquarters is located at Avenue Halandri Maroussi 18-20, Athens.

  • What is Viva Wallet's latest funding round?

    Viva Wallet's latest funding round is Shareholder Liquidity.

  • How much did Viva Wallet raise?

    Viva Wallet raised a total of $287.53M.

  • Who are the investors of Viva Wallet?

    Investors of Viva Wallet include Hedosophia, J.P. Morgan Chase, DECA Investments, Latsis Family, European Bank for Reconstruction and Development and 5 more.

  • Who are Viva Wallet's competitors?

    Competitors of Viva Wallet include SumUp and 7 more.

  • What products does Viva Wallet offer?

    Viva Wallet's products include Independent Hardware Vendor & Independent Software Vendor Partnership Programs and 2 more.


Compare Viva Wallet to Competitors


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