Search company, investor...

Founded Year




Total Raised


Date of IPO


Market Cap


Stock Price


About Upstart

Upstart (NASDAQ: UPST) is an artificial intelligence (AI) lending marketplace in the financial services industry. The company offers personal loans, car loan refinancing, and home equity lines of credit, providing consumers with low fixed rates and no hidden fees. Its services primarily cater to individuals seeking alternative credit solutions. It was founded in 2012 and is based in San Mateo, California.

Headquarters Location

2950 South Delaware Street Suite 300

San Mateo, California, 94403,

United States




Research containing Upstart

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Upstart in 1 CB Insights research brief, most recently on May 17, 2023.

Expert Collections containing Upstart

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Upstart is included in 7 Expert Collections, including AI 100.


AI 100

99 items

Winners of CB Insights' annual AI 100, a list of the 100 most promising AI startups in the world.


Digital Lending

2,367 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.


Credit Union Tech

66 items


Artificial Intelligence

10,958 items

Companies developing artificial intelligence solutions, including cross-industry applications, industry-specific products, and AI infrastructure solutions.



8,123 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.


Digital Banking

104 items

Upstart Patents

Upstart has filed 2 patents.

The 3 most popular patent topics include:

  • artificial intelligence
  • artificial neural networks
  • classification algorithms
patents chart

Application Date

Grant Date


Related Topics




Machine learning, Classification algorithms, Statistical classification, Artificial neural networks, Artificial intelligence


Application Date


Grant Date



Related Topics

Machine learning, Classification algorithms, Statistical classification, Artificial neural networks, Artificial intelligence



Latest Upstart News

Upstart, FinVolution, BBVA Argentina in financials losers

Nov 21, 2023

BBVA Argentina ( BBAR ) -5%. Upstart Holdings ( UPST ) -5%. S&P 500 Financials Sector +0.1% to 583.77. Banks (contributes 33.9% to index) -0.36% to 308.89. Financial Services (contributes 45.8% to index) +0.09% to 1017.28. Insurance (contributes 20.3% to index) +0.78% to 647.02. More on Financials:

Upstart Frequently Asked Questions (FAQ)

  • When was Upstart founded?

    Upstart was founded in 2012.

  • Where is Upstart's headquarters?

    Upstart's headquarters is located at 2950 South Delaware Street, San Mateo.

  • What is Upstart's latest funding round?

    Upstart's latest funding round is IPO.

  • How much did Upstart raise?

    Upstart raised a total of $642.23M.

  • Who are the investors of Upstart?

    Investors of Upstart include Paycheck Protection Program, First National Bank of Omaha, HOOPP, Progressive Investment Company, First Round Capital and 19 more.

  • Who are Upstart's competitors?

    Competitors of Upstart include Happy Money, SteadyPay, Avant, Prosper, Zest AI and 7 more.


Compare Upstart to Competitors

Prosper Logo

Prosper operates as a financial technology company. The company offers a range of financial solutions including personal loans, credit cards, and home equity lines of credit, which are designed to support customers in consolidating debt, financing home improvements, covering healthcare costs, and enhancing their financial well-being. Prosper primarily serves individuals across the credit spectrum, providing them with affordable financial solutions. Prosper was formerly known as Auto Quick Invest. It was founded in 2005 and is based in San Francisco, California.

Avant Logo

Avant provides a digital lending platform. It includes personal loans, credit cards, mobile banking, and auto refinance. The company was founded in 2012 and is based in Chicago, Illinois.

Zest AI Logo
Zest AI

Zest AI provides artificial intelligence (AI)-driven credit underwriting software in the financial technology sector. The company offers a complete solution for lending, including the creation of custom machine-learning risk models, model assessment, regulatory compliance, performance management, and model monitoring. Zest AI primarily serves the lending segment of the economy, including banks, credit unions, and specialized lenders. It was founded in 2009 and is based in Burbank, California.

Zirtue Logo

Zirtue offers a relationship-based lending application that aims to drive financial inclusion. It provides funds through relationship-based loans. It offers peer lending and borrowing. The company was founded in 2018 and is based in Dallas, Texas.

Amount Logo

Amount develops digital banking and financial technology solutions. The company offers a suite of products and services that enable financial institutions to provide mobile banking experiences, including swift loan approval, automated account origination, and flexible payment solutions. Its primary customers are financial institutions and their merchant partners. It was founded in 2020 and is based in Chicago, Illinois.

SoLo Funds

SoLo Funds provides money lending and borrowing services through a community finance platform. It offers a peer-to-peer lending marketplace for microloans. It allows members to access and supply short-term funds for immediate needs. The company was founded in 2018 and is based in Los Angeles, California.


CBI websites generally use certain cookies to enable better interactions with our sites and services. Use of these cookies, which may be stored on your device, permits us to improve and customize your experience. You can read more about your cookie choices at our privacy policy here. By continuing to use this site you are consenting to these choices.