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Founded Year



Series F | Alive

Total Raised




Last Raised

$280M | 2 yrs ago

About Upgrade

Upgrade operates as an online lending platform. It combines personal loans with credit monitoring and helps users secure credit. It was founded in 2017 and is based in San Francisco, California.

Headquarters Location

275 Battery Street 23rd Floor

San Francisco, California, 94111,

United States


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Upgrade's Products & Differentiators

    Upgrade Card

    Upgrade Card is the only credit card that is "good for you": it comes with low-cost credit and helps consumers pay down their balance faster

Research containing Upgrade

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Upgrade in 4 CB Insights research briefs, most recently on Mar 28, 2023.

Expert Collections containing Upgrade

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Upgrade is included in 8 Expert Collections, including Banking.



881 items


Unicorns- Billion Dollar Startups

1,215 items


Fintech 250

1,247 items


Digital Lending

1,885 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



2,672 items

Companies and startups in this collection enable consumers, businesses, and governments to pay each other - online and at the physical point-of-sale.


Tech IPO Pipeline

568 items

Upgrade Patents

Upgrade has filed 2 patents.

The 3 most popular patent topics include:

  • Electrical generators
  • Energy conversion
  • Engine technology
patents chart

Application Date

Grant Date


Related Topics




Engine technology, Electrical generators, Energy conversion, Engines, Internal combustion piston engines


Application Date


Grant Date



Related Topics

Engine technology, Electrical generators, Energy conversion, Engines, Internal combustion piston engines



Latest Upgrade News

Thalheim Municipality Secures Funds for Road Renovation and Fire Department Upgrade

May 28, 2023

Image: Alex Wagner The Aargauische Gebäudeversicherung (AGV) recommends considering purchasing a replacement after the expansion of the hydrant network and a needs analysis over the next five years. “The vehicle is becoming more and more susceptible to repairs, but it is no longer possible to obtain spare parts, and all service work is very expensive.” All three credits were undercut The vehicle should be ordered in August and delivered by the end of 2024 at the latest. According to the AGV directory, the municipality can expect subsidies from the building insurance company of 55 percent – ​​but the assurance has not yet been given. In addition, the executive applied for a supplementary loan of CHF 150,000 for the revision of the municipal use plan, including the revision of the building and use regulations. The planning drafts are to be submitted to the canton for a preliminary examination after the summer holidays. Also on the agenda for the Gmeind are the approval of the annual report and the annual accounts for 2022 as well as three loan statements. Both in the planning of the development of the width (122,000 francs) and its implementation, including the opening of the stream (CHF 2.23 million) as well as the renovation of the K474 cantonal road, including utility lines and road construction in Oberdorf (CHF 2.375 million), fell short. More articles from these communities 2023-05-27 03:02:08

Upgrade Frequently Asked Questions (FAQ)

  • When was Upgrade founded?

    Upgrade was founded in 2017.

  • Where is Upgrade's headquarters?

    Upgrade's headquarters is located at 275 Battery Street, San Francisco.

  • What is Upgrade's latest funding round?

    Upgrade's latest funding round is Series F.

  • How much did Upgrade raise?

    Upgrade raised a total of $562.5M.

  • Who are the investors of Upgrade?

    Investors of Upgrade include Ribbit Capital, VY Capital, Sands Capital, Ventura Capital, Koch Disruptive Technologies and 20 more.

  • Who are Upgrade's competitors?

    Competitors of Upgrade include ZestMoney, Kissht, Fair, Happy Money, The Social Loan Company and 13 more.

  • What products does Upgrade offer?

    Upgrade's products include Upgrade Card and 2 more.

Compare Upgrade to Competitors

Tala Logo

Tala provides digital financial services through the mobile application. It gathers discrete data points of customers to build a financial identity and deliver instant credit. It was formerly known as InVenture. It was founded in 2011 and is based in Santa Monica, California.

Branch International

Branch International offers a mobile application. It allows users to access credit in emerging markets. Its offerings include loans and micro-finances. It enables users to get loans. It was founded in 2015 and is based in San Francisco, California.

Prodigy Finance Logo
Prodigy Finance

Prodigy Finance is a globally-accessible platform that provides funding to international postgraduate students attending top-ranked business schools, while also delivering competitive financial returns to institutional and private investors including alumni. Prodigy Finance's platform enables future leaders from around the world to overcome funding constraints and achieve their potential, delivering this broad social benefit alongside financial returns for investors.

ZestMoney Logo

ZestMoney operates as a digital lending platform. It enables people to pay using digitally equated monthly installments (EMIs), without the need for a credit card or a credit score and provides credit information, financial counseling, and more. ZestMoney was founded in 2015 and is based in Bengaluru, India.

Brighte Logo

Brighte is a point of sale credit and payments provider that seeks to help businesses provide customers with a fast and affordable way to pay. Brighte's end-to-end automated digital platform provides real-time credit assessment of a customer application.

Kissht Logo

Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sale (online and offline). Its plug and play gateway APIs can be easily integrated into any merchant checkout page or retail POS for providing access to quick loan. Kissht was founded in 2015 and is based in Mumbai, India.

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