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Founded Year



Loan | Alive

Total Raised


Last Raised

$250K | 4 yrs ago

About Rivia Health

Rivia Health is a company that focuses on payment engagement technology in the healthcare sector. The company offers a platform that sends digital notifications to patients when a bill is available, enabling them to pay their balances in a few clicks. This technology aims to increase the amount of paid patient responsibility while decreasing administrative manual tasks. Rivia Health primarily sells to the healthcare industry. Rivia Health was formerly known as RexPay. It was founded in 2018 and is based in Phoenix, Arizona.

Headquarters Location

10720 West Indian School Road Ste 19 PMB 512

Phoenix, Arizona, 85037,

United States




Expert Collections containing Rivia Health

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Rivia Health is included in 4 Expert Collections, including Payments.



2,780 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.


Conference Exhibitors

5,302 items



8,123 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.


Digital Health

10,585 items

The digital health collection includes vendors developing software, platforms, sensor & robotic hardware, health data infrastructure, and tech-enabled services in healthcare. The list excludes pureplay pharma/biopharma, sequencing instruments, gene editing, and assistive tech.

Rivia Health Patents

Rivia Health has filed 2 patents.

The 3 most popular patent topics include:

  • data types
  • optical character recognition
  • unix text processing utilities
patents chart

Application Date

Grant Date


Related Topics




Optical character recognition, Data types, XML, Open formats, Unix text processing utilities


Application Date


Grant Date



Related Topics

Optical character recognition, Data types, XML, Open formats, Unix text processing utilities



Latest Rivia Health News

Top 9 online payment gateways in Nigeria

Oct 20, 2023

Total Prior to the implementation of the cashless policy by the Central Bank of Nigeria (CBN) in 2012, businesses primarily relied on cash for payments and receipts. This led to inefficiencies and a lack of inclusivity, as there were limited automated teller machines (ATMs) available and traditional banking operations were often burdensome and time-consuming. Hence, the NIP was created in 2011. Just to give you an idea, since its inception, the NIBSS Instant Payment (NIP) has witnessed an enormous growth in transaction value. In 2012, NIP transactions worth ₦3.9 trillion ($8.5 billion) were recorded, but as of January 2023, the value of transactions has increased by ten to about N38.7 trillion in January this year. This means that the value of NIP transactions has grown by an average of 41.6% per year since 2012. The figure shows the numerical growth and potential online payments have brought to the eCommerce space in the country, so much so that Nigeria processed more real-time payments volume than the US in 2021 . This development has not only fueled the growth of online businesses in the country but has also brought opportunities for more payment infrastructure, like payment gateways, to be created to enhance the efficiency of payments through various channels that have emerged over time, which include card payments, bank transfers, PoS payments, or USSD. What is a payment gateway? A payment gateway is a service that facilitates the transfer of payments or perhaps, electronic payments between a business and its customers. It can also be referred to as an interface that allows customers to pay for goods and services via multiple methods, channels, or both. When someone makes a purchase or any transaction, they will be redirected to the payment gateway’s website where they will enter their personal and credit card information. After this information is verified, it will then be sent back to the business’s website and the transaction will be completed. These companies process electronic transactions for different categories of businesses –  eCommerce websites, corporate entities like schools, hotels and hospitals and smaller businesses like MSMEs/SMEs and online businesses on social media. Brick-and-mortar stores that typically use physical terminals with magnetic strips or chip readers to complete transactions offline now provide the online payment option. They also collaborate with financial institutions such as banks or credit card providers to ensure the secure and efficient transfer of funds between merchants and buyers. How do I choose a payment gateway for my business? This is exactly what this article is going to help you do. Although choosing a payment gateway can be tricky, this article will look at the essential criteria to examine before choosing one for your business and rank the top 10 payment gateways currently in the country that you can choose from. The criteria are commission per transaction, payment method or channels accepted, transaction success rate, payment settlement time, ease of onboarding and user-friendly interface. After a clean sweep of the current payment gateway market in Nigeria, the following emerged as the top ten: Paystack, Flutterwave, RexPay, Interswitch, Voguepay, Monnify, Remita, Squad, DusuPay and OPay Paystack Starting our list is Paystack, which has become one of Nigeria’s leading payment gateways. Founded by Shola Akinlade and Ezra Olubi and now acquired by Stripe, Paystack offers seamless integration options for businesses, from startups to large enterprises. With a wide range of payment methods and robust security features, Paystack has earned its reputation as a trusted solution in the Nigerian market. As of today, Paystack is present in more than four African countries. In 2018, it announced that its customers processed more than ₦10 billion in monthly transactions. Even more interesting about Paystack is the fact that you don’t need a website to receive payment as you can receive payments with your starter account . They allow you to receive payments with their payment pages and through the use of invoices. All payments received on your website are remitted the following day. Cost: No setup fees. Transaction success rate: near 100% success rate Settlement time: The next day Payment options: card, bank account, USSD, PoS, Visa QR, mobile money, bank transfer, Apple Pay, Visa QR Security: Level 1 PCI-DSS compliant More than 80,000 customers use Paystack to receive payments for their businesses. On its success rate page, the startup makes a bold claim; “If a transaction fails on Paystack, it’s highly unlikely it’ll work anywhere else.” Paystack integrates some of the most popular eCommerce platforms, such as Magento, Wix, WooCommerce, Shopify, BigCommerce, and Drupal on its platform thus creating an advantage for entrepreneurs using it. Rave by Flutterwave Flutterwave, Africa’s biggest fintech, provides payment solutions for more than one million businesses across Africa and counts Uber, MTN, and PiggyVest as some of its customers. The payment aggregator has made significant strides in the payment gateway industry, providing businesses with tools to accept payments, manage finances, and scale operations. Its versatility and compatibility with various payment methods, including card and mobile money, make it a top choice for businesses seeking an all-in-one payment solution. In 2021, the company became a unicorn after it raised $170 million in a Series C round. Since then, it has not looked back in terms of providing efficient financial and payment services for customers globally. The Rave wallet also has a geolocation feature that allows users to find merchants anywhere in the world that accept Rave payments and has an integrated mapping feature so people don’t have to worry about getting lost when they travel either. Cost: No setup fees Transaction success rate: 100% Security: PA DSS & PCI DSS Compliant Currently, Flutterwave is present in 11 countries and enables merchants to accept payments in over 20 currencies. Its customers are given a payment link that allows merchants to receive payments online without a website. However, they can create an online store to make it easier to do so. eCommerce businesses also get Shopify, Joomla, WooCommerce, PrestaShop, and Ecwid integration. RexPay by Accelerex Accelerex is a leading fintech company in Africa and is the parent company of RexPay, its online payment gateway product. RexPay provides a seamless payment service to merchants that can be integrated into their preferred application (Web/Mobile) and enables them to receive online payment from customers. It facilitates real-time debits from cardholder’s accounts and onward credits to the merchants’ accounts. RexPay supports multiple payment channels (cards, accounts, transfers (Internet Banking), USSD or QR Code) and the processing of payment across major payment schemes and card brands in Nigeria such as Verve, Mastercard and VISA. This integration ensures a smooth payment experience for both merchants and customers. RexPay provides an intuitive portal that enables merchants to monitor and manage transactions, refunds, settlements, disputes, and more in real time. Merchants can also generate and download various reports and analytics to track performance and gain valuable insights. RexPay employs advanced technologies and algorithms to detect and prevent fraudulent activities, ensuring compliance with regulatory standards. Moreover, RexPay allows merchants to create and share payment links with customers via email, SMS and social media, enabling payments without the need for a website or app. With RexPay, merchants can sign up easily on the platform, and then begin to receive payments from their customers. Signing up for an account on RexPay is free, and customers won’t be charged any maintenance fees. Cost: free setup Transaction success rate: 100% Settlement time: The next day Payment options: Bank transfer, bank account, mobile money, Visa, Mastercard, Verve, QR Code, payment links, etc. Security: PA DSS & PCI DSS Compliant Interswitch WebPAY Interswitch WebPAY, a product of Interswitch Group, offers a secure and straightforward way for businesses to accept online payments. With its extensive network and innovative technology, Interswitch WebPAY has established itself as a reliable payment gateway for both e-commerce and brick-and-mortar businesses. The gateway which has established itself as one of the most reliable and globally recognised payment aggregators, allows you to integrate its payment processing service to your WordPress site via their plugin and offer your customers the ability to pay for goods and services by cards or payment tokens. However, a major disadvantage is its setup cost. Starting up with Interswitch, you’ll be required a one-time fee of N150,000 and a subsequent transaction fee of 1.5%. However, a flat fee of N2,000 is charged for transactions that are above N133,333 then the subsequent 1.5% for the lesser transaction. Cost: N150,000 Payment options: USSD, card, bank transfer, QR code Security: PCI DSS compliant With Interswitch, users can receive international payments at a 3.8% VAT-exclusive fee. Settlement, which happens the next day, is done in naira regardless of where the payment was made. As one of the oldest fintech players in the country, Interswitch is used by businesses such as Dominos and BetKing. Monnify by Moniepoint Monnify is a payment gateway created by Moniepoint, a leading fintech startup in Nigeria. Prominent businesses like Cowrywise, Thrive Agric, and Bankly utilize Monnify as a payment gateway. It is an all-in-one electronic payment service provider that enables merchants to facilitate transactions in a more secure, uncomplicated, and convenient way. The provider has development-ready platforms such as web and mobile SDK. The API platforms are exclusively documented and offer all that’s required of developers to build their custom projects and integrate Monnify into their apps. Using Monnify, customers have the freedom to choose their preferred settlement options. Although payments are usually processed within 24 hours, users can opt for daily, twice daily, or instant settlements. Presently, Monnify only handles payments for customers located in Nigeria, offering a checkout option and virtual accounts. The provider is renowned for its affordability, with the lowest cost in the industry. Signing up for an account on Monnify is free, and customers won’t be charged any maintenance fees. Cost: free Settlement time: The next day Payment options: USSD, card, Internet transfer Remita Remita, developed by SystemSpecs, is a payment gateway with a focus on government institutions, educational organizations, and corporate clients. It simplifies the process of receiving and making payments, making it a preferred choice for entities that require structured financial management. The Remita payment gateway can also be used by e-commerce sites, insurance companies, educational institutions, utility companies, religious organizations, clubs, associations etc. to collect various types of fees. Merchants using Remita can receive payments from many sources, such as USSD transactions, debit/credit cards, PoS terminals, and bank transfers. Customers also get access to their financial data, providing them with a clear understanding of their business’ finances. Transactions attract a 2% fee capped at ₦‎2,500; foreign cards attract an extra 2% charge. Remita also supports eCommerce sites like WooCommerce, Wix, Magento, and OpenCart. Merchants can receive same-day payments, but card transactions are settled the next day. Cost: No setup cost Payment options: USSD transactions, debit/credit cards, PoS terminals, bank transfers Security: N/A It is currently one of the most popular payment gateways in Nigeria as it is mostly used by State agencies. Squad by GT Bank Squad is a game-changer in the African digital payments space. An innovative solution designed by HabariPay, a Guaranty Trust Holding Company subsidiary launched in 2022, to empower small businesses and large corporations alike with the flexibility and convenience they need to grow and thrive. Apart from allowing users the ability to transform their mobile phone into a powerful point-of-sale device, allowing them to take their businesses online, it also offers fast, secure payments through USSD, virtual accounts, and shareable links. It provides a unique infrastructure for developers, enhancing easy integration opportunities that enable them to create amazing payment experiences for their clients. Squad does not charge a setup fee and has different transaction fees for separate payment methods. For example, while it charges 0.1% of the transaction for virtual accounts, it charges 1% for USSD and payment links. International payments with a payment link attract a 3.5% charge per transaction. Cost: No setup cost Transaction commission: 0.1% for virtual accounts, 1% for USSD and payment links, 3.5% for international payments using a payment link, and 0.25% for SquadPOS transactions. Transaction success rate: N/A Payment options: cards, transfers, USSD Security: PCI DSS compliant Payments made using SquadPOS also attract a 0.25% fee per transaction. Merchants receive payments within 24 hours. However, Squad is only present in Nigeria. It does not support recurrent billing, which could be a problem for businesses that need recurrent payments. DusuPay Dusupay is an African payment provider that provides incredibly secure, efficient, and quick infrastructure for businesses to use. The payment gateway is free to set up, supporting merchants with up to 5,000 customers. They also have the option of being able to accept Visa, Mastercard, and Verve for their users. DusuPay offers one-time and recurring payments to merchants. One-time payment processing is similar to the traditional gateway. However, recurring payments are processed with this company’s own technology. Their pricing plan, however, differs from the rest of the payment gateways out there. They’ve been trusted by hundreds of multi-million-dollar companies with B2B customers for a long time. Cost: No setup fee Transaction success rate: Not stated Settlement time: Within 1 day Payment options: Rupay, Visa, MasterCard, Amex, JCB, Maestro, PayD and many more Security: PCI DSS compliant Opay OPay is a mobile payment platform that has expanded its services to include ride-hailing, food delivery, and other on-demand services. It has gained prominence as a super app, providing users with multiple functionalities, including payments, making it a convenient choice for those seeking an all-in-one solution. OPay payment gateway is the latest payment gateway in Nigeria for developers to accept payments on their websites or apps. The platform offers various features, including fraud prevention, two-factor authentication, automatic chargeback prevention, HIPAA compliance and more. OPay is not limited to being just an e-commerce gateway but also offers support for different types of businesses like restaurants, digital agencies, and online retailers. Its customers can choose to pay from their cards, use QR payments, or with their OPay Wallet. Cost: No setup cost

Rivia Health Frequently Asked Questions (FAQ)

  • When was Rivia Health founded?

    Rivia Health was founded in 2018.

  • Where is Rivia Health's headquarters?

    Rivia Health's headquarters is located at 10720 West Indian School Road, Phoenix.

  • What is Rivia Health's latest funding round?

    Rivia Health's latest funding round is Loan.

  • How much did Rivia Health raise?

    Rivia Health raised a total of $430K.

  • Who are the investors of Rivia Health?

    Investors of Rivia Health include Paycheck Protection Program, Flinn Bioscience Entrepreneurship Program and Arizona Commerce Authority.

  • Who are Rivia Health's competitors?

    Competitors of Rivia Health include PayGround and 4 more.


Compare Rivia Health to Competitors

Salucro Logo

Salucro is a healthcare financial technology company that focuses on patient payments and billing. It offers a patient-centric online bill pay platform, provider-facing collection solutions, print and digital statements, patient engagement tools, and IVR (Interactive Voice Response) payment systems. The company serves healthcare providers, patients, and third-party collection agencies. Salucro was founded in 2004 and is based in Phoenix, Arizona.


Cedar is a patient payment and engagement platform. It enables health systems and medical practices across the country to elevate the patient experience beyond clinical care. Its platform leverages advanced data science, machine learning, and smart segmentation to deliver modern, consumer-friendly ways for patients. It was founded in 2016 and is based in New York, New York.

Clarrow Logo

Clarrow is an all-in-one business management app designed for freelancers. Users can generate polished proposals and contracts, quickly send invoices, and track time and expenses.

PayGround Logo

PayGround develops a healthcare patient payments platform. It supports a more simple and efficient experience for providers and patients. For individuals and families, it is an easy-to-use mobile app to manage, track, and pay all medical bills in one secure place. For medical providers, it is a modernized payment platform that reduces costs, simplifies internal processes, and boosts patient and employer satisfaction. The company was founded in 2018 and is based in Gilbert, Arizona.

Waystar Logo

Waystar focuses on providing technology solutions. Its includes a cloud-based platform that simplifies and unifies healthcare payments, streamlines workflows, and improves financials for healthcare providers, primarily selling to the healthcare industry, including providers, health systems, hospitals, and health plans. The company was founded in 2017 and is based in Louisville, Kentucky.

Patientco Logo

Patientco is a payment technology company built specifically for healthcare. The company simplifies the payment experience that exists in healthcare by providing one place for every patient payment. On July 15th, 2021, Patientco was acquired by Waystar at a valuation of $450 million.


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