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Qonto company logo


Founded Year



Angel - II | Alive

Total Raised


Last Raised

$5.43M | 1 yr ago

About Qonto

Qonto provides financial solutions. It offers business accounts and cards, invoice management, expense, spend management, bookkeeping, and reporting. The company delivers solutions for company creation, self-employed companies, micro-enterprises, and associations. It was founded in 2016 and is based in Paris, France.

Headquarters Location

18, Rue de Navarin Ile-de-France

Paris, 75009,


+33 01 76 41 03 08

ESPs containing Qonto

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Payments Tech

The expense management software market focuses on software solutions specifically designed to streamline and automate the management of employee expenses within an organization. These solutions aim to simplify the process of submitting, approving, and reimbursing expenses, while also providing tools for expense tracking, policy enforcement, and reporting. The market consists of software providers …

Qonto named as Leader among 15 other companies, including Brex, Tide, and FreshBooks.

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Qonto's Products & Differentiators


    Qonto is the European leader for Business Finance and Expense Management : we offer the most complete solution to run efficiently financial business tasks from everyday payments, to finance and accounting management to expense management.

Research containing Qonto

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Qonto in 4 CB Insights research briefs, most recently on Mar 9, 2023.

Expert Collections containing Qonto

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Qonto is included in 6 Expert Collections, including Banking.



1,071 items


Unicorns- Billion Dollar Startups

1,215 items


SMB Fintech

1,647 items



2,672 items

Companies and startups in this collection enable consumers, businesses, and governments to pay each other - online and at the physical point-of-sale.


Fintech 250

749 items

250 of the top fintech companies transforming financial services



5,152 items

Latest Qonto News

Signal Iduna cooperates with Qonto for financial services

Jun 2, 2023

Friday 2 June 2023 14:16 CET | News The insurance and financial services company Signal Iduna Group has signed a partnership agreement with the France-based finance manager for SMEs and self-employed Qonto . In terms of content, the cooperation is an extension of the partnership that already existed between the German fintech Penta and Signal Iduna. Signal Iduna had already reached a similar agreement with Penta in February 2022. In July 2022, the companies Qonto and Penta merged. Shortly after the merger, Qonto started talks with Signal Iduna to extend the partnership. The cooperation agreement allows customers to gain access to the group's insurance policies via the Qonto platform. Additionally, Signal Iduna will offer Qonto's financial services to its medium-sized insurance customers. The offer of the partners is aimed at German medium-sized companies. Signal Iduna business customer offer For SMEs, Signal offers employer-funded pensions, commercial insurance, and corporate legal protection, amongst many other features. Through the cooperation, Qonto customers will also gain access to Signal Iduna’s company pension schemes, company health, and accident insurance, as well as business liability, fleet, business interruption, and transport insurance. The company also offers its customers various features for corporate legal protection. Qonto’s features Qonto is a finance manager for SMEs and the self-employed. It aims to simplify the daily financial business of 350,000 companies, automating their accounting, simplifying their invoice management, and managing their expenses on the basis of an online app. The company operates in Germany, France, Spain, and Italy and currently employs 1000 people. Penta acquired by Qonto Qonto acquired Germany-based SME banking company Penta for an undisclosed sum in July 2022. According to a Qonto representative, the deal aimed to help the firm expand into the German market and further accelerate profitable growth across all markets. The company was looking to boost its presence in Germany. Penta acted as a digital business finance solution for SMEs, sole proprietors, and freelancers, offering banking services and a marketplace for loans, deposits, and insurance. In Early 2022, Qonto secured EUR 486 million in Series D funding.

Qonto Frequently Asked Questions (FAQ)

  • When was Qonto founded?

    Qonto was founded in 2016.

  • Where is Qonto's headquarters?

    Qonto's headquarters is located at 18, Rue de Navarin, Paris.

  • What is Qonto's latest funding round?

    Qonto's latest funding round is Angel - II.

  • How much did Qonto raise?

    Qonto raised a total of $708.82M.

  • Who are the investors of Qonto?

    Investors of Qonto include Crowdcube, Valar Ventures, Alven Capital, Tencent, Gaingels and 15 more.

  • Who are Qonto's competitors?

    Competitors of Qonto include Oxygen, wamo, Airbase, Previse, Spendesk and 12 more.

  • What products does Qonto offer?

    Qonto's products include Qonto.

  • Who are Qonto's customers?

    Customers of Qonto include Payfit, Adveris, Back market, Happn and Heetch.

Compare Qonto to Competitors

Tide Logo

Tide is a business banking platform. It helps small business owners with their banking and admin activities. It offers a set of connected admin tools for businesses such as integration with accounting systems. It was founded in 2015 and is based in London, United Kingdom.


Lili is a challenger bank designed for freelancers. The Lili checking account and mobile experience are created to help balance work & life with expense management and tax savings.

NorthOne Logo

NorthOne develops a mobile, API-powered banking platform for small businesses. The mobile app and API-enabled bank account connect to all the financial management tools businesses already use and give them clarity into their financial health, while automating time-consuming financial management tasks. NorthOne was formerly known as Ferst Digital. The company was founded in 2016 and is based in New York, New York.


Finom provides an online payment solution. It offers physical and virtual cards, invoicing, and expense management solutions for entrepreneurs, self-employed, and freelancers. The company was founded in 2019 and is based in Amsterdam, Netherlands.

Revolut Logo

Revolut provides a financial services application. It allows users to exchange currencies at interbank rates, sends money through social networks, and spend with a multi-currency card everywhere. It was founded in 2015 and is based in London, United Kingdom.

N26 Logo

N26 provides a mobile banking platform. It gives customers a solution to control finances. The company allows users to open an N26 account directly from their phone or computer. It also offers insights into spending habits. It was founded in 2013 and is based in Berlin, Germany.

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