Search company, investor...
Oportun company logo


Founded Year




Total Raised


Market Cap


Stock Price


About Oportun

Oportun operates as a digital banking platform. It primarily operates as a lender and offers unsecured and secured personal loans to its customers. It was founded in 2005 and is based in San Carlos, California.

Headquarters Location

2 Circle Star Way

San Carlos, California, 94070,

United States


Missing: Oportun's Product Demo & Case Studies

Promote your product offering to tech buyers.

Reach 1000s of buyers who use CB Insights to identify vendors, demo products, and make purchasing decisions.

Missing: Oportun's Product & Differentiators

Don’t let your products get skipped. Buyers use our vendor rankings to shortlist companies and drive requests for proposals (RFPs).

Expert Collections containing Oportun

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Oportun is included in 3 Expert Collections, including Fintech 250.


Fintech 250

248 items


Digital Lending

1,885 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



7,985 items

US-based companies

Latest Oportun News

5 Of The Best Money-Saving Apps To Use On iPhone

May 28, 2023

Charday Penn/Getty Images By  Tharindu Dias /May 27, 2023 10:00 pm EST With things like the recent inflation wave, the economic impacts of the pandemic, and student loans, there has been more focus on saving than in any other recent time, putting the need to budget effectively and maximize savings on more people's minds. Be it for day-to-day expenses such as your daily transport and groceries or long-term commitments such as your insurance premiums, mortgage, or student loan payments, having effective saving and spending plans makes achieving those goals significantly more likely. To that end, utilizing an app that can track your income and expenses and help you budget, save, and invest can be invaluable. Depending on your financial literacy, confidence, and competence level, you may or may not need various features to suit your needs. These features can range from basic income and expense tracking to budgeting to automated saving and even investment to ensure that you can hit your goals and make it through the month with as little pressure as possible. Also, since you interact with your phone more often than with your bank, if nothing else, using an effective savings app means you will be more involved with your finances, thus understanding them better. Oportun Sdi Productions/Getty Images Put simply, Oportun takes the thinking out of saving by automatically analyzing your income and spending to move portions of your funds to savings. You may have heard this same value proposition from another saving app, Digit, and with good reason — following its acquisition in December 2021 and a rebrand in March 2023; Digit is now Oportun. Oportun includes functions that allow you to save, budget, invest, and even access loans when necessary. If you only want to save, the app will achieve this by moving small sums from your linked checking account whenever it believes you can afford to. It decides how much to set aside in savings using several parameters such as your income and expenses (both past and expected), as well as savings goals and daily saving limits you set. If you want to take things a step further and budget using Oportun, you can enter recurring bills and connect your credit cards to the app. This allows it to move funds to a separate Bills account, which you can draw from when paying the actual bills. Following a similar pattern as the Saving function, the app ensures that money is put aside in small amounts so that you aren't shocked by large payments you had not budgeted for. Oportun is free for your first six months and costs $5 per month thereafter. The app currently has 4.7 stars from 273.7k ratings on the App Store. Acorns Tada Images/Shutterstock Acorns help users save via three main mechanisms — investing lump sums manually, programming the app to make regular deposits, and a function known as Round-Ups. The app creates an investment account, a retirement account, and a checking account for each user, to which deposits can be made. While the manual and regular deposit features are pretty common, the Round-Up feature is what makes Acorns stand out. With Round-Ups, the app allows users to round up the value of every transaction they make to the nearest dollar value, then transfer the difference to their investment account. For instance, if your subway ticket costs $2.75, the app can round that up to $3 and deposit the $0.25 difference into your investment account. Acorns also let you choose between having each transaction be rounded up and deposited automatically and having the power to select which recent transactions you want to round up later. Since these Round-Ups occur with every purchase, a user's investment account can grow much faster than they might expect. Acorns also has a few other tricks up its sleeve. For instance, it has created partnerships with various outlets to give users cashback deals on their purchases, with the rebates deposited to their investment accounts. It has a Jobs section, where you can look for new opportunities to earn, making it one of the best iPhone apps for earning money . Acorns charges users $3 a month and has 4.7 stars from 860.2k ratings on the App Store. Mint Solstock/Getty Images Mint is primarily a budgeting app owned by Intuit, the parent company of other household names like TurboTax — a mobile tax app to ease your filing season woes  — and CreditKarma and QuickBooks. However, it also offers access to features like investments, banking, credit cards, and personal loans from its partners. When it comes to budgeting and tracking finances, Mint is quite comprehensive. The app lets you connect most, if not all, of your financial accounts, including bank accounts, investment accounts, credit cards, loans, and more, allowing you to track all of your finances in one place. Using this information, the app can then create a budget for you, or you can create your own. Mint will also categorize your spending automatically (though you can still tweak it if it gets something wrong), so you can easily see what you spend and better understand how to change your spending behavior to save. In addition to its budgeting and payment tracking features, Mint can track your subscription fees and bills, ensuring you never miss a payment. And when it comes to actually paying those bills, the app can even give you a chance at having your bills negotiated down via its partnership with Billshark. Mint users can also access their credit scores and reports via the app for free. Mint is free but gives access to extra features for $4.99 a month and has 4.8 stars from 775.1k ratings on the App Store. You Need A Budget Sdi Productions/Getty Images You Need a Budget (YNAB) uses a zero-based budgeting system, wherein every dollar you earn is accounted for when budgeting. Compared to other apps which look at your past expenses and then give you the option of budgeting afterward, YNAB focuses on budgeting as its most crucial function, forcing you to make a plan for all of your money from the get-go. It also foregoes many advanced features and integrations other apps may include. Because YNAB puts the onus on you to make your budget and allocate every dollar ahead of time, the app can have more of a learning curve than the competition. However, making the budgeting process very hands-on, instead of automating it and forcing you to actively think about how you want to spend each dollar, should improve your ability to save. This contrasts with most other apps, which show you how much money you have left to spend. YNAB allows you to create as many specific budgeting and saving categories and targets as necessary to personalize your overall budget to your exact spending needs and patterns. This can give you a much clearer understanding of what you spend and where you can make changes to save more. You Need A Budget is free for a 34-day trial period, after which a subscription will cost either $14.99 a month or $98.99 a year and has 4.8 stars from 44.8k ratings on the App Store. Qapital Sdi Productions/Getty Images Qapital is a savings app with a novel approach — adding an element of gamification to the usual saving, investing, and budgeting elements many apps have. The app uses what it calls Rules to give you different ways to save. In addition to the Set and Forget Rule, which acts as a basic automated saving system, more advanced rules which will save a little money when you do specific things like make guilty pleasure purchases, end a set period under budget, hit Apple Health goals, or even browse Twitter. Qapital also has the option to share saving with a partner, allowing you to meet your goals faster and motivate each other while doing it. Aside from its general saving function, Qapital also supports budgeting and investing. On the budgeting front, an upcoming Payday Divvy feature will split your money up on payday itself, allocating it to different areas you set so you don't accidentally spend it. Meanwhile, Spending Sweet Spot has you set weekly spending goals. On the investing front, the app will let you choose portfolios based on your risk appetite and then automatically transfer funds as instructed, even allowing you to set Rules to trigger investments. Qapital is free for 30 days, after which you must pay a monthly subscription fee ranging from $3 to $12, depending on how many services you want access to. The app has 4.8 stars from 82k ratings on the App Store. Recommended

Oportun Frequently Asked Questions (FAQ)

  • When was Oportun founded?

    Oportun was founded in 2005.

  • Where is Oportun's headquarters?

    Oportun's headquarters is located at 2 Circle Star Way, San Carlos.

  • What is Oportun's latest funding round?

    Oportun's latest funding round is PIPE.

  • How much did Oportun raise?

    Oportun raised a total of $274.37M.

  • Who are the investors of Oportun?

    Investors of Oportun include General Catalyst, Institutional Venture Partners, Fidelity Investments, Greylock Partners, Madrone Capital Partners and 12 more.

  • Who are Oportun's competitors?

    Competitors of Oportun include Varo Bank.

Compare Oportun to Competitors

Starling Bank Logo
Starling Bank

Starling Bank is a digital banking platform offering personal, joint, and business accounts. It lets people visualize and manage their finances and facilitates money transfers, overdrafts and loans, multi-currency accounts, trading accounts, and more. The company was founded in 2014 and is based in London, United Kingdom.

First Boulevard Logo
First Boulevard

First Boulevard provides mobile banking solutions with an emphasis on helping black Americans control and grow money.


Bancacao is a developer of banking products. The company's Tzune is a digital financial services platform that offers fair, contactless, and personal solutions.

MoCaFi Logo

MoCaFi is a financial services platform. It provides underbanked access to financial institution (FI) products. It offers an online platform that provides prepaid Mastercard, bank account, money management application, credit-building bill payment and personal wealth coaching. The company was founded in 2015 and is based in New York, New York.

Jiko Logo

Jiko is a trading platform. The company's platform allows investing in treasury bills and keeps a track of the investment and at the same time acts as a financial portal to send, receive, and spend money digitally. It was founded in 2016 and is based in Berkeley, California.

HMBradley Logo

HMBradley pays high APY to savers who automatically save a portion of their monthly deposits on its platform. It combines both checking and savings features into a single, digital bank account, where it pays out an APY depending on the percentage of a customer's direct deposits that are saved each quarter.

Discover the right solution for your team

The CB Insights tech market intelligence platform analyzes millions of data points on vendors, products, partnerships, and patents to help your team find their next technology solution.

Request a demo

CBI websites generally use certain cookies to enable better interactions with our sites and services. Use of these cookies, which may be stored on your device, permits us to improve and customize your experience. You can read more about your cookie choices at our privacy policy here. By continuing to use this site you are consenting to these choices.