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Personal Capital

personalcapital.com

Founded Year

2009

Stage

Acquired | Acquired

Total Raised

$312.02M

Valuation

$0000 

Revenue

$0000 

About Personal Capital

Personal Capital is an online financial advisor and personal wealth management company. Personal Capital offers a digital wealth management service that combines a free financial dashboard to gather and analyze financial data, with a financial advisor to help manage investments. On June 29th, 2020, Personal Capital was acquired by Empower Retirement at a valuation between $825 and $1000M.

Headquarters Location

3 Lagoon Drive Suite 200

Redwood City, California, 94065,

United States

650-556-1310

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Expert Collections containing Personal Capital

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Personal Capital is included in 5 Expert Collections, including Wealth Tech.

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Wealth Tech

1,919 items

A category of financial technology that is digitizing & streamlining the delivery of wealth management. Included: Startups that offer technology-enabled tools for active and passive wealth management for retail investors and advisors.

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Fintech 250

498 items

T

Tech IPO Pipeline

568 items

F

Financial Wellness

245 items

Track startups and capture company information and workflow.

F

Fintech

7,746 items

US-based companies

Personal Capital Patents

Personal Capital has filed 3 patents.

patents chart

Application Date

Grant Date

Title

Related Topics

Status

4/17/2014

1/26/2016

Computer network security, Network protocols, Wireless networking, Computer access control protocols, Password authentication

Grant

Application Date

4/17/2014

Grant Date

1/26/2016

Title

Related Topics

Computer network security, Network protocols, Wireless networking, Computer access control protocols, Password authentication

Status

Grant

Latest Personal Capital News

13 Best High-interest CDs and Savings Accounts Today: Earn up to 4.55% APY on a 5-year CD

Jan 28, 2023

Insider's experts choose the best products and services to help make smart decisions with your money ( here’s how ). In some cases, we receive a commission from our partners , however, our opinions are our own. Terms apply to offers listed on this page. The average interest rate paid by a savings account right now is 0.33% Annual Percentage Yield (APY), according to the FDIC. Today, the best online institution for earning a competitive interest rate on a high-yield savings account is MySavingsDirect, which pays 4.35% APY on a MySavingsDirect Savings Account . National brick-and-mortar banks generally pay lower interest rates than online banks. For example, Bank of America pays 0.01% to 0.04% APY on the Bank of America Advantage Savings Account . We've been checking over two dozen financial institutions to keep up with their new rate offerings. Our best savings accounts guide and best high-yield savings account guide can also be great starting points in your research — but if you prioritize finding the highest rates above all else, this list is for you. Featured Offer Why it stands out: UFB Direct is an online division of  Axos Bank . UFB Best Savings may be a great option if you'd prefer to open a savings account with a low minimum opening deposit. It also stands out from other savings accounts because it comes with an ATM card. Savings rate: 4.21% (as of 01/18/2023) APY What to look out for: Customers with existing savings accounts may have to call customer service to get upgraded to the newest rate. It also may not be easy to deposit cash at UFB Direct. You'll have to see if there are cash-accepting ATMs in your area. Interest compounded daily, paid monthly FDIC insured Why it stands out: You might like Popular Direct High-Rise Savings if you have at least $5,000 for an opening deposit. Popular Direct also may be a good choice if you're searching for a savings account that doesn't charge any monthly service fees. Savings rate: 4.16% APY What to look out for: Popular Direct High-Rise Savings has a steep minimum opening deposit. Other banks will let you open a savings account with less money upfront. Popular Direct only has savings accounts and CDs. Since there's no checking account, you won't be able to directly access money in your savings account. Instead, you'll need to transfer an external bank account, which could take a few business days to process. Best interest rates for CDs More Information Terms ranging from 3 months to 5 years Early withdrawal penalties: 89 days simple interest for terms under 91 days; 120 days simple interest for terms of 91 days to less than 12 months; 270 days simple interest for terms of 12 months to less than 36 months; 365 days simple interest for terms of 36 months to less than 60 months; 730 days simple interest for terms of 60 months or more Interest compounded daily, paid monthly FDIC insured Why it stands out: Popular Direct offers some of the best high-interest CDs. Its 3-month and 6-month CDs, in particular, stand out for their competitive interest rates. Rates: The rates for Popular Direct CDs are as follows:  3 months: 4.10%  APY Terms range from 3 months to 5 years To become a member, you or a family must work at a Select Employee Group OR you must join the American Consumer Council or Select Savers Club Earn an additional 0.10% APY on account balances over $100,000 Early withdrawal penalties: 1% of the amount withdrawn for terms between 2 months and 11 months; 2% of the amount withdrawn for terms between 1 year and 2 years; 3% of the amount withdrawn for terms over 25 months Interest compounded and deposited monthly NCUA insured Why it stands out: Quorum Federal Credit Union offers a competitive interest rate on a 2-year CD. You'll earn 4.60% APY with a minimum deposit between $1,000 and $99,999, or 4.70% APY if you deposit more than $100,000 in your account. 3 months: 1.70% APY You'll get the most out of the account if you do the following:  Earn 3.00% APY if you have less than $10,000 when you sign up to receive eDocuments, make 12 monthly debit card purchases, and receive $500 in monthly direct deposits, mobile check deposits, or transfers from other banks Earn 4.00% APY if you meet the requirements to earn 3% and spend $500 per month with your Consumers Credit Union Credit Card Earn 5.00% APY if you meet the requirements to earn 3% and spend $1,000 per month with your Consumers Credit Card Earn 0.20% APY if you have an account balance between $10,000.01 and $25,000 when you receive eDocuments, make 12 monthly transactions, and receive $500 per month in direct deposits, mobile check deposits, or transfers from other banks Earn 0.10% APY if you have an account balance over $25,000 when you receive eDocuments, make 12 monthly transactions, and receive $500 per month in direct deposits, mobile check deposits, or transfers from other banks If you don't meet the requirements, you'll only earn 0.01% APY on your account balance. Rate: 0.01% to 5.00% APY What to look out for: Credit unions require membership to open accounts. To become a member, pay a one-time membership fee and open the Consumers Credit Union Membership Share Savings Account with at least $5. Why it stands out: Juno has a solid rewards checking account. The rate you'll earn will vary depending on your account balance. You can earn up to a 5% yearly bonus on the first $10,000 in your account, and 3% on balances from $10,0001 to $250,000. You'll also be able to earn 5% cash back when you shop at select retailers, and buy and sell cryptocurrency through Juno. Rate: 3.00% to 5.00% (depending on deposit amount) APY What to look out for: Juno has two types of accounts: Basic and Metal. The main difference between the two accounts is that the Juno Metal Checking Account has higher limits for yearly cash back, crypto purchases, and other perks than Juno Basic . To qualify for Metal, you'll need to maintain a qualifying direct deposit of $250 or more per month or connect your Web3 Wallet so Juno can review your on-chain activity. Earn 3.85% APY if you're not a Personal Capital advisory client Interest compounded daily, deposited monthly FDIC insured through UMB Bank Why it stands out: The Personal Capital Cash Account might be worthwhile if you already use the investment platform Personal Capital. This cash management account doesn't charge any monthly service fees; up to $2 million is FDIC insured in an account. To earn 3.90% APY, you must be a Personal Capital advisory client. Otherwise, you'll earn 3.85% APY. Rate: 3.85% or 3.90% (for Personal Capital advisory clients) APY What to look out for: Personal Capital only offers a cash management account, which is an alternative option to traditional checking and savings accounts. If you would like to open different types of accounts — for example, a money market account or CD — you might consider a bank or credit union instead. Best interest rates for money market accounts Why it stands out: CFG Bank offers a high interest rate on a money market account. You may like the CFG Bank High Yield Money Market Account if you regularly maintain at least $1,000 in your account. That way, you'll earn 4.25% APY and waive the $10 monthly service fee. Rate: 4.25% APY What to look out for: Usually money market accounts come with an ATM card, debit card, or paper checks. However, the CFG Bank High Yield Money Market Account doesn't have these options. If you'd like to withdraw money from your account, you'll have to make a transfer to another account. Access your funds 24/7 with easy-to-use digital banking tools. FDIC insured through Axos Bank * The Annual Percentage Yield (APY) is accurate as of 01/18/2023. The interest rate and corresponding APY for savings is variable and is set at UFB's discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings. Why it stands out: You may like the UFB Best Money Market Account if you would like a money market account that includes paper checks and a debit card. You'll earn a high interest rate on the account, but there's a $10 monthly service fee (with options to waive) if you don't maintain an account balance of at least $5,000. Rate:  4.21% (as of 01/18/2023) APY What to look out for: If you don't think you can maintain at least $5,000 in your account to avoid the monthly service fee, there are other banks that have lower minimum balance requirements or no monthly service fees. Keep in mind that UFB Direct only offers a high-yield savings account and a money market account. If you would also like to open a checking account or CD with the same institution, another bank may be a better fit. Best interest-earning bank accounts: January 28, 2023 MySavingsDirect Savings Account

Personal Capital Frequently Asked Questions (FAQ)

  • When was Personal Capital founded?

    Personal Capital was founded in 2009.

  • Where is Personal Capital's headquarters?

    Personal Capital's headquarters is located at 3 Lagoon Drive, Redwood City.

  • What is Personal Capital's latest funding round?

    Personal Capital's latest funding round is Acquired.

  • How much did Personal Capital raise?

    Personal Capital raised a total of $312.02M.

  • Who are the investors of Personal Capital?

    Investors of Personal Capital include Empower Retirement, Institutional Venture Partners, Venrock, Crosslink Capital, IGM Financial and 10 more.

  • Who are Personal Capital's competitors?

    Competitors of Personal Capital include Human Interest, Blooom, ForUsAll, NewRetirement, Wealthfront, BodesWell, Partyou, Facet Wealth, Betterment, Quicken and 21 more.

Compare Personal Capital to Competitors

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Betterment

Betterment is a goal-based online investment company that delivers personalized financial advice paired with low fees and customer experience. Through its platform, Betterment's seeks to eliminate the typical complexities and time commitment of the traditional investment account. Behavioral guardrails built into the account help users make savvy, rational decisions with their finances.

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SigFig

SigFig offers financial technology focused on putting the customer at the center of the financial services experience. The company offers an ecosystem of needs discovery, remote collaboration, and digital wealth solutions. SigFig offers financial institutions the products SigFig Discover, SigFig Engage, and SigFig Digital Wealth to provide consumers with the experiences they need to achieve their financial goals. The company was founded in 2007 and is based in San Francisco.

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Wealthsimple

Wealthsimple is a technology-driven investment manager that combines a robo-advisor platform with access to live advisors. The company was founded in 2014 and is based in Toronto, Ontario.

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ForUsAll

ForUsAll offers a platform that enables employers to provide a modern 401(k) plan to employees with access to crypto, financial wellness benefits, and low fees. The platform provides features such as direct investment into a range of cryptocurrency tokens, automated plan administration, auto-reconciling payroll integration, tracking and enrolling of eligible employees, and actionable financial insights. The company was founded in 2012 and is based in San Carlos, California.

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Human Interest

Human Interest offers an easy and affordable 401(k) retirement plan for the modern workforce. It empowers businesses to safeguard the financial futures of their employees. The company was founded in 2015 and is based in San Francisco, California.

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Wacai

Wacai is a Chinese FinTech company that has developed an all-in-one online personal financial management platform that provides users with wealth management services and credit solutions through an extensive portfolio of mobile apps to meet their evolving lifelong personal financial service needs.

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