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Founded Year



Series B | Alive

Total Raised


Last Raised

$20M | 4 mos ago

About Oxygen

Oxygen provides services for digital banking. It allows users to manage everyday expenses on the oxygen visa debit card and access a line of credit. It was founded in 2018 and is based in San Francisco, California.

Headquarters Location

580 California Street 12th Floor

San Francisco, California, 94104,

United States


Oxygen's Product Videos

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Research containing Oxygen

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Oxygen in 1 CB Insights research brief, most recently on Aug 31, 2020.

Expert Collections containing Oxygen

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Oxygen is included in 5 Expert Collections, including Banking.



1,071 items


Digital Lending

1,885 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.


SMB Fintech

1,584 items


Gig Economy Value Chain

155 items

Startups in this collection are leveraging technology to provide financial services and HR offerings to the gig economy industry



7,985 items

US-based companies

Oxygen Patents

Oxygen has filed 11 patents.

The 3 most popular patent topics include:

  • Association football defenders
  • Association football forwards
  • Association football wing halves
patents chart

Application Date

Grant Date


Related Topics




Cosmetics, Cosmetic industry, Engine technology, Toiletry, Skin care


Application Date


Grant Date



Related Topics

Cosmetics, Cosmetic industry, Engine technology, Toiletry, Skin care



Latest Oxygen News

Neobank Oxygen Raises $20 Million; Introduces New CEO David Rafalovsky

Feb 6, 2023

Finovate Neobank Oxygen has raised $20 million in Series B funding, taking its total capital to $45 million according to Crunchbase. The funding -“led largely by return investors” – will help Oxygen further develop its product, improve the user experience, and grow its workforce. San Francisco-based digital banking platform Oxygen has secured $20 million in Series B funding . The funding round was “led largely by return investors,” and will support product development and enhancements to Oxygen’s core offerings. The funding will also help Oxygen grow its team to help meet demand. The company’s total capital raised now stands at $45 million, according to Crunchbase . Oxygen’s funding announcement comes at the same time that it is introducing a new CEO. David Rafalovsky, former Group CTO and Global Head of Operations & Technology for European digital banking ecosystem Sber, will take the helm, succeeding company founder Hussein Ahmed. Ahmed will remain with the company as Oxygen’s Chief Product Officer. The new funding and new CEO “mark a new era” for Oxygen, Rafalovsky said in a statement . He underscored the size and importance of the small business community in the United States, and said that he believed Oxygen should play a role in helping these enterprises grow and thrive. “I look forward to charting the path forward for the company, building world class solutions for small businesses and gig economy participants,” Rafalovsky said. “Not only are small businesses driving the U.S. economy, but they also keep the American dream alive.” A neobank designed from the start to serve both consumers and small businesses, Oxygen offers digital natives, creatives, and entrepreneurs an all-in-one digital banking platform that provides cashback rewards, early direct deposit, money transfers, and high-yield savings. Oxygen offers four tiers of membership – from the $0 annual fee “Earth” level to the $199.99 annual fee “Fire” level – which enable accountholders to choose their preferred debit card spending and payroll direct deposit limits – as well as the annual spending required in order to access these features. Banking services are provided by The Bancorp Bank, which also issues the Oxygen’s Visa debit card. Founded in 2020, Oxygen was named Best Digital Bank in the 2021 Finovate Awards and Best Overall Mobile App in the Fintech Breakthrough Awards that same year. In December, the company launched its OTags functionality that makes it easier for Oxygen accountholders to send and request money, OGifts – which enable multiple Oxygen members to send money to a single Oxygen member – and more.

Oxygen Frequently Asked Questions (FAQ)

  • When was Oxygen founded?

    Oxygen was founded in 2018.

  • Where is Oxygen's headquarters?

    Oxygen's headquarters is located at 580 California Street, San Francisco.

  • What is Oxygen's latest funding round?

    Oxygen's latest funding round is Series B.

  • How much did Oxygen raise?

    Oxygen raised a total of $49.69M.

  • Who are the investors of Oxygen?

    Investors of Oxygen include Y Combinator, Ankur Nagpal, 1984 Ventures, Peter Treadway, Larry Fitzgerald and 28 more.

  • Who are Oxygen's competitors?

    Competitors of Oxygen include Novo, NorthOne, Lifebank, Solid, Found and 15 more.

Compare Oxygen to Competitors


Lili is a challenger bank designed for freelancers. The Lili checking account and mobile experience are created to help balance work & life with expense management and tax savings.

NorthOne Logo

NorthOne develops a mobile, API-powered banking platform for small businesses. The mobile app and API-enabled bank account connect to all the financial management tools businesses already use and give them clarity into their financial health, while automating time-consuming financial management tasks. NorthOne was formerly known as Ferst Digital. The company was founded in 2016 and is based in New York, New York.


Novo develops a financial platform. It offers neo-banking facilities without traditional physical branch networks. It provides zero-balance accounts, business checking and debit card access, lending services, and more. Its platform caters to small and medium enterprises (SMEs). It was formerly known as CLEAR Bank. It was founded in 2016 and is based in Miami, Florida.


Solid is a financial technology platform. The company's platform allows users to create bank accounts, offer crypto wallets, send payments, issue cards to customers, and build and launch deposit products, such as business and consumer checking accounts. It was formerly known as Wise. It was founded in 2018 and is based in San Mateo, California.


Found provides business banking for self-employed people that makes self-employed taxes easy. The company provides built-in expense tracking and a tax savings account.

Nearside Logo

Nearside is an online bank for small and medium-sized enterprises. The company offers business loans to the owners to get credit from more traditional sources. It was formerly known as Hatch. It was founded in 2018 and is based in San Francisco, California.

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