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Founded Year




Total Raised


Date of IPO


About NextCard

NextCard was an online credit card business targeting the consumer market. The company used the Internet to acquire customers and provide immediate approval to qualified applicants, and was a to offer instant online approval and photo credit cards.

NextCard Headquarter Location

595 Market Street Suite 1800

San Francisco, California, 94105,

United States


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Expert Collections containing NextCard

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

NextCard is included in 1 Expert Collection, including Fintech.



7,344 items

US-based companies

NextCard Patents

NextCard has filed 4 patents.

patents chart

Application Date

Grant Date


Related Topics




Payment systems, Credit cards, Credit card issuer associations, Banking, Credit


Application Date


Grant Date



Related Topics

Payment systems, Credit cards, Credit card issuer associations, Banking, Credit



Latest NextCard News

Banking UI: Let’s Not Getting Overly Responsive on the Desktop

Jun 2, 2016

Share: Send Post Twitter LinkedIn   My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. In 1999, it was light years ahead of its time in design and UI. If only it had been equally savvy in its underwriting skills , it would be a digital banking giant by now. What I loved about its website was the almost total lack of copy. In an era where most traditional brands dumped everything they could think of on the homepage, NextCard made due with just 50 words of copy, an almost “Google-like” experience (and this was before Google). See its circa-2001 homepage above. The nice thing about the NextCard effort, besides the big red “easy” button dominating the page, is that the whole thing fit nicely on a single desktop computer screen. That was back when horizontal and vertical scrolling were the norm. Fast-forward 15 years and the vast majority of banking websites are MUCH, MUCH, MUCH better. And I am a big fan of responsive design . It’s forced designers to pare back on overly-busy homepage that have been a hallmark of banking sites since the 1990s. However, I think we are now in danger of becoming over-reliant on responsive design, at least on the desktop. Yes, it’s cost effective to build a single site that works across all screen sizes. But if you are big enough to have a six-figure marketing budget, you can afford to tweak your site so it sparkles on both smartphones and desktops. I don’t want to single anyone out, but I need an example, so I looked at a few sites in the Seattle area and chose Washington State Employess Credit Union  to illustrate my point. Its site renders great on mobile phones or tablets with an intuitive swiping down (or is that up? ) layout (see inset for iPhone 6 capture). However, the same photos, fonts and layout rendered on a 13-inch laptop browser screen aren’t as elegant. The biggest issue is navigation. WSECU goes with the smartphone convention of a small “hamburger” menu in the upper right (see screenshot below). Users accustomed to mobile navigation, will likely find it, but others may be perplexed. With no visible desktop navigation, the eye is drawn to the “We’re all in” main headline along with the two running across the bottom (“Look what’s happening at your branch” and “Reflecting on 2015”). None of those are particularly enticing jumping off points for the casual online visitor. Overall, the WSECU site is pleasing to the eye and has easy-to-find login and search. However, the desktop version isn’t effective as it could be exposing laining the products, services and benefits of banking there. And 20 years into the web area, we should be more responsive to visitor needs.

  • When was NextCard founded?

    NextCard was founded in 1996.

  • Where is NextCard's headquarters?

    NextCard's headquarters is located at 595 Market Street, San Francisco.

  • What is NextCard's latest funding round?

    NextCard's latest funding round is IPO.

  • How much did NextCard raise?

    NextCard raised a total of $54.93M.

  • Who are the investors of NextCard?

    Investors of NextCard include Kleiner Perkins Caufield & Byers, Highland Capital Partners, Trinity Ventures, Sequoia Capital, St. Paul Venture Capital and 6 more.

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