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About Mutumutu

Mutumutu develops a technology-based life insurance platform. It provides life insurance and people can purchase life insurance online and from their homes. It was founded in 2018 and is based in Prague, Czech Republic. In June 2023, Mutumutu was acquired by KB Pojisťovna. The terms of the transaction were not disclosed.

Headquarters Location

Letenske sady 1500/80

Prague, 170 00,

Czech Republic

800 810 210


Mutumutu's Product Videos

Mutumutu's Products & Differentiators

    Income protection

    Mutumutu provides 3 coverages linked to the income protection: incapacity to work, invalidity & death.


Expert Collections containing Mutumutu

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Mutumutu is included in 2 Expert Collections, including Insurtech.



2,969 items

Companies and startups that use of technology to improve core and ancillary insurance operations. Companies in this collection are creating new product architectures, improving underwriting models, accelerating claims and creating a better customer experience



12,502 items

Excludes US-based companies

Latest Mutumutu News

They appeared out of nowhere, the region’s newest insurance stars can turn the entire market upside down

Jan 15, 2023

January 15, 2023 Similar topics will also be discussed at Portfolio’s Insurance 2023 conference on March 8, it is worth registering for the event as soon as possible! Lamie (Austria) Operating since 2004, Lamie has been working on digital products for a long time: they were the first digital insurance company in Austria to launch a completely digitized product from product development to sales (end-to-end). Although for this reason the company can be thought of as a “disruptor” subverting the market of traditional players, the company is open to cooperation with traditional insurers, since other companies can also integrate their API into their systems. Thus, the service can actually be considered as embedded insurance. Lamie’s leading product is currently “on demand” travel insurance, i.e. a product in which the customer does not pay a regular fee for the insurance, but activates it when he needs it. Lamie is currently available in 8 countries, including Germany, the UK, Serbia, Slovenia and Bulgaria, and has approximately 600,000 customers. Lamie plans to launch on the Hungarian market as well. (Poland) Bezpieczny is an insurance brokerage platform that offers a wide range of different insurance products in Poland. The portal initially started with an accident insurance product for children, but later expanded its portfolio to include life, passenger, property and vehicle insurance. The operators of Bezpieczny also refer to the site as a virtual agency, the name behind the broker site’s specific agency commission model. Insurance agents receive a commission if the customer provides the agent’s unique promotional code when taking out the insurance. Thanks to this, agents become interested in customers concluding their insurance contracts on the site. In the case of more complex products, they can also provide direct assistance to customers by filling out the form instead of entering the user account. Generali’s Polish subsidiary acquired Bezpieczny two years ago, and today the insurance’s entire sales network uses the portal. Beesafe (Poland) Beesafe is an insurance startup that brokers car insurance for customers. The company has developed a price calculator, which makes offers to customers after entering the vehicle’s license plate number and the owner’s personal data. Beesafe uses artificial intelligence to assess damage and make an instant payment offer for damaged vehicles. For this, Beesafe uses an artificial intelligence solution developed by the technology company Tractable, which evaluates the damage to vehicles based on photos. The company was established in the insurance bond Compensa, owned by the Vienna Insurance Group, and is led by one of the company’s board members, Rafał Mosionek. Beesafe offers Compensa products. Quantee (Poland) Quantee develops an artificial intelligence-based dynamic pricing software for insurance companies. With the help of the software, insurers can better adapt their prices to customer expectations and current market conditions. Quantee enables insurance companies to offer more competitive insurance rates and bring their products to market faster. Quantee’s software is used by several major insurers, including Poland’s InterRisk VIG, Spain’s DKV, Vienna Insurance Group’s Compensa and German reinsurance company Hannover Re. Like (Poland) One of the critical points of personal injury insurance is the evaluation of the expert examination issued by the doctor. The insurance company makes the decision to pay or reject the benefit based on the medical evaluation. However, judging them is a long process,, on the other hand, has developed a model for it, which automatically prepares the expert report, supplemented with the results of the medical examination. The results of the medical examination are collected by an OCR-based software and then compared with the table drawn from the General Terms and Conditions. Based on these, the insurance company receives a decision recommendation on payment. Anonymous data from the documentation remains with the insurance company and can be used for further analysis. Clicket (Poland) Clicket offers insurance and financial services to individuals through internet and mobile channels. The company’s target group is made up of foreigners coming to Poland, who can take out compulsory insurance for medical expenses through the Clicket application., but they can even apply for a loan. The company also targets students, for whom it offers accident insurance. Insurtech cooperates with the insurance company AXA, and payments are made through Stripe’s payment systems. Mutumutu (Czech Republic) Mutumutu is an online life and income insurance broker. If the client falls ill or has an accident, Mutumutu pays them a set portion of their income until they return to work. The Mutumutu service is unique in that tries to encourage the customer to a healthier lifestyle. The biggest difference between Mutumutu and other similar insurtechs is that the Czech insurtech offers a wider coverage, i.e. cases such as back pain and mental problems are also covered. The Mutumutu app can also be connected to most fitness devices. In this way, the application can log the user’s activity, from which it calculates a discount, the amount calculated in this way is returned to the user at the end of each quarter. Societe Generale Assurances invested in Mutumutu in 2020, opening the door for the insurtech to expand in France or other European markets. Boleron (Bulgaria) Boleron is a digital insurance platform developed by Boleron Consulting, a Bulgarian insurance broker. Insurtech appeared on the Bulgarian market a little over a year ago with a digital car insurance. In the time since then, the startup has already introduced several different insurance products, which can also be authenticated with an electronic signature. The system enables the automatic payment of monthly insurance premiums and the payment of insurances with a single click. In January 2020, Boleron signed contracts with several large insurance companies, including products from UNIQA, Generali, and Euroins. 2.1 million euros from Digital SPV Holding and the venture capital fund ImVentures II they laid to the Boleron. Beyond the third round of insurance, Boleron was able to raise 4 million euros from investors. The amount will be used for the regional expansion of the company in Romania and Greece, as well as for the expansion of the team. Inzmo (Estonia) Inzmo started out as a mobile bicycle insurance service, but now they also provide sublet insurance, offering coverage for the deposit and damage to the apartment. The insurance process takes only a few minutes and is completely online. They help tenants to occupy the apartment as soon as possible, even without paying a deposit. That is why the insurance covers possible damage to the apartment and also offers a small amount of credit to subtenants if they cannot pay the first month. Thanks to the insurance, subtenants can get access to the amount of the deposit even if the owner were to withhold it. The service is currently available in Germany, the Baltics, and Poland, but plans to launch it in more European countries in the future. The app has 30,000 users so far and offers products from the insurance company owned by Société Générale. The company is now one of the fastest growing insurtechs in Europe, with a total of $7.9 million to date raised capital among others thanks to the venture capital funds of the insurers Helvetia and Uniqua. Cachet (Estonia) The Estonian-based startup Cachet offers insurance to those working in the sharing economy who use several platforms for their work at the same time. These are workers who, for example, work through the platforms of Uber, Bolt, or Deliveroo, but as independent entrepreneurs in the legal sense. The latter implies that they have to take care of the insurance entirely themselves, under not very favorable conditions. Chachet promises insurance products that reflect that the working hours and performance of those working in the platform economy, without tying them to a knot, i.e. requiring them to work exclusively through the mediation of a company’s platform. Cachet currently operates in Estonia, Latvia and Poland and will soon expand to Scandinavian countries. Cachet’s insurance products come from at least 12 insurers and include liability, motor, health and accident insurance. The startup 5.5 million euros collected in a funding round led by venture capitalist Truffle Capital, joined by venture capitalist Uniqa and With the fresh funds, the value of the company rose to 7.6 million euros. Similar topics will also be discussed at Portfolio’s Insurance 2023 conference on March 8, it is worth registering for the event as soon as possible! Cover image source: Getty Images

Mutumutu Frequently Asked Questions (FAQ)

  • When was Mutumutu founded?

    Mutumutu was founded in 2018.

  • Where is Mutumutu's headquarters?

    Mutumutu's headquarters is located at Letenske sady 1500/80, Prague.

  • What is Mutumutu's latest funding round?

    Mutumutu's latest funding round is Acquired.

  • How much did Mutumutu raise?

    Mutumutu raised a total of $2.61M.

  • Who are the investors of Mutumutu?

    Investors of Mutumutu include KB Pojisťovna, Societe Generale Group, Societe Generale Assurances and Plug and Play Insurtech.

  • Who are Mutumutu's competitors?

    Competitors of Mutumutu include Covr Financial Technologies and 5 more.

  • What products does Mutumutu offer?

    Mutumutu's products include Income protection.


Compare Mutumutu to Competitors

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Sproutt develops an artificial intelligence (AI) powered platform for life insurance purchases. Its platform matches individuals with life insurance policies such as no-exam life insurance, term life insurance, whole life insurance, universal life insurance, and many more. It was formerly known as Aktibo. The company was founded in 2018 and is based in Hartford, Connecticut.

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Allied Payment Network

Allied Payment Network is a company that focuses on providing payment technology solutions, primarily operating in the financial services industry. The company offers innovative and secure payment technology services to financial institutions, enabling them to modernize and innovate their operations. These services primarily cater to banks and credit unions of all sizes. It was founded in 2010 and is based in Fort Wayne, Indiana.

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QCash Financial

QCash Financial is a Credit Union Service Organization (CUSO) that operates in the financial services industry. The company offers a digital small-dollar lending platform that provides instant underwriting, decision-making, and funding based on membership standing and deposit history, without the need for a credit score. The platform is primarily used by credit unions to offer their members life event loans, specialty loans, and financial first responder loans. It was founded in 2015 and is based in Olympia, Washington.

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Ethos provides life insurance solutions. It leverages predictive analytics and data science technologies to provide life insurance policies. It covers expenses such as a home mortgage, debt, college tuition, and more. It was founded in 2016 and is based in Austin, Texas.


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