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About Moneymailme

Moneymailme is a money transfer and chat app that combines the social interaction with the joy of sending and receiving money on a phone, facilitating micro-payments, file sharing and chatting. Launched in 2015, Moneymailme lets users send and receive money, fast and secure, in six currencies – Euro, US Dollars, British Pounds, Polish Zloty, South African Rand, and Swiss Franc – even during a video call.

Headquarters Location

Baba Novac Street 19A

London, 031625,





Latest Moneymailme News

Behind the Idea: Modex

May 6, 2021

May 6, 2021 The advent of COVID–19 has created fertile ground for the multiplication of ransomware incidences by expanding the list of possible attack vectors that can help external actors create or find an opening through which they can orchestrate their plan. Through its technological layer, Modex BCDB helps the digital industry – tech companies, and governmental institutions – basically any type of organisation that relies on a database to get back control over their most valuable asset, their data. Designed to be agnostic from both database and blockchain perspective, the Modex Blockchain Database (Modex BCDB) solution enables companies and enterprises to create their own custom solution that falls in line with their business logic. Headquartered in the UK, Modex develops cutting-edge solutions that make blockchain technology affordable, fast, and easy to adopt at the enterprise level. Mihai Ivascu, CEO and Co-founder, Modex Mihai Ivascu, CEO & Co-founder of Modex, is a serial social impact and technology entrepreneur, CEO and Founder of London based tech group M3 Holdings which comprises 3 fast-growing companies: Moneymailme, a Neo-Banking technology infrastructure provider; M3 Payments – FX management and global payments platform; Modex – Blockchain Database – IaaS technology provider. What has been the traditional company response to financial technology innovations nationally? Technological innovations are impacting every segment of the economy and bring along a new set of applications and developments. I don’t believe we can talk any more about traditional companies that succeed. Innovations have the power to expand access to different services and close gaps between emerging markets and developing economies. In this environment, Modex recognises the importance of securing our digital footprint. Modex BCDB emerges as a trust technology that gives organisations a higher degree of control and security over their data records. By enabling data sharing mechanism, Modex BCDB increases data security, enhances compliance, audit, and accountability while lowering the data breach potential, offering real life benefits to the company’s and organisation’s customers. How has this changed over the past few years? : We are on a continuous trend of change from a technological perspective. It is becoming increasingly evident that digitalisation has strongly permeated not only into the business, enterprise and industry sector but also in our daily lives. For example, in the early 2000s, around 50% of US citizens were online, and now the statistics show that over 90% of US adults are using the internet. Along with this shift, institutions had to follow their customers and adapt to new requirements. At this moment, I think we are entering a new phase, where we become more conscious about our online presence, about our personal data and who can access it. Phishing, hidden malware, infected emails and manipulation via social engineering are only a few methods through which someone can compromise your data and your digital self. New emerging technologies, like blockchain, act both as a wake-up call and an instrument for securing our information and protecting our digital identities. Is there anything that has created a culture of change inside the company? : Change is what motivates us. We are continuously innovating in order to bring new technologies closer to our customers. Our divisions develop state-of-the-art products in two of the most dynamic technology segments – blockchain & fintech. In over three years, with a clear strategy and innovations, Modex has evolved into a complex ecosystem designed for enterprises looking for blockchain solutions. Modex offers fully integrated services designed to solve the last mile adoption problem of blockchain and aims to make blockchain user-friendly for every single device or person. What fintech ideas have been implemented? : We have several fintech projects in our portfolio. One of them is M3 Payments, that allows companies to move money from one currency to another efficiently, with a high level of security and – most importantly – with small and transparent fees. When it comes to making global payments and international money transfers quickly, at predefined rates and with transparent pricing, M3 Payments is the way to go. Another project is Moneymailme app that allows you to send and request money directly from your smartphone, instantly. Covering 117 countries, Moneymailme has been named UK’s Best Social Payments App by and Best Fintech Startup at CESA Awards. At the same time, our custom development division offers banking solutions based on Modex BCDB infrastructure. What benefits have these brought? : The benefits are numerous, for companies and individuals at the same time. For example, operational cost reduction, a high level of security guarantee by default, transparency, sustainability and fast accessibility. With our broad expertise in delivering enterprise blockchain services, tools, and frameworks that address a variety of industry-specific needs, we help organisations gain a competitive advantage on the market. Although our products are designated mainly for enterprises, our focus is on the final customer. We want to make a better future. Do you see any other industry challenges on the horizon? The industry is currently facing a multifaceted set of challenges that to some extent reflects the current pace of the digitalisation process. While digitalisation undoubtedly unlocks a new venue of granular benefits for every party involved in the ecosystem, it also demands our attention with a diverse palate of challenges such as cybercrime, regulatory compliance, the management and use of big data, customer retention and satisfaction, and of course the resistance towards change and innovative technologies. Can these challenges be aided by fintech? Fintech has pretty much risen from the universal need of the industry to cope with the fast-paced changes it is experiencing. So far, results have been more than promising, especially down the lines of how people perceive and interact with the new framework of services. But what really makes fintech dynamic and interesting is its amorphous nature, it isn’t limited to a particular technology. Taking this aspect into consideration, the answer is yes, Fintech’s disruptive impact can be utilised across a wide spectrum of industries in B2B, B2C and C2C. Final thoughts… The last year has shown us that we need to be open-minded and be prepared for fast changes. The companies need to be ready to lead the new transformation wave. Only the one able to change will survive. Without relevant and useful solutions, the enterprises that are going digital can be under a great stress, that is why we are encouraging the adoption of disruptive technologies, like blockchain, that can protect our digital assets. Author

Moneymailme Frequently Asked Questions (FAQ)

  • Where is Moneymailme's headquarters?

    Moneymailme's headquarters is located at Baba Novac Street, London.

  • Who are Moneymailme's competitors?

    Competitors of Moneymailme include Zelle and 3 more.


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