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Founded Year



Convertible Note | Alive

Total Raised


Last Raised

$10M | 1 yr ago

About Splash Financial

Splash Financial is a financial services company operating in the loan refinancing sector. The company primarily offers services such as personal loans, student loan refinancing, in-school student loans, and medical school loan refinancing. These services are designed to help individuals manage their debt by providing them with options to refinance their loans at potentially lower interest rates. It was founded in 2015 and is based in Cleveland, Ohio.

Headquarters Location

812 Huron Road E. Suite 350

Cleveland, Ohio, 44115,

United States



Splash Financial's Products & Differentiators

    Student Loan Refinancing

    Splash allows people to shop and compare student loan refinance offers from its network of lenders. It’s fast, easy, and totally free.


Research containing Splash Financial

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Splash Financial in 2 CB Insights research briefs, most recently on Dec 1, 2021.

Expert Collections containing Splash Financial

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Splash Financial is included in 3 Expert Collections, including Digital Lending.


Digital Lending

2,274 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



8,123 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.


Fintech 100

250 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.

Latest Splash Financial News

Splash Financial Partners With FairPlay to Ensure the Fairness of Its Student and Personal Loans

Feb 6, 2023

With its mission to “make people more powerful than their debt,” Splash’s proprietary risk modeling will now incorporate FairPlay’s Fairness-as-a-Service Solutions FairPlay , the world’s first Fairness-as-a-Service company, is announcing a new customer relationship with Splash Financial , the online lending platform that democratizes access to loan offers. As a new customer, Splash is using FairPlay to ensure the fairness of the underwriting and pricing algorithms that power its Student and Personal loan programs. “Our mission at Splash is to make people more powerful than their debt,” said founder and CEO Steve Muszynski . “FairPlay helps us achieve this by increasing access to life-changing loans. We love working with mission-aligned companies, and we’re excited to partner with FairPlay to advance solutions that create a more equitable world for everyone.” For nearly a decade, Splash has served as a leading digital lending platform, helping borrowers shop and compare financial products from a network of credit unions and bank partners. The company provides personal loans, in-school loans, student loan refinancing and medical school loan refinancing through a frictionless process that puts people first. Founded in 2020, FairPlay works with financial services companies to identify blind spots in their algorithms and provide “second-looks” that safely increase approval rates and access to credit. The company’s products are designed to drive growth, reduce risk and keep pace with ever-evolving regulatory requirements. “Splash Financial is a pioneer in the fintech industry – we’re delighted to assist them in the deployment of technologies that help a wide-range of consumers finance some of the important decisions in their lives,” said FairPlay founder and CEO Kareem Saleh . “With interest rates surging, a recession looming and regulatory policies changing by the day, lenders need fairness solutions that are as sophisticated and flexible as the systems powering their decisions. Our fairness-as-a-service solutions are designed to help lenders find growth, reduce risk and enhance customer satisfaction in a challenging market.”

Splash Financial Frequently Asked Questions (FAQ)

  • When was Splash Financial founded?

    Splash Financial was founded in 2015.

  • Where is Splash Financial's headquarters?

    Splash Financial's headquarters is located at 812 Huron Road E., Cleveland.

  • What is Splash Financial's latest funding round?

    Splash Financial's latest funding round is Convertible Note.

  • How much did Splash Financial raise?

    Splash Financial raised a total of $71.83M.

  • Who are the investors of Splash Financial?

    Investors of Splash Financial include CMFG Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, Citi Ventures, Firebolt Ventures and 5 more.

  • Who are Splash Financial's competitors?

    Competitors of Splash Financial include QuadFi and 2 more.

  • What products does Splash Financial offer?

    Splash Financial's products include Student Loan Refinancing and 1 more.


Compare Splash Financial to Competitors


SparrowFi is a financial technology company that operates in the student loan industry. The company offers a platform that simplifies and automates the process of searching for student loans, including undergraduate, graduate, international, and parent student loans, as well as student loan refinancing. SparrowFi primarily serves the education sector. It was founded in 2020 and is based in New York, New York.


QuadFi is a financial technology company that operates in the banking sector. The company offers straightforward personal loans, with a particular focus on newcomers who may not have a credit score. Their services are primarily targeted towards the financial services industry. It was founded in 2018 and is based in Toronto, Ontario.

Curevl Logo

Curevl is a company that focuses on delivering consumer financial products and services, operating primarily in the financial sector. The company's main offerings include managing loan programs for credit unions, overseeing payment processing, customer service, and default management, and creating liquidity options that decrease balance sheet risk and credit concentration. Curevl primarily serves the financial institutions sector, with a particular focus on credit unions. Curevl was formerly known as GreenNote. It was founded in 2007 and is based in Richardson, Texas.

LendKey Logo

LendKey matches consumers with community banks and credit unions to create online lending options using its cloud-based technology. It offers demand generation solutions, online decision-making and loan origination engines, loan servicing, compliance expertise, and proprietary balance sheet options. The company was founded in 2009 and is based in Cincinnati, Ohio.

Engine Logo

Engine develops embedded finance and marketplace platforms. It offers a range of services including a search, comparison, and recommendation engine for financial products, and a suite of tools for offer management and optimization. Its services enable businesses to add financial products to their operations, providing personalized financial product offers to clients. It was formerly known as Even Financial. The company was founded in 2014 and is based in New York, New York. In December 2021, Engine was acquired by MoneyLion.


Upside is a financial services company that operates in the loan and investment sectors. The company offers personal and student loans with a unique feature: a portion of each loan payment is automatically invested, helping customers build wealth as they pay off their debt. Upside primarily serves individuals seeking to refinance their student loans or credit card debt. It was founded in 2020 and is based in Boston, Massachusetts.


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