Search company, investor...



Angel | Alive

About Kudos

Kudos is a digital lending infrastructure company.

Headquarters Location

7th Floor, East Wing Marisoft-3 Marigold Premises

Kalyani Nagar,



Compete with Kudos?

Ensure that your company and products are accurately represented on our platform.

Expert Collections containing Kudos

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Kudos is included in 2 Expert Collections, including Digital Lending.


Digital Lending

1,885 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



3,438 items

Latest Kudos News

Google to ban digital lending apps from accessing user photos, contacts, location

Apr 10, 2023

14 seconds ago Starting May 31, digital lending apps on the Play Store will not be allowed to access the contacts, photos, videos, call logs, external storage, and precise location of users, Google announced in a policy update last week. “Apps that provide personal loans, or have the primary purpose of facilitating access to personal loans (i.e., lead generators or facilitators), are prohibited from accessing sensitive data, such as photos and contacts.” — Google Why does this matter: Over the last couple of years, there has been a rise in complaints against predatory lending apps for resorting to unethical recovery practices including blackmailing the borrower with sensitive images obtained from their phone or harassing their family and friends by accessing their contact list. In some extreme cases, lenders have manipulated photos of borrowers to feature explicit content and used the same to blackmail the borrowers, telling them that the morphed photos will be shared with all their contacts unless they repay the loan. This has, in some cases , led to the borrower committing suicide. The policy update from Google could go a long way in curbing these predatory behaviors. STAY ON TOP OF TECH POLICY: Our daily newsletter with top stories from MediaNama and around the world, delivered to your inbox before 9 AM. Click  here  to sign up today! Indian government’s fight against predatory lending apps: RBI’s digital lending guidelines: In September 2022, the Reserve Bank of India (RBI) released guidelines to regulate digital lending through online platforms and mobile apps. As part of these guidelines, lending apps are not allowed to access the media and contact list of users. Google’s policy, however, is more effective than RBI’s because Google can better enforce compliance through its app review process. The RBI guidelines also require apps to follow a code of conduct for recovery of debt, including requiring recovery agents to discharge their duties responsibly and following the fair recovery practices issued by RBI. IT Ministry blocking apps: In February this year, the IT Ministry blocked 94 loan lending apps for displaying predatory behavior, among other reasons. Whitelist of allowed digital lending apps: The Indian government has also sent a whitelist of approved digital lending apps to app stores (like Google Play Store and Apple App Store), but it is not clear when exactly the IT Ministry sent the list to app stores and whether the app stores have acted upon it. Canceling licenses of erring NBFCs: RBI, in February,  canceled the licenses issued to two Non-Banking Financial Companies (NBFCs)—Kudos Finance and Investments Private Limited and Credit Gate Private Limited—for their illegal digital lending operations. These two companies operated several digital lending apps. In May 2022, the RBI canceled the licenses of five NBFCs for similar reasons. Home Ministry letter to states and UTs: Following a rise in the number of suicides linked to predatory lending, the Ministry of Home Affairs  issued a letter in November 2022 directing all the states and union territories to take strict action against illegal lending apps. Existing requirements for digital lending apps in India: In addition to the above requirement, digital lending apps in India have to comply with the following requirements as per Google’s existing policy: “If you are licensed by the Reserve Bank of India (RBI) to provide personal loans, you must submit a copy of your license.” “If you are not directly engaged in money lending activities and are only providing a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks to users, you will need to accurately reflect this in the declaration.” The “names of all registered NBFCs and banks must be prominently disclosed in your app’s description.” Also Read

Kudos Frequently Asked Questions (FAQ)

  • Where is Kudos's headquarters?

    Kudos's headquarters is located at 7th Floor, East Wing, Kalyani Nagar.

  • What is Kudos's latest funding round?

    Kudos's latest funding round is Angel.

  • Who are the investors of Kudos?

    Investors of Kudos include Nithin Kamath, Nischal Shetty, Patanjali Somayaji, Sumit Maniyar, Anish Achuthan and 5 more.

  • Who are Kudos's competitors?

    Competitors of Kudos include Zavron Finserv.

Compare Kudos to Competitors

Zavron Finserv Logo
Zavron Finserv

Zavron Finserv is a non-banking finance company that provides unsecured small and big-ticket-sized personal loans to salaried professionals, self-employed businesses, and self-employed professionals to meet their financial needs. Its loan products include personal loans, business loans, used car loans, and two-wheeler loans. It assists underserved customers as well as promotes businessmen to expand their businesses and salaried professionals to meet their small financial needs for house renovations, wedding functions, emergencies, and so on. It was founded in 2017 and is based in Nagpur, India.

Red Fort Capital

Red Fort Capital provides an investment platform for institutional investors. Its financing vehicles include private equity funds, Red Fort Principal Investing Group, and a Non-Bank Finance Company (NBFC) in India. NBFC provides Business Credit with a quick turnaround time. The company was founded in 2005 and is based in Mumbai, India.

SMC Finance

SMC Finance offers financial services. The firm offers loan products such as small and medium-sized enterprises (SME) financing, loans against property, unsecured business loans, personal loans, receivables financing, medical equipment financing, and more. It was founded in 2008 and is based in New Delhi, India.

Fibe.India Logo

Fibe.India is a fintech start-up. It offers products such as an instant cash loan, a personal loan, B2B offerings, a free credit score, and a salary advance. The company was formerly known as EarlySalary. Fibe.India was founded in 2015 and is based in Pune, India.

HDFC Bank Logo

HDFC Bank (NYSE: HDB) is a financial institution, providing a range of financial products and services throughout India using multiple distribution channels, including a pan-India network of branches, ATMs, phone banking, net banking and mobile banking. HDFC's principal business segments are retail banking, wholesale banking, and treasury operations. The company was founded in 1994 and is based in Mumbai, India.

India Finsec

India Finsec (BOM: 535667) operates as a non-banking financial company. It offers inter-corporate deposits, advancing short-term loans, long-term loans, credits to individuals and companies. The company also deals in stocks, shares, and securities. India Finsec was founded in 1994 and is based in New Delhi, India.

Discover the right solution for your team

The CB Insights tech market intelligence platform analyzes millions of data points on vendors, products, partnerships, and patents to help your team find their next technology solution.

Request a demo

CBI websites generally use certain cookies to enable better interactions with our sites and services. Use of these cookies, which may be stored on your device, permits us to improve and customize your experience. You can read more about your cookie choices at our privacy policy here. By continuing to use this site you are consenting to these choices.