Founded Year



Series A | Alive

Total Raised


Last Raised

$11M | 1 yr ago

About Karat Financial

Karat offers credit tailored for creators and influencers. The company lends to individuals through a revenue-share agreement.

Karat Financial Headquarter Location

335 Bryant St Suite 1

Palo Alto, California, 94301,

United States


Karat Financial's Product Videos

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Karat Financial's Products & Differentiation

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  • Karat Black Card

    Visa-backed charge card


    Limits set based on financials and social stats, not FICO scores or W2s. Custom cash back reward categories. Custom metal card design. 

Research containing Karat Financial

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CB Insights Intelligence Analysts have mentioned Karat Financial in 2 CB Insights research briefs, most recently on Jun 15, 2021.

Expert Collections containing Karat Financial

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Karat Financial is included in 3 Expert Collections, including Banking.



930 items


Influencer & Content Creator Tech

546 items

These companies offer tech-enabled solutions to connect influencers with advertisers, facilitate the creation and management of influencer campaigns, as well as provide tools and services to the influencer community.



7,344 items

US-based companies

Karat Financial Patents

Karat Financial has filed 8 patents.

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Grant Date


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Latest Karat Financial News

Creators Judge a Shark Tank-Style Contest; Instagram Tests NFTs

May 9, 2022

Photo: Creators judging Karat's startup pitching competition. Photo: Courtesy of Karat As Neal Jean, the CEO and co-founder of link-in-bio startup Beacons, was raising his Series A round of funding, he pitched an unusual set of investors earlier this year: creators judging a Shark Tank-style competition for startups. At least three creators invested with individual checks ranging from $2,500 to $10,000, money that Jean plans will be part of a much larger round from traditional venture capitalists. “These are the people we’re actually building for, and now they’re real stakeholders in the success of the company, too,” Jean said of the creator-investors. The March pitching competition was arranged by Karat Financial, a startup offering corporate credit cards for creators. The judges, who had the option to invest, included YouTube creators Graham Stephan , Nate O'Brien , Wendover Productions and Marina Mogilko and Twitch streamers Alexandra Botez and JustAMinx . The live audience was also full of dozens of creators, who had an average of 500,000 followers, and who could also approach startups separately to invest. Join now to read the full story

Karat Financial Web Traffic

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