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JS Bank

Founded Year


About JS Bank

JS Bank offers a comprehensive suite of financial products. It is based in Karachi, Pakistan.

Headquarters Location

Shaheen Commercial Complex Dr. Ziauddin Ahmed Road

Karachi, 74200,


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Latest JS Bank News

Tier-II Capital Term Finance Certificates: MMBL, JS Bank, syndicate members ink accord

Nov 25, 2022

Tier-II Capital Term Finance Certificates: MMBL, JS Bank, syndicate members ink accord Follow us ISLAMABAD: Pakistan’s largest digital bank, Mobilink Microfinance Bank Limited (MMBL), and its agent bank for the transaction, JS Bank Limited (JS Bank), one of Pakistan’s fastest-growing financial institutions, along with syndicate members, signed an agreement with respect to raise MMBL’s Tier-II Capital of Rs 2,000,000,000 in the form of Privately Placed/DSLR Listed Term Finance Certificates. The syndicate members included Allied Bank Ltd, Bank Alfalah, Habib Bank Ltd, National Bank of Pakistan, United Bank Ltd, MCB Bank Ltd, Askari Bank Ltd, Pak Kuwait Investment Company, and Pak Oman Investment Company. Mobilink Microfinance Bank is part of the VEON group, a global digital operator that provides converged connectivity and online services across seven countries. As part of its digital operator strategy, VEON is transforming people’s lives, creating opportunities for greater digital inclusion, and driving economic growth across countries that are home to more than 8% of the world’s population. The signing ceremony was attended by Ghazanfar Azzam - President & CEO MMBL, Basir Shamsie - President and CEO JS Bank, Sardar Mohammad Abubakr - Chief Finance and Digital Officer MMBL, alongside senior officials from syndicate members. Sharing his thoughts, Ghazanfar Azzam, President & CEO MMBL stated that the collaboration between MMBL and JS Bank for raising PKR 2 billion in TFCs reflects the bank’s solid footing in the digital banking landscape while demonstrating the unwavering confidence of the syndicate members and our customers in Pakistan’s microfinance sector. The strategic alliance will enable MMBL to broaden the range of financial instruments and explore new avenues to offer innovative digital and financial solutions to SMEs and women entrepreneurs- our key focal areas. Commenting on the partnership, Basir Shamsie - President & CEO of JS Bank said: “The successful closure of the transaction is indicative of the trust reposed in us by the market and our partners. We look forward to a mutually beneficial partnership with MMBL, and will continue to play an active role in bolstering financial inclusion in Pakistan.” Also speaking on the occasion, Sardar Mohammad Abubakr, Chief Finance and Digital Officer MMBL expressed: “The raise of Tier-II Capital is set to play a prominent role in the coming years as MMBL strengthens its capital base, primarily for complying with the Capital Adequacy Ratio (CAR) requirements and for expanding its ongoing business operations in uplifting untapped segments and marginalized communities especially SMEs and Women Entrepreneurs. The funding raised through JS Bank and syndicate members further strengthens the investor’s confidence in the digital and financial ecosystem of Pakistan for sustainable development.” Copyright Business Recorder, 2022

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JS Bank Frequently Asked Questions (FAQ)

  • When was JS Bank founded?

    JS Bank was founded in 2007.

  • Where is JS Bank's headquarters?

    JS Bank's headquarters is located at Shaheen Commercial Complex, Karachi.

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