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Founded Year



Incubator/Accelerator - III | Alive

Total Raised


About hiveonline

hiveonline gives underserved communities access to credit and financial markets. It works with NGOs, merchants, and microfinance institutions to help support small businesses. It uses a mobile app to digitize the paperwork of the leaning and payments process and utilizes blockchain for a fact-based financial reputation system, eliminating the need for credit scores.

Headquarters Location

Pier47 47 Langelinie Allé

Copenhagen, 2100,


+45 24 42 73 71

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hiveonline's Products & Differentiators

    Digital identity, accounting, crop forecasting and access to credit for farming communities

Expert Collections containing hiveonline

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

hiveonline is included in 3 Expert Collections, including Blockchain.



5,932 items

Companies in this collection build, apply, and analyze blockchain and cryptocurrency technologies for business or consumer use cases. Various industries include financial services, trade finance, supply chain, enterprise tech, consumer and retail, and healthcare.


SMB Fintech

1,230 items



5,152 items

Latest hiveonline News

Cryptocurrency power in Africa hinges on connectivity, mobile device ownership

Sep 2, 2021

Read time: 3 minutes By Tawanda Karombo , Sub Saharan Africa Business, Tech, News and Development Journalist Africa , 01 Sep 2021 Although Mozambique has boosted its financial inclusion through institution of a regulatory sandbox for Fintech, poor connectivity and low mobile device ownership is hampering progress says Sofie Blakstad, CEO of digital finance platform Hiveonline. Hiveonline and other Fintech companies are leveraging blockchain to deepen financial inclusion in Africa, especially by supporting savings and credit clubs. These clubs are becoming increasingly popular in countries such as Kenya, Mozambique, Nigeria, South Africa and Zimbabwe where they have also been promoting access to micro-loans via mobile phones. ImpactMarket growth manager, Jessica Gaubert said the firm has been using blockchain technology “to provide access to finance and unconditional basic income in the most vulnerable communities” in countries like Malawi and Zimbabwe. Blockchain and Fintech – driven by start-ups across the continent – have continued to help bridge financial inclusion gaps. However, according to market consultants Blakstad, countries like Mozambique continue to experience barriers. “Obviously there are barriers to overcome, such as poor connectivity and low device ownership. We have designed a platform where people can be members, and have an ID, a wallet and a digital history without needing a phone, and we use social structures and rewards to keep the data clean and accurate,” explained Blakstad. See Also The importance of Fintech and blockchain platforms such as ImpactMarket and Hiveonline’s extends beyond the primary use cases of moving or accessing finance. They are important for regional countries such as Mozambique in enhancing “traceability and building up a digital” profile for users. “When that is linked to commercial activity for businesses like farming, it can provide a level of confidence to give access to lending from the formal sector,” further explained Blakstad. While some African governments have been hesitant on cryptocurrencies, digital currencies and blockchain, South Africa – which has published a regulatory sandbox for cryptocurrencies and Nigeria which is building a digital currency under the central bank – are leading the way for the region.

hiveonline Frequently Asked Questions (FAQ)

  • When was hiveonline founded?

    hiveonline was founded in 2016.

  • Where is hiveonline's headquarters?

    hiveonline's headquarters is located at Pier47, Copenhagen.

  • What is hiveonline's latest funding round?

    hiveonline's latest funding round is Incubator/Accelerator - III.

  • How much did hiveonline raise?

    hiveonline raised a total of $950K.

  • Who are the investors of hiveonline?

    Investors of hiveonline include F-Lane, Lighthouse Development Program, FT Lab, Torbjorn Nilsson and Hakan Birging.

  • Who are hiveonline's competitors?

    Competitors of hiveonline include CNote, Rang De, Neem, TechFusion, Social Lender and 7 more.

  • What products does hiveonline offer?

    hiveonline's products include and 3 more.

  • Who are hiveonline's customers?

    Customers of hiveonline include Norges Vel, Self Help Africa, Save the Children, YESS Impact and UNCDF/UNDP.

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AgriUnity is a mobile app that uses blockchain technology to facilitate the transparency and security of transactions within farming networks. The app provides secure digital identity, remote management and practical know-how articles that are relevant for last-mile communities.

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Esusu is a mobile financial technology solution. It automates the process of thrift savings, collection, and accessing microloans. The firm serves customers who have less access to traditional banking options. It was founded in 2017 and is based in Lagos, Nigeria.

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