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First United Bank & Trust

About First United Bank & Trust

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Latest First United Bank & Trust News

US credit crunch didn’t start with SVB collapse, and may not end there

May 10, 2023

WASHINGTON - It wasn't the March 10 collapse of Silicon Valley Bank that prompted Carissa Rodeheaver, head of a community bank tucked in the mountains of western Maryland, to rethink strategy. That process started last year when Federal Reserve interest rate hikes and a less certain economic environment caused Rodeheaver, the CEO of the $1.9-billion First United Bank & Trust in Oakland, Maryland, to shift focus from commercial real estate lending, begin "husbanding deposits" with a tougher look at the collateral backing loans, and end up with only a slight, $9.6 million increase in lending over the first three months of 2023. "When you get into higher interest rates ... you loo...Keep on reading: US credit crunch didn’t start with SVB collapse, and may not end there

Aug 11, 2020
Carissa Rodeheaver

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