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About Finatext Holdings

Finatext group provides cloud-based, API-driven infrastructure and business solutions with full-scope coverage to financial institutions and new entrants from other industries.

Finatext Holdings Headquarters Location

Sumitomo RD Kudan-kita Bldg. 4F 3-2-11, Kudankita, Chiyoda-ku

Tokyo, 102-0073,


Finatext Holdings's Product Videos

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Finatext Holdings's Products & Differentiation

See Finatext Holdings's products and how their products differentiate from alternatives and competitors

  • Insurance cloud "Inspire"

    "Inspire" is a cloud base API driven insurance infrastructure system. 1. It is a "front-to-end solution" for insurance operations. With inspire, you can create a digital avatar and start a new business outside of legacy systems which are so complex and tightly coupled that even a small modification can cost a lot of time and money. 2. In developing Inspire, we fundamentally reinvent the insurance business and designed a flexible architecture. As a result, we were able to significantly reduce the need for individual company-specific support, reduce more than 90% of the intial cost compared to traditional IT vendor systems, and make 5 times faster. 3.It has high flexibility and expandability.Although Inspire is a packaged system, it is easy to use parts of it, add functions, and collaborate with external organizations.


    Unique database design to handle any tricky insurance product 

    We have a unique database structure, patent pending in Japan, that has never been used in insurance systems before. 

    This allows us to handle novel insurance products that have never existed in the world before, and which other systems cannot handle. 

    SaaS model, and a system that continues to evolve 

    In general, "Inspire" is provided as a "single-application, multi-tenant" SaaS service. 

    This allows "Inspire" itself to evolve while reducing maintenance costs for each company, and the benefits of this evolution can be provided to all SaaS users. 

    Since the basic functions required for insurance operations are already in place, both initial costs and implementation time can be significantly reduced compared to normal new system development. 

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Expert Collections containing Finatext Holdings

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Finatext Holdings is included in 2 Expert Collections, including Wealth Tech.


Wealth Tech

1,863 items

A category of financial technology that is digitizing & streamlining the delivery of wealth management. Included: Startups that offer technology-enabled tools for active and passive wealth management for retail investors and advisors.



3,184 items

Track and capture company information and workflow.

Latest Finatext Holdings News

Fintech startup Finatext has worst Tokyo debut in two decades

Dec 22, 2021

Sorry, but your browser needs Javascript to use this site. If you're not sure how to activate it, please refer to this site: Ryota Hayashi, chief executive officer of Finatext Holdings Ltd., speaks during an interview at the company's office in Tokyo earlier this month. | BLOOMBERG Dec 22, 2021 Finatext Holdings Ltd., a Japanese fintech startup that provides stock trading apps and brokerage infrastructure, slumped on its first day of trading in Tokyo, with shares falling 35% below the issue price. Having raised nearly ¥20 billion ($175 million) in an offering that was priced at the top of its advertised range, the firm got off to a bad start — the biggest first-day decline in more than two decades for a company that raised at least $150 million. Daiwa Securities Co. and Mitsubishi UFJ Morgan Stanley Securities Co. were the lead managers for the listing. Finatext is one of six companies listing Wednesday on the Mothers board for startups, in what is a record month of debuts on the Tokyo Stock Exchange. Its offering highlights the growing demand for investing opportunities among a younger generation of Japanese, even as stock ownership still trails far behind markets such as the United States. Going public will pave the way for Finatext to win bigger clients and achieve faster growth, according to the company’s chief executive officer and co-founder Ryota Hayashi, who said he’s aiming to quadruple its revenue to ¥10 billion in three years. The target "is not something that’s impossible to achieve,” Hayashi said in an interview, though he cautioned it was a goal rather than official guidance. The company expects about ¥2.65 billion in sales for the year ending March. The bottom line remains in the red, with the firm expecting a net loss of ¥1 billion this fiscal year. Hayashi says he’s in no rush to generate profit, though added it could do so quickly if required. The Tokyo-based company, founded in 2013, generates revenue through commission fees in what it calls "brokerage as a service,” providing low-cost infrastructure and solutions for clients to implement trading solutions. Among its clients is Credit Saison Co., which uses Finatext’s software in a stock-trading platform for customers. However, the company is better known to retail investors for services such as Asukabu, a stock-centered game in which users guess which direction a certain equity will move the following day. The firm’s apps aimed at new investors have accumulated more than 2 million downloads. It also offers Stream, a bona fide stock-trading app. Finatext also provides software that helps clients manage insurance contracts, and is looking to expand its services to cover those linked to credit cards and loans. "It’s one of the stocks getting the most attention among those going public in December,” said Matsui Securities Co. analyst Tomoichiro Kubota. He sees the revenue target as feasible, but added it’ll be "tough” for Finatext to immediately win over any major financial firms to its systems. Continued system failures at the likes of Mizuho Financial Group Inc. highlight how Japan’s financial system is falling behind in adapting to digital services, even as it accelerates its digital push. Hayashi is confident that there’s a place in the market for Finatext’s alternatives. "Right now we’re about providing software that form the infrastructure for brokerage and insurance services, but next it’ll be loans, consumer finance and credit card systems,” Hayashi said. "Things still are done with paper, faxes — for real — and phone calls. I think we stand a chance.” In a time of both misinformation and too much information, quality journalism is more crucial than ever. By subscribing, you can help us get the story right.

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Finatext Holdings Rank

  • When was Finatext Holdings founded?

    Finatext Holdings was founded in 2018.

  • Where is Finatext Holdings's headquarters?

    Finatext Holdings's headquarters is located at Sumitomo RD Kudan-kita Bldg. 4F, Tokyo.

  • What is Finatext Holdings's latest funding round?

    Finatext Holdings's latest funding round is IPO.

  • How much did Finatext Holdings raise?

    Finatext Holdings raised a total of $66.82M.

  • Who are the investors of Finatext Holdings?

    Investors of Finatext Holdings include Taishin Securities, JAFCO, KDDI, Mirai Creation Fund and University of Tokyo Edge Capital.

  • Who are Finatext Holdings's competitors?

    Competitors of Finatext Holdings include ZhongAn Insurance and 1 more.

  • What products does Finatext Holdings offer?

    Finatext Holdings's products include Insurance cloud "Inspire" and 1 more.

  • Who are Finatext Holdings's customers?

    Customers of Finatext Holdings include Nippon Life Insurance Company, Aioi Nissay Dowa Insurance Co., Ltd., MST Insurance Service Co., Ltd. and Epos Small Amount and Short Term Insurance Co., Ltd..

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