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Founded Year



Series D - II | Alive

Total Raised


Last Raised

$270M | 8 mos ago

About Kredivo Holdings

Kredivo Holdings provides financial services to leverage deep data analytics across users' digital footprint and automate credit risk scoring in Southeast Asia. Its product, Kredivo, is a buy now, pay later solution that enables e-commerce buyers to apply and qualify for instant credit and pay back over time. The company was formerly known as FinAccel. It was founded in 2015 and is based in Singapore, Singapore.

Headquarters Location

80 Amoy Street Suite 03-02

Singapore, 069899,




ESPs containing Kredivo Holdings

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Digital Lending Tech

The alternative credit scoring market addresses the issue of creditworthiness assessment for individuals with thin-files or no file with credit reference agencies. This market provides solutions that allow lenders to accept more applicants, expand to new market segments, and save costs of risk. The market also offers access to potential consumers looking for financial products, personalized recomm…

Kredivo Holdings named as Highflier among 15 other companies, including Nova Credit, ClearScore, and Chime.


Expert Collections containing Kredivo Holdings

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Kredivo Holdings is included in 5 Expert Collections, including E-Commerce.



10,549 items

Companies that sell goods online (B2C), or enable the selling of goods online via tech solutions (B2B).


Unicorns- Billion Dollar Startups

1,228 items


Digital Lending

2,461 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



2,780 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.



12,502 items

Excludes US-based companies

Latest Kredivo Holdings News

ID Digest: Kredivo arm raises $66m loan; Insurtech firm Futuready shuts down

Jul 5, 2023

05 July, 2023 Indonesian fintech platform Kredivo’s subsidiaries have raised a loan from state-owned lender PT Bank Mandiri. In an unrelated development, Indonesian insurtech firm Futuready has officially shut down. Kredivo arms raise loans PT Kredivo Finance Indonesia and peer-to-peer (P2P) lending firm KrediFazz, both subsidiaries of Indonesian fintech platform Kredivo, have raised a loan facility amounting to a combined 1 trillion rupiah ($66.57 million) from state-owned lender Bank Mandiri. “Kredivo is the first consumer fintech partner of Bank Mandiri. The collaboration will help to diversify our loans and serve underbanked people by providing access to digital lending,” said Aquarius Rudianto, director of network and retail banking, Bank Mandiri in a statement. As of March 2023, Bank Mandiri disbursed 2.52 trillion rupiah of loans to fintech companies which can reach over 186,000 borrowers all over Indonesia. In March 2023, parent of Kredivo, Kredivo Holdings , formerly known as FinAccel, raised about $270 million in its Series D funding round anchored by Mizuho Bank, a subsidiary of Japan’s Mizuho Financial Group . Founded in 2016, the company now has more than six million customers. It primarily provides a buy now, pay later (BNPL) service, where it pays stores on behalf of customers at the time of purchase. It also offers personal loans, credit cards, and banking services through Krom. Futuready shuts down Indonesian insurtech firm Futuready has officially shut down its operations, shows a memo on its web page. The reasons for terminating operations were not disclosed. Founded by Sandy Filemon, Futuready started off in 2016 to help customers search for insurance products from various providers. The startup also provides intermediary services to manage insurance accounts and handle insurance claims. Futuready’s raised funding in June 2016 from Aegon Group, a financial services player based in the Netherlands.

Kredivo Holdings Frequently Asked Questions (FAQ)

  • When was Kredivo Holdings founded?

    Kredivo Holdings was founded in 2015.

  • Where is Kredivo Holdings's headquarters?

    Kredivo Holdings's headquarters is located at 80 Amoy Street, Singapore.

  • What is Kredivo Holdings's latest funding round?

    Kredivo Holdings's latest funding round is Series D - II.

  • How much did Kredivo Holdings raise?

    Kredivo Holdings raised a total of $821M.

  • Who are the investors of Kredivo Holdings?

    Investors of Kredivo Holdings include Jungle Ventures, OpenSpace Ventures, Square Peg Capital, GMO Venture Partners, Mizuho Bank and 23 more.

  • Who are Kredivo Holdings's competitors?

    Competitors of Kredivo Holdings include Lazada and 7 more.


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