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Incubator/Accelerator | Alive

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About Defynance

Defynance operates as a loan refinancing and investing platform. It helps refinance student loans with debt-free income share agreements. It uses an algorithm to predict the right income share and continually optimize pricing. The company was founded in 2018 and is based in Tampa, Florida.

Headquarters Location

5004 East Fowler Avenue Suite C322

Tampa, Florida, 33617,

United States



Defynance's Product Videos

Defynance's Products & Differentiators

    ISA Student Loan Refinancing

    Utilizing the Defynance ISA, we pay off the student loan of our ISA customers in exchange for their agreement to share income with us for a set term that can range between 5 to 15 years. This immediately improves our customers credit and aligns their goals with ours. Risk and reward is also balanced as part of the ISA structure. Our ISA Customers receive downside protection if their income decreases because the payment reduces proportionately and even pauses if income falls below a minimum amount. In this situation, as opposed to lenders, we proactively assist our customers recover from financial duress. On the other hand, we also share in the reward when their income increases but also provide upside protection in the form of a payment cap, prepayment, buyout, and even a cash return at the end.


Expert Collections containing Defynance

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Defynance is included in 1 Expert Collection, including Fintech.



8,123 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.

Defynance Frequently Asked Questions (FAQ)

  • When was Defynance founded?

    Defynance was founded in 2018.

  • Where is Defynance's headquarters?

    Defynance's headquarters is located at 5004 East Fowler Avenue Suite C322, Tampa.

  • What is Defynance's latest funding round?

    Defynance's latest funding round is Incubator/Accelerator.

  • How much did Defynance raise?

    Defynance raised a total of $120K.

  • Who are the investors of Defynance?

    Investors of Defynance include The TELUS Community Safety and Wellness Accelerator and Techstars Boulder Accelerator.

  • Who are Defynance's competitors?

    Competitors of Defynance include Gradifi and 8 more.

  • What products does Defynance offer?

    Defynance's products include ISA Student Loan Refinancing and 2 more.


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