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Founded Year



Series D | Alive

Total Raised




Last Raised

$620M | 2 yrs ago

About Cross River

Cross River operates as a financial services organization. It focuses on regulatory compliance and consumer protection to offer secure, application programming interface (API)-based banking platforms and products encompassing lending, and more. It was founded in 2008 and is based in Fort Lee, New Jersey.

Headquarters Location

400 Kelby Street 14th Floor

Fort Lee, New Jersey, 07024,

United States



ESPs containing Cross River

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Digital Lending Tech

The lending APIs & infrastructure market provides modern, flexible cloud-native platforms to incumbent banks running on outdated core banking systems. Lending infrastructure providers offer end-to-end solutions for lending operations, including loan management systems, risk management tools, and compliance management capabilities. The market for lending APIs and infrastructure is driven by factors…

Cross River named as Leader among 15 other companies, including Mambu, Plaid, and Solaris.


Research containing Cross River

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Cross River in 3 CB Insights research briefs, most recently on Oct 4, 2022.

Expert Collections containing Cross River

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Cross River is included in 10 Expert Collections, including Digital Banking.


Digital Banking

774 items

Companies and startups in this collection provide banking services to consumers and businesses, as well as enhance, automate, and/or digitize operations for banks and financial institutions.


Unicorns- Billion Dollar Startups

1,214 items



7,239 items

Companies in this collection build, apply, and analyze blockchain and cryptocurrency technologies for business or consumer use cases. Categories include blockchain infrastructure and development, crypto & DeFi, Web3, NFTs, gaming, supply chain, enterprise blockchain, and more.


Fintech 100

1,347 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.


Digital Lending

2,171 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.


SMB Fintech

1,231 items

Cross River Patents

Cross River has filed 1 patent.

The 3 most popular patent topics include:

  • bitcoin
  • cryptocurrencies
  • digital currencies
patents chart

Application Date

Grant Date


Related Topics



Payment systems, Interbank networks, Cryptocurrencies, Digital currencies, Bitcoin


Application Date


Grant Date


Related Topics

Payment systems, Interbank networks, Cryptocurrencies, Digital currencies, Bitcoin



Latest Cross River News

Sunlight Financial Emerges from Restructuring Process

Dec 7, 2023

NEW YORK & CHARLOTTE, N.C.–(BUSINESS WIRE)–Sunlight Financial Holdings Inc. (“Sunlight Financial”, “Sunlight” or the “Company”), a technology-enabled point-of-sale finance company, today announced that it has successfully completed its Chapter 11 restructuring process and emerges as a stronger company with a clear vision for the future. Sunlight’s acquisition by a consortium of established investors in the solar energy industry, including an affiliate of Greenbacker Capital Management, Sunstone Credit, IGS Ventures, and others (collectively, “ED Umbrella Holdings, LLC” or “the Consortium”), as well as its secured lender, Cross River Bank (“CRB”), is also now complete. The Consortium and CRB now own shares of capital stock representing 100% of the ownership of the Company. “As long-term investors in the solar energy space, the members of the Consortium understand the value and impact Sunlight brings to our industry,” said Benjamin Baker, Managing Director of Greenbacker. “We’re excited for the future of Sunlight and look forward to expanding the company’s work with its installer partners to ensure they can secure quick and efficient loans for their solar and home improvement customers.” “I am proud of everything Sunlight has accomplished so far and believe wholeheartedly in its future,” said Josh Goldberg, Sunstone Credit Co-Founder and CEO. “And, on a personal note, I’m thrilled to be back with the Company and appreciate the opportunity to help foster its growth in this new era.” Sunstone Credit, one of the members of the Consortium, was co-founded by Josh Goldberg and Wilson Chang, who also were among the co-founders of Sunlight in 2014. In addition to the new ownership structure, the emergence allowed Sunlight to recapitalize. With the new capital, the Company will soon announce several initiatives to help installers sell more solar, including a price reduction on higher coupon loans; faster loan review and approval times; more time for homeowners to make their first loan payments; and a new Sunlight Rewards campaign for sales representatives. Details of these initiatives will be released in the coming weeks and months. Additional Information Additional information is available on Sunlight’s restructuring website at . Weil, Gotshal & Manges LLP, Guggenheim Securities, LLC, and Alvarez & Marsal North America, LLC, advised Sunlight in connection with its chapter 11 cases. About Sunlight Financial Sunlight Financial is a technology-enabled point-of-sale finance company. Sunlight partners with contractors nationwide to provide homeowners with financing for the installation of residential solar systems and other home improvements. Sunlight’s best-in-class technology and deep credit expertise simplify and streamline consumer finance, ensuring a fast and frictionless process for both contractors and homeowners. For more information, visit . Contacts

Cross River Frequently Asked Questions (FAQ)

  • When was Cross River founded?

    Cross River was founded in 2008.

  • Where is Cross River's headquarters?

    Cross River's headquarters is located at 400 Kelby Street, Fort Lee.

  • What is Cross River's latest funding round?

    Cross River's latest funding round is Series D.

  • How much did Cross River raise?

    Cross River raised a total of $1.053B.

  • Who are the investors of Cross River?

    Investors of Cross River include Battery Ventures, Andreessen Horowitz, Eldridge, Whale Rock Capital Management, Hanaco Ventures and 9 more.

  • Who are Cross River's competitors?

    Competitors of Cross River include Cobase, OpenFin, Treasury Prime, Stilt, Yapily and 7 more.


Compare Cross River to Competitors


Synapse develops a platform helping banks and developers work together. The technology involves developer-facing application programming interfaces (APIs) that allow companies to connect with banks to offer services, and also bank-facing APIs that allow banks to automate and extend back-end operations. It was formerly known as Synapse Payments. It was founded in 2014 and is based in San Francisco, California.

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Fabrick is a open finance platform. The company offers payment solutions that enable and foster a fruitful exchange between players that discover, collaborate, and create solutions for end customers. Fabrick was founded in 2018 and is based in Biella, Italy.

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TrueLayer offers an open banking payments network. It helps startups and banks to drive products in financial services and supports account verification, know-your-customer (KYC) processes, and transactional data for account aggregation, credit scoring, and risk assessment. It was founded in 2016 and is based in London, United Kingdom.

Leveris Logo

Leveris has developed an end-to-end platform to allow financial institutions and fintech startups such as digital-only banks or challenger banks to run their services.

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Meniga is a company that specializes in digital banking solutions within the financial technology sector. The company offers a range of products that help banks improve their online and mobile digital environments, including personal finance management, carbon insight services, real-time notifications, predictive analytics, and personalized engagement technologies. Meniga primarily serves the banking industry. It was founded in 2009 and is based in London, England.

OpenFin Logo

OpenFin provides financial services. It offers a desktop operating layer that enables banks and trading platforms to deploy desktop applications both in-house and to the buy-side and sell-side customers. The company was founded in 2010 and is based in New York, New York.


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