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Creditcards.Com

creditcards.com

Founded Year

2003

Stage

Acquired | Acquired

Valuation

$0000 

Revenue

$0000 

About Creditcards.Com

Creditcard.com allows one to searc credit cards and compare reviews.

Headquarters Location

8920 Business Park Drive Suite 350

Austin, Texas, 78759,

United States

512-996-8863

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Expert Collections containing Creditcards.Com

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Creditcards.Com is included in 1 Expert Collection, including Fintech.

F

Fintech

7,565 items

US-based companies

Creditcards.Com Patents

Creditcards.Com has filed 1 patent.

patents chart

Application Date

Grant Date

Title

Related Topics

Status

7/31/2013

Commerce websites, Virtual economies, Old style serif typefaces, Free web browsers, Social networking services

Application

Application Date

7/31/2013

Grant Date

Title

Related Topics

Commerce websites, Virtual economies, Old style serif typefaces, Free web browsers, Social networking services

Status

Application

Latest Creditcards.Com News

Here’s why you may want to say ‘no’ to a store credit card offer this holiday shopping season

Nov 24, 2022

- Advertisement - In the hustle and bustle of holiday shopping, you might be tempted to say yes when asked if you want to apply for a store credit card. That’s why you might think twice. - Advertisement - In the rush to checkout this holiday season, you might be tempted to say yes when asked if you want to apply for a store credit card, especially if you’re offered additional savings on a purchase that day. - Advertisement - But there’s good reason to think twice this season before signing up – high interest rates could mean you end up paying more than you save from any perks offered by a store brand. related investment news Why protecting crypto investors is tied to orange groves Charitable IRA transfers could cut taxes for some retirees in 2022 4 tips for maximizing the return on your charitable donations According to Ted Rossman, senior industry analyst at CreditCards.com, some brands charge up to 30.74%, which is “insanely high.” In general, floating interest rates on credit cards have recently rose to 19.14% according to Bankrate.com. The higher rates are due to the fact that all types of borrowing have become more expensive as the Federal Reserve works to fight record high inflation. “If you’re going to keep the balance, that’s definitely a big risk,” Rossman said. Which brands take the most Retail credit cards usually come in two varieties: a store-branded credit card, or a co-branded card with other names, often Visa or Mastercard. Store-only credit cards now charge 28.22% on average, while co-branded retail cards charge 25.01% on average, according to CreditCards.com. Some brands tend to charge higher rates. Those that can charge the top annual interest rate of 30.74% include Speedy Rewards Mastercard, Kroger Rewards World Elite Mastercard, and nine Kroger-affiliated brands, according to CreditCards.com. But borrowers can get better deals on these cards based on their credit history. Other store-only cards may charge 29.99%, including Big Lots, Discount Tire, Jared, Kay Jewelers, Piercing Pagoda, Sterling Family of Jewelers and Zales, according to CreditCards.com. Tips to keep in mind As inflation continues to push consumer prices higher, more than a third of shoppers – 35% – say they can apply for a retail credit card this year, up from 29% last year, according to recent LendingTree survey . “It’s very important that you understand what you’re getting into before you apply,” said Matt Schultz, principal credit analyst at LendingTree. It can help in the long run, he says, if you refrain from accepting an offer at the checkout on the spur of the moment and instead delve into the terms before checking in later. Borrowers should also be wary of deferred interest rate offers that allow consumers to take advantage of zero starting rates. But once they expire, they may be charged retroactive interest on their balances. “Be especially careful if the store card offers a deferred interest promotion,” Rossman said. “That retroactive interest can really hit you.” You can also consider alternative borrowing methods. While buying a large ticket can offer substantial savings on a store credit card, the potential rewards through a general-purpose credit card can be even more generous or better match your spending style, Rossman said. Credit: www.cnbc.com /

Sep 21, 2022
Marisa Figat

Creditcards.Com Frequently Asked Questions (FAQ)

  • When was Creditcards.Com founded?

    Creditcards.Com was founded in 2003.

  • Where is Creditcards.Com's headquarters?

    Creditcards.Com's headquarters is located at 8920 Business Park Drive, Austin.

  • What is Creditcards.Com's latest funding round?

    Creditcards.Com's latest funding round is Acquired.

  • Who are the investors of Creditcards.Com?

    Investors of Creditcards.Com include Bankrate, Austin Ventures and American Capital.

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