CRED company logo

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Founded Year



Series F | Alive

Total Raised




Last Raised

$140M | 15 days ago



Mosaic Score

+20 points in the past 30 days

What is a Mosaic Score?
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

About CRED

CRED aims to reward credit card users for making timely bill payments and offers various benefits to them. CRED offers rewards and benefits to premium credit card users for paying credit bills. CRED was founded in 2018 and is based in Bengaluru, India.

CRED Headquarter Location

Bengaluru, 560038,


ESPs containing CRED

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Consumer & Retail / Digital Engagement

Startups in this market offer card-linked solutions that tie debit and credit cards to spend. Solutions can range from physical to virtual cards to both. They may also provide rewards programs at checkout via POS terminals. These companies offer programs that reward shoppers on everyday purchases with discounts, points, or cash-back rewards from participating companies.

CRED named as Leader among 11 other companies, including Modo, Bink, and Leal.

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Expert Collections containing CRED

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

CRED is included in 7 Expert Collections, including Banking.



744 items


Unicorns- Billion Dollar Startups

1,163 items


Loyalty & Rewards Tech

489 items

Startups allowing global brands and local shops alike to offer tech-enabled loyalty and rewards programs to their customers. This collection includes categories across loyalty software, digital loyalty & rewards, AI-powered loyalty, blockchain-powered loyalty, and more.



2,306 items

Companies and startups in this collection enable consumers, businesses, and governments to pay each other - online and at the physical point-of-sale.



3,496 items


Future Unicorns 2019

50 items

Latest CRED News

PayGlocal raised $12Mn as part of Series B led by marquee investors Tiger Global and Sequoia India

Jun 20, 2022

Cross-border payments solutions startup PayGlocal raised $12 million as part of Series B led by marquee investors Tiger Global and Sequoia India where institutional investors such as BeeNext as well as angel investors such as Pinelabs’ Amrish Rau, Jupiter’s Jitendra Gupta, White Ventures’ Sweta Rau and CRED’s Kunal Shah also participated. PayGlocal is a technology-driven platform for cross-border payments. The funding will be used to scale up the startup's existing merchant cross-border payments solutions and to launch new product solutions aimed at global clients. The new funding will also be used to launch its business-to-business (B2B) vertical, which will add new clients to its user base.

CRED Web Traffic

Page Views per User (PVPU)
Page Views per Million (PVPM)
Reach per Million (RPM)
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  • When was CRED founded?

    CRED was founded in 2018.

  • Where is CRED's headquarters?

    CRED's headquarters is located at Bengaluru.

  • What is CRED's latest funding round?

    CRED's latest funding round is Series F.

  • How much did CRED raise?

    CRED raised a total of $832.48M.

  • Who are the investors of CRED?

    Investors of CRED include Tiger Global Management, Dragoneer Investment Group, Sofina, Alpha Wave Global, GIC and 25 more.

  • Who are CRED's competitors?

    Competitors of CRED include Slice and 2 more.

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Olly Credit

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Monsoon CreditTech

Monsoon CreditTech offers a Machine Learning-powered loan underwriting and pricing platform for banks in India.

Slice Logo

Slice provides a physical and a virtual card focused on the young that enables students and salaried professionals to buy collateral-free products and services online on EMI through an app and helps them in building credit scores. The focus on early users means a higher risk, which the firm aims to balance out by better risk practices and lower acquisition costs with a digital heavy approach. Slice was founded in 2015 and is based in Bengaluru, India.

OneCard Logo

FPL Technologies operates and offers OneCard, a mobile-first credit card in India that aims to improve the experience users have with credit cards. The company also operates OneScore, which provides free credit scores, reports, and insights to help users take control of their credit.OneCard offers first-time credit card users a virtual, cellphone-based card that aims to help users build a credit score. It also allows equated monthly installment (EMI) which is akin to BNPL for purchases over certain thresholds.

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