
CRED
Founded Year
2018Stage
Series F | AliveTotal Raised
$832.48MValuation
$0000Last Raised
$140M | 1 yr agoRevenue
$0000About CRED
CRED operates as a financial technology company. It offers rewards to users for timely credit card bill payments and allows credit card users to manage multiple cards along with an analysis of their credit score. The company was founded in 2018 and is based in Bengaluru, India.
ESPs containing CRED
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The card-linked programs market allows card issuers to integrate merchant rewards into their card programs, incentivizing consumers to use their products. Card-linked programs typically involve the use of a payment card or account linked to a loyalty program or offer, which automatically applies discounts or rewards at the point of sale. Additionally, this market enables merchants to drive strong …
CRED named as Leader among 12 other companies, including Modo, Drop, and Bink.
Research containing CRED
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned CRED in 6 CB Insights research briefs, most recently on Jun 14, 2023.

Dec 21, 2022 report
The top 50 individual angel investors
Sep 13, 2022
3 retail tech trends to watch in Q3’22Expert Collections containing CRED
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
CRED is included in 6 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
1,221 items
Loyalty & Rewards Tech
540 items
Startups allowing global brands and local shops alike to offer tech-enabled loyalty and rewards programs including loyalty software, AI-powered loyalty, blockchain-powered loyalty, and more.
Payments
2,779 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Future Unicorns 2019
50 items
Fintech
12,418 items
Excludes US-based companies
Fintech 250
749 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
Latest CRED News
Sep 15, 2023
Friday 15 September 2023 14:43 CET | News India-based CRED has partnered with Shopify to diversify payment options for merchants operating on the Shopify platform. Specifically, CRED, in collaboration with Shopify, a provider of essential internet commerce infrastructure, has announced a partnership aimed at expanding payment options for merchants operating on the Shopify platform. Following this partnership, members of CRED can now utilise CRED's payment solution when making purchases on Shopify merchant platforms. Currently, CRED Pay is operational on select Shopify merchants, with plans to extend its availability to all interested brands and merchants who can register on the website. The integration of CRED Pay into Shopify's payment options provides Shopify merchants with the ability to enhance their prepaid transaction conversion rates and provide an improved shopping experience to the top 1% of consumers in India. In the company press release, officials from CRED talked about this partnership and highlighted the newfound ability of Shopify merchants to leverage the trusted payment suite from CRED to unlock better revenue potential by enabling smooth transactions, expanding payment options, and building curated campaigns for members. Officials from Shopify also highlighted the significance of this partnership for D2C (Direct-to-Consumer) brands, which have been driving ecommerce growth in India. They specified that the collaboration aims to broaden the range of payment choices for merchants, facilitating seamless transactions and delivering a convenient ecommerce experience for businesses. CRED Pay is already operational on several leading Shopify merchants, including GIVA, Snitch, Suta, HEADS UP FOR TAILS, and XYXX. Additionally, apart from Shopify, GoKwik has also partnered with CRED, offering one-click checkout experiences with assured rewards, ensuring a high prepaid success rate and conversion rate across partner merchants.
CRED Frequently Asked Questions (FAQ)
When was CRED founded?
CRED was founded in 2018.
Where is CRED's headquarters?
CRED's headquarters is located at 100 Feet Road, Bengaluru.
What is CRED's latest funding round?
CRED's latest funding round is Series F.
How much did CRED raise?
CRED raised a total of $832.48M.
Who are the investors of CRED?
Investors of CRED include Tiger Global Management, Sofina, Dragoneer Investment Group, Alpha Wave Global, GIC and 27 more.
Who are CRED's competitors?
Competitors of CRED include CreditVidya and 7 more.
Compare CRED to Competitors

OneCard provides a mobile-first credit card and credit scoring application. The company's product OneScore, provides credit scores, reports, and insights to help users take control of their credit. It provides its services to consumers and businesses. It was founded in 2019 and is based in Pune, India.

Stashfin is a financial services platform. It provides instant personal loans to borrowers in India. Stashfin offers a variety of repayment options, including equated monthly installments (EMIs), lump sum payments, and flexible repayments. Stashfin was founded in 2016 and is based in New Delhi, India.
Uni offers differentiated credit products to customers. It offers a card that splits the bill into three parts spread across three months without charging any interest if the bill is paid on time. It was founded in 2020 and is based in Bengaluru, India.
KrazyBee provides a digital lending platform. It offers installment-based purchases to college students with no credit history or credit cards. It sells electronics items such as smartphones, cameras, and mobile accessories as well as apparel such as branded clothes, shoes, and watches to college students on equated monthly installment (EMI) plans. The company's KreditBee is an instant personal loan platform serving young adults. KrazyBee was founded in 2016 and is based in Bengaluru, India.

Slice provides physical and virtual financial cards and services. It offers a multi-purpose payment application for consumer payment. It enables students and salaried professionals to buy collateral-free products and services online in monthly installments through an application and also helps to build credit scores. Slice was formerly known as Slice Pay. It was founded in 2016 and is based in Bengaluru, India.

Paywallet is a full life-cycle payroll-linked SaaS platform that provides easy-to-integrate APIs for its clients for various lending journeys. The company is based in Zimbabwe.