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Chqbook company logo


Founded Year



Series A - II | Alive

Total Raised


Last Raised

$5.42M | 2 yrs ago

About Chqbook

Chqbook is a fintech startup that allows customers to explore, compare, book, and get personal finance products such as home loans, personal loans, and credit cards.

Headquarters Location

401 & 402, 4th Floor, Tower C, Magnum Tower

Gurugram, 122011,


+91 81303 30306

Chqbook's Product Videos

ESPs containing Chqbook

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Digital Lending Tech

The lending marketplace market aims to provide financial inclusion and access to credit for individuals and small businesses who have been left out by traditional financial institutions. The market addresses the pain points of borrowers who lack credit history, documentation, or collateral, and offers a range of financing options with lower costs and faster processing through technology-enabled pl…

Chqbook named as Challenger among 15 other companies, including Biz2Credit, Avant, and Zopa.

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Chqbook's Products & Differentiators

    Current Account

    This is a checking account, which is being opened instantly, for the small businesses.

Expert Collections containing Chqbook

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Chqbook is included in 7 Expert Collections, including Mortgage Tech.


Mortgage Tech

218 items

Companies here streamline and digitize the mortgage lending process. Collection includes direct lenders, mortgage brokers, process optimization technologies for lenders, as well as tools that support borrowers throughout the search and application phases.


Real Estate Tech

2,392 items

Startups in the space cover the residential and commercial real estate space with a focus on consumers. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and also tenant experience, property management, et


Wealth Tech

2,018 items

A category of financial technology that is digitizing & streamlining the delivery of wealth management. Included: Startups that offer technology-enabled tools for active and passive wealth management for retail investors and advisors.


Digital Lending

1,987 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



2,673 items

Companies and startups in this collection enable consumers, businesses, and governments to pay each other - online and at the physical point-of-sale.



3,897 items

Latest Chqbook News

Neobank Chqbook records 100% revenue growth in FY23, aims to empower small businesses

Apr 25, 2023

Chqbook, a fintech provider to small businesses has revealed its significant accomplishments for FY 2023, which show top-line growth across all of its lines of business (LOBs). Chqbook has been providing digital access to financial services, such as current accounts, business loans, and insurance, to small company owners through its mobile application with an aim to expand financial inclusion in India. With a range of financial services, Chqbook empowers small business owners in India and achieves significant milestones in FY 2023. From INR 13 crores (FY22) to INR 26 crores (FY23), the company's revenue grew by 100% YoY. Chqbook's loan and insurance divisions have both experienced rapid growth. The lending industry contributed the most, improving by 100% YoY from INR 138 crores in FY22 to INR 275 crores in FY23, while the insurance sector rose by 105% YoY. In India, there are over 9 crore small enterprises, the majority of which are sole proprietorships with a yearly turnover under 40 lakhs. These include Kirana stores, pharmacies, traders in markets, restaurants, and others. MSMEs make up about 30% of India's GDP, yet they don't have access to financial services like formal loans, business banking, or insurance. Since its inception in October 2022, Chqbook's first-of-its-kind digital current account, which has no balance and no maintenance fees, has gained significant appeal. Due to tremendous demand, the company has launched more than 70,000 current accounts and is presently opening 400 accounts every day. Based on its initial success, Chqbook expects to add over 500,000 store owners and merchants to its current accounts over the course of the next financial year. Chqbook provides business, health, life, and auto insurance solutions. In March 2023, the company launched a novel shop insurance programme to shield business owners from climate threats. Its goal is to insure 500,000 company owners within the next 12 months. Chqbook intends to provide tailored solutions to address health and cybersecurity threats shortly. Chqbook's array of financial services is powered by a cutting-edge tech platform that it built entirely from scratch. As a result of the platform's cutting-edge user interface and utilisation of agile technology, Chqbook is able to provide its clients with the most recent financial solutions. The company's personalised development of the full tech platform demonstrates its dedication to long-term provision of cutting-edge financial technology solutions. Vipul Sharma, Founder & CEO, Chqbook, expressed his delight in the key milestones achieved in FY23, which align with the company's mission and vision to bridge the gap for small business owners by understanding their financial goals and offering them products tailored to their requirements. Sharma further added, "Since the launch of the Chqbook app in October 2020, we have been working to meet the needs of small business owners with its suite of services. Empowering the underserved segment to be financially independent is the ultimate goal of the company." Aavishkaar Capital, Rajiv Dadlani Group, Earlsfield Capital UK, Harsha Bhogle, Bharat Shyam, Ken Glass, Rohit Chanana, Bhupesh Kumar, Amit Manocha, Amit Singal, Nilesh Shrivastava, and Sakshi Vij are a few of the notable investors that contributed to Chqbook's total fundraising of US$15 million. Early discussions between the firm and potential investors for its Series B capital raise are currently underway.

Chqbook Frequently Asked Questions (FAQ)

  • When was Chqbook founded?

    Chqbook was founded in 2017.

  • Where is Chqbook's headquarters?

    Chqbook's headquarters is located at 401 & 402, 4th Floor, Tower C, Magnum Tower, Gurugram.

  • What is Chqbook's latest funding round?

    Chqbook's latest funding round is Series A - II.

  • How much did Chqbook raise?

    Chqbook raised a total of $11.42M.

  • Who are the investors of Chqbook?

    Investors of Chqbook include Aavishkaar, Earlsfield Capital, Jermey Lim, Nilesh Srivastava, Rajiv Dadlani Group and 11 more.

  • Who are Chqbook's competitors?

    Competitors of Chqbook include Open and 1 more.

  • What products does Chqbook offer?

    Chqbook's products include Current Account and 2 more.

Compare Chqbook to Competitors

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MoneyTap operates as a credit-led mobile neobank. It offers a range of applications that serve as saving accounts, credit lines, credit cards, pay later applications, and more. MoneyTap was formerly known as Freo. It was founded in 2015 and is based in Banglore, India.


SaveIN is a financial technology platform for healthcare. It helps build a network of healthcare providers and aims to offer embedded finance and pay-later options at clinics. The company was founded in 2020 and is based in New Delhi, India.


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