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Founded Year



Series G - II | Alive

Total Raised


Last Raised

$355M | 2 yrs ago



About Chime

Chime is a financial technology company. The company offers banking services such as checking and savings accounts, credit building, and fee-free overdrafts, all aimed at making financial management easy and accessible for everyday people. Its primary customer base includes everyday Americans who are not well-served by traditional banks. The company was founded in 2012 and is based in San Francisco, California.

Headquarters Location

101 California Street Suite 500

San Francisco, California, 94111,

United States



ESPs containing Chime

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Digital Lending Tech

The alternative credit scoring market addresses the issue of creditworthiness assessment for individuals with thin-files or no file with credit reference agencies. This market provides solutions that allow lenders to accept more applicants, expand to new market segments, and save costs of risk. The market also offers access to potential consumers looking for financial products, personalized recomm…

Chime named as Leader among 15 other companies, including Equifax, TransUnion, and ClearScore.

Chime's Products & Differentiators


    Fee free overdraft alternative


Expert Collections containing Chime

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Chime is included in 5 Expert Collections, including Unicorns- Billion Dollar Startups.


Unicorns- Billion Dollar Startups

1,229 items


Fintech 100

999 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.


Tech IPO Pipeline

539 items

Track and capture company information and workflow.



8,122 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.


Digital Banking

961 items

Challenger bank offer digitally native banking products (checking and savings account at the most basic) and either leverage partner banks or are fully-licensed banks themselves.

Latest Chime News

Most Anticipated IPOs of 2024

Feb 12, 2024

Top IPOs of 2024: A glimpse into ventures reshaping industries and captivating investors In the dynamic realm of financial markets, Initial Public Offerings (IPOs) often serve as significant milestones, heralding the entry of promising companies into the public sphere. As we navigate through 2024, investors and enthusiasts alike eagerly await the arrival of several high-profile IPOs, each poised to reshape industries and captivate markets. Let’s delve into the most anticipated IPOs of 2024 and explore the narratives behind these transformative ventures. Stripe: With its ubiquitous presence in the digital payments landscape, Stripe stands as a beacon of innovation and efficiency. As businesses increasingly pivot towards online transactions, Stripe’s IPO is met with palpable excitement. The platform’s seamless payment processing solutions and global accessibility position it as a frontrunner in facilitating e-commerce endeavors across diverse sectors. Databricks: In an era defined by data-driven decision-making and artificial intelligence, Databricks emerges as a formidable contender. Offering a comprehensive platform that harmonizes data engineering, data science, and machine learning, Databricks empowers organizations to harness the power of big data effectively. Its IPO signifies a watershed moment for the burgeoning field of AI and underscores the growing demand for sophisticated data analytics solutions. Reddit: As a digital epicenter of community engagement and content dissemination, Reddit commands a devoted user base and exerts considerable influence on online discourse. The platform’s prospective IPO symbolizes its evolution from a niche forum to a cultural phenomenon. Investors eagerly anticipate the monetization strategies and growth prospects associated with Reddit’s public offering, recognizing its potential to redefine social media dynamics. Panera Bread: Amidst the competitive landscape of the food and beverage industry, Panera Bread distinguishes itself through a commitment to quality ingredients and culinary innovation. Its impending IPO marks a milestone in the company’s journey, offering investors an opportunity to partake in the success of a beloved brand. With a loyal customer base and a reputation for culinary excellence, Panera Bread’s public debut is poised to captivate both gastronomes and investors alike. Skims: Spearheaded by entrepreneur and influencer Kim Kardashian, Skims epitomizes the intersection of fashion, inclusivity, and direct-to-consumer retail. As consumers gravitate towards body-positive apparel and loungewear options, Skims emerges as a frontrunner in catering to diverse aesthetic preferences. The company’s IPO represents a convergence of celebrity branding and consumer empowerment, reflecting shifting paradigms within the fashion industry. Shein: Hailing from the realm of fast-fashion, Shein commands attention for its rapid global expansion and trendsetting ethos. Its anticipated IPO underscores the growing influence of Chinese companies on the global stage and highlights the disruptive potential of e-commerce platforms. With a penchant for affordable yet stylish clothing, Shein resonates with a digitally savvy audience eager for fashion-forward offerings. Chime Financial: As fintech continues to revolutionize traditional banking paradigms, Chime Financial emerges as a trailblazer in democratizing financial services . With its intuitive app and emphasis on accessibility, Chime has cultivated a loyal user base seeking alternatives to traditional banking institutions. Its IPO symbolizes a paradigm shift in the banking sector, emphasizing the importance of innovation and user-centric design. In conclusion, the most anticipated IPOs of 2024 offer a glimpse into the future of technology, retail, and finance. From pioneering payment processing platforms to disruptive fashion brands, each IPO represents a convergence of innovation, market demand, and investor enthusiasm. As these companies embark on their public journeys, they catalyze transformative changes within their respective industries, setting the stage for a dynamic and vibrant marketplace. Join our WhatsApp and Telegram Community to Get Regular Top Tech Updates Disclaimer: Any financial and crypto market information given on Analytics Insight are sponsored articles, written for informational purpose only and is not an investment advice. The readers are further advised that Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Conduct your own research by contacting financial experts before making any investment decisions. The decision to read hereinafter is purely a matter of choice and shall be construed as an express undertaking/guarantee in favour of Analytics Insight of being absolved from any/ all potential legal action, or enforceable claims. We do not represent nor own any cryptocurrency, any complaints, abuse or concerns with regards to the information provided shall be immediately informed here .

Chime Frequently Asked Questions (FAQ)

  • When was Chime founded?

    Chime was founded in 2012.

  • Where is Chime's headquarters?

    Chime's headquarters is located at 101 California Street, San Francisco.

  • What is Chime's latest funding round?

    Chime's latest funding round is Series G - II.

  • How much did Chime raise?

    Chime raised a total of $2.599B.

  • Who are the investors of Chime?

    Investors of Chime include Crosslink Capital, Menlo Ventures, General Atlantic, Dragoneer Investment Group, Tiger Global Management and 23 more.

  • Who are Chime's competitors?

    Competitors of Chime include Mission Lane, Petal, HMBradley, MoCaFi, Oxygen and 7 more.

  • What products does Chime offer?

    Chime's products include SpotMe and 2 more.


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