Founded Year



Series D | Alive

Total Raised


Last Raised

$82M | 5 mos ago

About Kin Insurance

Kin Insurance creates homeowners insurance for digital natives, providing a way to buy homeowners insurance in minutes on a phone without talking to anybody. Kin uses the internet to automatically gather all necessary data before asking the user for confirmation, saving them time and hassle.

Kin Insurance Headquarter Location

222 Merchandise Mart Plaza Suite 228

Chicago, Illinois, 60654,

United States


Kin Insurance's Product Videos

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Kin Insurance's Products & Differentiation

See Kin Insurance's products and how their products differentiate from alternatives and competitors

  • Homeowners Insurance

    When users visit Kin’s website, email its support staff, or call its hotline to obtain quotes on home, flood, hurricane, landlord, or mobile home insurance policies, they simply provide their home address, at which point Kin’s algorithms consider thousands of publicly available data points to assess their property. Then it offers a few suggested coverage recommendations, at which point the homeowner chooses the policy they want and arranges payment. Kin offers insurance through the Kin Interinsurance Network (KIN), a reciprocal exchange owned by our customers who share in the underwriting profit. Because of our efficient tech and direct-to-consumer model, we provide affordable pricing without compromising coverage.


    For applying precision data to insuring homes vulnerable to the effects of climate change. Kin's differentiators include: Proprietary tech provides great user experience; Deep data infrastructure cr… 

    operate in the most lucrative markets; Insurance brand of the future with delighted users and risk-sharing model. 

Expert Collections containing Kin Insurance

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Kin Insurance is included in 3 Expert Collections, including Real Estate Tech.


Real Estate Tech

2,258 items

Startups in the space cover the residential and commercial real estate space with a focus on consumers. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and also tenant experience, property management, et



3,311 items

Companies and startups that use of technology to improve core and ancillary insurance operations. Companies in this collection are creating new product architectures, improving underwriting models, accelerating claims and creating a better customer experience



7,442 items

US-based companies

Latest Kin Insurance News

Kin reports strong rise in GWP in Q2 results

Aug 2, 2022

Reinsurance News Kin Insurance has reported a gross written premium (GWP) of $70.8 million in the second quarter of 2022, a major increase from the $24.7 million the company reported in the prior-year period. This now brings the company’s GWP year-to-date total to $125 million. Gross profit for the quarter was $20.6 million, a big shift compared to $6.8 million from the same period last year. Through the second quarter of 2022, Kin’s adjusted loss ratio decreased to 51.5% from 67.3% in the prior-year period. At the same time, non-CAT adjusted loss ratio was 39.5% through Q2 22 and has decreased on an inception to date basis each of the last six quarters. “Our sophisticated approach to underwriting, pricing and marketing optimizations have helped us drive down loss ratio over time,” said Angel Conlin, Chief Insurance Officer of Kin. “All of this is driven by our proprietary technology paired with our commitment to data science and actuarial discipline, which allows us to respond faster to market changes and better shape our portfolio and results.” Sean Harper, Chief Executive Officer of Kin, added: “This quarter we achieved strong year-over-year growth, hitting our premium goals dead-on, while decreasing CAC and increasing revenue per customer. As a result, we’re very close to achieving positive operating profit, which we expect will happen in the fourth quarter. “Our biggest priority is staying focused on economic and operational efficiency so we can gain ground during the current down market and accelerate even faster out of it. As a direct-to-consumer business, we have precise control over the amount of exposures we’re generating, the type of customers that we’re attracting, and the geographic concentration of the portfolio, which is important to our reinsurance partners.” In addition, Kin’s premium renewal rate increased to 108% in Q2 22 from 102% in the first quarter, bringing the year-to-date premium renewal rate to 105%. Harper, added: “As premiums rise across the industry, we’ve been able to take planned pricing actions without impacting our renewal rates, which is exactly what you’d expect from our direct-to-consumer model. Loss costs and reinsurance costs have increased throughout the country, which is driving an increase in premiums.”

Kin Insurance Web Traffic

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Kin Insurance Rank

  • When was Kin Insurance founded?

    Kin Insurance was founded in 2016.

  • Where is Kin Insurance's headquarters?

    Kin Insurance's headquarters is located at 222 Merchandise Mart Plaza, Chicago.

  • What is Kin Insurance's latest funding round?

    Kin Insurance's latest funding round is Series D.

  • How much did Kin Insurance raise?

    Kin Insurance raised a total of $245.09M.

  • Who are the investors of Kin Insurance?

    Investors of Kin Insurance include Commerce Ventures, Flourish Ventures, Hudson Structured Capital Management, August Capital, Avanta Ventures and 18 more.

  • Who are Kin Insurance's competitors?

    Competitors of Kin Insurance include Slide Insurance and 2 more.

  • What products does Kin Insurance offer?

    Kin Insurance's products include Homeowners Insurance .

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