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Founded Year



Angel | Alive

Total Raised


Last Raised

$420K | 1 yr ago

About Branch

Branch is home and auto insurance that's simple to buy and built for savings. Branch removes all of the friction associated with getting covered, helping consumers bundle their home and auto with ease. Built as a reciprocal exchange, the Branch Insurance Exchange taps into the power of community to make insurance more accessible and affordable for everyone. Branch was founded in 2019 and is based in Columbus, Ohio.

Headquarters Location

20 E Broad Street Suite 1200

Columbus, Ohio, 43215,

United States


Branch's Product Videos

ESPs containing Branch

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Real Estate Tech

The renters insurance market provides protection for individuals who rent their homes. Renters insurance covers personal property and liability, providing financial protection against unforeseen events such as theft, fire, or water damage. While landlords may have insurance that covers the physical structure of the rental property, they do not cover the renters' personal belongings. Renters insura…

Branch named as Highflier among 10 other companies, including Jetty, Rhino, and Kin Insurance.

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Research containing Branch

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CB Insights Intelligence Analysts have mentioned Branch in 3 CB Insights research briefs, most recently on Jun 15, 2022.

Expert Collections containing Branch

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Branch is included in 6 Expert Collections, including Real Estate Tech.


Real Estate Tech

2,392 items

Startups in the space cover the residential and commercial real estate space with a focus on consumers. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and also tenant experience, property management, et


Unicorns- Billion Dollar Startups

1,215 items



3,933 items

Companies and startups that use of technology to improve core and ancillary insurance operations. Companies in this collection are creating new product architectures, improving underwriting models, accelerating claims and creating a better customer experience



7,985 items

US-based companies


Insurtech 50

50 items


Fintech 250

249 items

CB Insights' annual list of the 250 most promising private fintech companies in the world. FTX was removed after declaring bankruptcy on 11/11/2022.

Latest Branch News

Branch Homeowners Insurance Review 2023

May 15, 2023

Branch Homeowners Insurance Review 2023 2023-05-15T22:48:54Z Twitter icon Twitter Copy Link Redeem now Our experts answer readers' insurance questions and write unbiased product reviews ( here's how we assess insurance products ). In some cases, we receive a commission from our partners ; however, our opinions are our own. Branch Homeowners Insurance works with many top insurance providers to offer options for single-family residences, townhomes, recently condos, and more while also offering its insurance solutions. It has umbrella and other options to supplement your coverage. As a broker, the company can find solutions that meet your needs. Branch is a relatively new insurance company founded in 2017. It sells its policies from various providers but also underwrites personal insurance under the Branch Insurance Exchange. Many consumers laud Branch for its relatively affordable prices. However, the providers offer limited homeowners insurance coverage only available in some states. Branch is unique in taking advantage of both sides as a broker and insurer. In an ideal world, this would open the door to better solutions for homeowners. Read on to find out how it all shakes out. Headquartered in Columbus, Ohio, Branch sells insurance in 26 states. However, Branch offers coverage through the General Security National Insurance Company and the Everspan Insurance Company (both ranking well in financial strength) in states where its proprietary policies aren't sold. A few familiar aspects of its homeowners insurance policies include: Dwelling coverage: This coverage protects your home's foundation and structure, including detached structures like a shed or a fence. This is the foundation of your policy, and it sets your other structures (for things like tree houses if you have a building permit, sheds, and more). Personal Property coverage: Branch's standard policy protects your home's contents up to your coverage limits. You may need additional insurance for items high in value. Experts often recommend at least $100,000 for condos and $300,000 for single-family residences. This may seem like a lot but costs increase quickly once you start valuing furniture, clothing, electronics, kitchenware, etc. Personal liability coverage: If a guest gets injured on your property, insurance pays for their medical expenses and any legal fees. Trampolines and pools put your property at higher risk. But many insurers have strict restrictions based on your dog's breed. Make sure you understand the rules before you need to file a claim. Loss of Use: Branch will cover the cost of temporary housing while your home is undergoing repairs. Keep in mind this applies when your home is uninhabitable. This can happen immediately following the loss or during the construction process. But it does not apply to every claim. Additional Coverage Options (Riders) The standard coverages cover the most common risks homeowners face. But informed homeowners also work with Branch insurance agents to determine which riders suit their homeowners insurance. A few examples include: Water backup coverage : This additional insurance will cover any water damage caused by a clogged water source. Burst pipes due to the wrong things being flushed, faulty pipes, and sewer backup are common examples. Just keep in mind negligence and routine maintenance are not covered. So if you notice a leak or you haven't checked your plumbing system and washer in a while, you should have a professional take a look to prevent claims. Homeshare coverage: If you decide to rent out all or part of your home, home share coverage will pay for any covered damages or losses caused by renters. Whether or not you have this coverage, operating in line with your state laws is essential. Scheduled coverage: If you have expensive jewelry and your personal property coverage isn't enough, purchase this rider for more coverage. Scheduled coverage can also cover baseball cards, other collectibles, art, computer systems, and more. Incremental coverage: This rider covers the cost of replacing and rebuilding your home and additional funds to offset the cost of inflation. It is also known as extended replacement cost coverage. How Much Does Branch Cost? Branch homeowners insurance products appear to cost less than the industry average. However, as the company works with multiple insurers, agents can compare options to find the most competitive pricing, coverage, and more. PR Newswire doesn't specify average rates. However, it does report an average bundling savings of $535 with Branch homeowners insurance. Whatever your homeowners insurance goals, the best way to compare pricing is to get multiple quotes and compare coverage side-by-side. This way, you can be sure you're saving money instead of giving up essential coverage. How to File A Claim You can file a claim with Branch via its mobile app, website , or by calling 833-427-2624. You should have pictures and videos of the incident, receipts of the damaged item, and specific details of the accident when you file your claim to ensure the process goes smoothly. Remember that you may have to pay a deductible before the company pays your claim. So make sure you can comfortably afford to come out-of-pocket with any deductible. Unfortunately, we often file claims at the most inconvenient times. Branch Homeowners Insurance FAQs Steve Lekas is the CEO and co-founder of Branch Insurance. Methodology: What Went into Our Branch Homeowners Insurance Review Insider values transparency and delivers updated and unbiased commentary so you can make the most informed decisions. We evaluate a company's policies based on affordability, the extensiveness of coverages, its availability nationwide, and exclusions. Ultimately, some companies may be the best solution for niche customers while not catering to the general public. Our reviews dig into some details, but these personalizing factors should be considered when choosing an insurance provider. We also assess the quality of a company using third-party rating agencies to determine its financial strength and customer service. These ratings indicate the likelihood of a company being around to renew your policy and service your claims 10-20 years from now. For more information, check out our insurance rating methodology . Branch Homeowners Insurance Competitors Compare Branch vs. Chubb Chubb Homeowners Insurance is known to have prices significantly higher than the industry average. However, outside its business policies, it also focuses on niche products for difficult-to-insure properties. So, if you're looking for an affordable policy, Branch may have Chubb beat. However, Chubb may be worth the price if you're trying to insure multi-unit, beachfront, and other similar properties. Chubb's Masterpolicy offers a long list of insurance coverage, such as cyberbullying and identity theft. On the other hand, Branch focuses on standard homeowners insurance that makes sense for the average homeowner. Branch will likely get you a lower price for a policy with dwelling, additional structures, and personal property coverage with riders like water backup and replacement cost coverage. However, Chubb is uniquely qualified if you're looking for coverage in different countries or specialized plans. Neither state covers all 50 states at the time of this review. Compare Branch vs. Travelers Travelers Homeowners Insurance and Branch homeowners insurance are known to be relatively cost-effective. However, Travelers has more discounts to bring homeowners insurance costs down. In addition, Branch's services are limited to 26 states, while Travelers does business in 42 states. Travelers also focuses more on bundling options for auto, home, and other personal insurance products. However, Branch has one key benefit. Travelers sells policies through independent insurance agents. So, agents can quote policies from different insurance companies. However, Branch offers both broker services and Branch insurance, depending on your preferences. Some customers prefer to work with one agent connected to the insurer. Under the right circumstances, Branch Insurance can provide that extra assurance with policies underwritten by Branch Insurance Exchange. Compare Branch vs. Erie Insurance Erie Homeowners Insurance offers affordable homeowners insurance if you live in one of its licensed states. It ranks exceptionally high in JD Power's customer service survey, while Branch doesn't rank at all. However, Erie exclusively underwrites products. So any other quotes independent insurance agents run are not directly connected. This said Erie was founded in 1925, giving it an extensive history compared to Branch Insurance. Unsurprisingly, it has also earned an A+ (Superior) rating from AM Best. In short, whether you file a claim in your first year or further down the road, the company will likely be around to renew your policy and pay your claims. While it may be new to the game, Branch earned an A+ rating from AM Best. Neither company operates in all 50 states. But Branch sells insurance in 26 states at the time of this review, while Erie only operates in 12 states and Washington, DC. Combined with the history of the companies, this tells us Erie is unlikely to expand operations while Branch may eventually be available in all 50 states. Regardless, both companies offer popular items that should be compared as applicable in overlapping states.

Branch Frequently Asked Questions (FAQ)

  • When was Branch founded?

    Branch was founded in 2019.

  • Where is Branch's headquarters?

    Branch's headquarters is located at 20 E Broad Street, Columbus.

  • What is Branch's latest funding round?

    Branch's latest funding round is Angel.

  • How much did Branch raise?

    Branch raised a total of $221.47M.

  • Who are the investors of Branch?

    Investors of Branch include Gaingels, American Family Ventures, SignalFire, Greycroft, Acrew Capital and 13 more.

  • Who are Branch's competitors?

    Competitors of Branch include Caribou, Bubble, Hippo, Root Insurance, Matic and 8 more.

Compare Branch to Competitors

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Branch Media

Branch, formerly Roundtable Media, aims to offer meaningful conversations through online discussions. As per the company, Branch enables a smart new brand of public discourse. Curated groups of people are invited to engage around issues in which they are knowledgeable. This service holds the promise of a new platform for dialogue on the web, a necessary departure from the monologues we have grown so accustomed to reading online. The company's Potluck ( iPhone app has bite-sized facts made for iPhones and a place to talk about them with friends.

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The Zebra

The Zebra is an online car insurance comparison marketplace. The Zebra also provides educational resources to inform consumers and help them find the coverage, service level, and pricing to suit their unique needs, while simultaneously helping insurance companies connect with their consumers.


Ranger offers an end-to-end digital platform that modernizes the role of insurance agents, evolving their role into home protection advisors. Its products aim to help optimize agents’ experience by leveraging a modern vertical software solution. It aims to make agents become the arbiters of advice, insights, and expertise in family home protection needs. The company was founded in 2021 and is based in New York, New York.

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Openly is a homeowner insurance platform. It offers home insurance coverage to consumers through independent agents. It was founded in 2017 and is based in Boston, Massachusetts.

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State Farm Insurance

State Farm Insurance is an insurance company. It provides insurance for cars, motorcycles, boats, commercial automobiles, and more. The company also provides life, health, and disability insurance. Additionally, it offers banking and investment services such as brokerage. The company was founded in 1922 and is based in Bloomington, Illinois.

Amwins Logo

Amwins (American Wholesale Insurance Group) is a wholesale distributor of specialty insurance products and services with expertise across a diversified mix of property, casualty, and group benefits products. Amwins also offers value-added services to support some of these products, including product development, underwriting, premium and claims administration, and actuarial services. Amwins operates in four divisions: Brokerage, Underwriting, Group Benefits, and International.

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