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About BillGuard

BillGuard provides personal finance security solutions. It offers a mobile application that alerts users from fraud and errors on credit cards. It was formerly known as CrowdSpot. It was founded in 2009 and is based in New York, New York. In October 2015, BillGuard was acquired by Prosper Marketplace.

Headquarters Location

54 West 40th Street 8th Floor

New York, New York, 10018,

United States




Expert Collections containing BillGuard

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

BillGuard is included in 2 Expert Collections, including Cybersecurity.



8,428 items

These companies protect organizations from digital threats.



8,122 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.

Latest BillGuard News

Remembering Fintech Ghosts: Four Companies That Haunt Our Memories – Finovate

Oct 26, 2023

Views: 49 Halloween is less than a week away, and with the scariest night of the year on the horizon, we wanted to settle in and tell some fintech ghost stories. These ghosts won’t be too spooky– they are more like a walk down memory lane than a visit to a haunted house. Here’s a look at four fintech ghosts that have come and gone, but still haunt our memories: Coin Coin was founded in 2012, offering consumers a single, electronic payment card where they could store their multiple debit, credit, gift, loyalty, and membership card numbers. For $50, users could sign up for the waitlist, but many who paid upfront never received their card. What happened Coin had a very long waitlist, and while there was much initial excitement about the card, the enthusiasm faded for many after realizing they may never receive their card. The real death knell for Coin was that it only worked 80% to 90% of the time. As Finovate Founder Jim Bruene pointed out in his post about the card, “… no one wants to be that guy holding up the checkout line with his fancy black card.” Coin closed in 2016. BillGuard BillGuard suffered a slower death than most fintech ghosts. Founded in 2010, the company offered consumers a mobile app to access spending analytics, credit scores, payment details, transaction maps, and data breach alerts. What happened The functionality BillGuard offered was perfectly suited for fintech’s personal financial management (PFM) era. The company had kept up with evolving consumer expectations of the time, adding fraud alerts and personalized offers. When peer-to-peer lending company Prosper acquired BillGuard for $30 million in 2015, the fintech community had high hopes for the tie-up, thinking Prosper would add PFM capabilities and become a Credit Karma competitor. Two years later, however, after rebranding the BillGuard app to Prosper Daily, Prosper  shut down  the financial wellness app, shuttering all of its potential and erasing users’ history. iQuantifi iQuantifi was founded in 2009 to enable financial institutions to offer a virtual financial advisor, adding wealth management to their offerings. In 2014, the company launched a consumer-facing virtual financial advisor tool to help users identify, prioritize, and achieve their financial goals with a personalized plan. The company had raised $3.7 million. What happened iQuantifi showed plenty of promise. The company had formed an aggregation partnership with MX to offer millennial users a lower-cost option to managing their finances. iQuantifi even earned a spot to participate in the Plug-and-Play fintech accelerator. In 2019, however, the company was charged with selling unregistered securities to investors that were ineligible to purchase shares in the offering. Between 2013 and 2019, iQuantifi raised $3.5 million from over 50 unaccredited investors. The U.S. Securities and Exchange Commission (SEC) ordered iQuantifi and its founder to cease and desist from committing violations and pay a $25,000 civil penalty. The company closed in 2019. ZELF ZELF was launched in 2019, right as the digital banking craze was taking off. The fintech was geared toward serving millennial and Gen Z users in the E.U. and U.S. ZELF billed itself as the “Bank of the Metaverse” where users could bank their gaming coins, NFTs, and fiat– all anonymously with no social security, ID, or selfie required. What happened ZELF is a good cautionary tale of what happens when you combine crypto, fiat, the metaverse, and anonymity. Because of blatant KYC and Patriot Act violations, the company’s partner bank, Evolve Bank & Trust, pulled the plug on ZELF a day-and-a-half after its official launch day. ZELF closed down in December 2022.

BillGuard Frequently Asked Questions (FAQ)

  • When was BillGuard founded?

    BillGuard was founded in 2009.

  • Where is BillGuard's headquarters?

    BillGuard's headquarters is located at 54 West 40th Street, New York.

  • What is BillGuard's latest funding round?

    BillGuard's latest funding round is Acquired.

  • How much did BillGuard raise?

    BillGuard raised a total of $14.08M.

  • Who are the investors of BillGuard?

    Investors of BillGuard include Prosper, OurCrowd, FinTech Innovation Lab, Bessemer Venture Partners, IA Ventures and 11 more.

  • Who are BillGuard's competitors?

    Competitors of BillGuard include Mint.


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