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Founded Year



Acquired | Acquired

Total Raised






About Bill Me Later

Bill Me Later, formerly I4 Commerce, specializes in the digital payments industry with its popular Bill Me Later product and flexible financing programs. The rapidly growing Bill Me Later network enables top-tier retailers and travel providers to offer an effortless payment experience to high value customers. In the small business sector, Bill Me Later, Inc. is pioneering payments with the Bill Me Later Business service tailored specifically for the small business buyer. The Bill Me Later, Inc. network includes hundreds of top-ti er merchants including AirTran, Apple, Borders, Bluefl y, Continental Airlines, eLUXURY, Fujitsu, JetBlue, Toshiba, Toys R Us, US Airways, and Zappos. Millions of consumers rely on the safety and convenience of Bill Me Later's payment solutions when shopping online, via phone and in-store.

Bill Me Later Headquarter Location

9690 Deereco Road 7th Floor

Timonium, Maryland, 21093,

United States

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Research containing Bill Me Later

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CB Insights Intelligence Analysts have mentioned Bill Me Later in 1 CB Insights research brief, most recently on Mar 15, 2022.

Expert Collections containing Bill Me Later

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Bill Me Later is included in 2 Expert Collections, including SMB Fintech.


SMB Fintech

1,499 items



7,442 items

US-based companies

Bill Me Later Patents

Bill Me Later has filed 11 patents.

patents chart

Application Date

Grant Date


Related Topics




Payment systems, Legal entities, Secure communication, Payment service providers, Data management


Application Date


Grant Date



Related Topics

Payment systems, Legal entities, Secure communication, Payment service providers, Data management



Latest Bill Me Later News

Billd Lands $60 Million to Expands its Bill Me Later Service for the Construction Industry

Jan 29, 2019

SiliconHills January 29, 2019 by lalorek While working at another fintech startup, Chris Doyle saw amajor problem with commercial subcontractors not being able to pay suppliers intime for their projects. He left that startup to found Billd , which acts as a bill me later service for commercial subcontractors to buy materials and pay for them over time. Austin-based Billd launched nationwide last year and Tuesday, in yet another big funding announcement in January for Austin startups, Billd LL Funds, a Philadelphia, Penn.-based firm, led the Series Around. Billd plans to use the funds to hire key employees, furtherdevelop its product and on sales and marketing, said Billd CEO Doyle. Doyle previously worked at Dividend Finance, a consumer lenderfocused on the home improvement marketplace. “The construction industry has a major supply chain financeproblem,” Doyle said. “ I started connecting the dots of the finance world andthe construction world and saw all the inefficiencies.” Billd launched in 2018 to provide timely loans at anaffordable price to subcontractors in the commercial construction industry.Billd takes a transaction fee when the payment is sent out and charges a rateevery month when the balance is outstanding. “What we found is that if all the dollars come in about theright time – the financing doesn’t cause you that much,” Doyle said. Billd handles credit and risk management for suppliers, Doylesaid. It is working with suppliers to offer the product to subcontractors inthe commercial construction industry nationwide. Existing investors funded Billd bought Atlass44 , a small business out of Scottsdale, Arizona that provided credit lines to the construction industry. Billd is based at 2700 West Anderson Road in Austin and has 20 employees. It expects to double its staff this year with about 50 employees by the end of the year, Doyle said. “The reception so far from suppliers has been great,” Doylesaid. “We’re super excited. Our culture is built around understanding theconstruction industry: contractors, suppliers. We are looking at thisuntraditionally. Our hypothesis is these contractors are great borrowers. We’regoing to make this the go-to option for them.” Billd currently works with thousands of contractors acrossthe US to ensure reliable cash flow and timely payments. Generally, construction suppliers provide 30-day terms tocontractors to purchase materials while it takes contractors 60 to 90 days toreceive payment for their work. WithBilld, contractors receive 120-day terms and avoid this gap in cash flow withsimple, flexible and transparent finance products. “The construction industry is known for inefficient supplychain financing across all major sectors, and subcontractors and suppliers arethe last in line,”  Doyle said. “Billd provides subcontractors solutions so they can take that extraproject, grow their business, and simplify their process while also givingsuppliers more payment options to share with their customers.” As part of the transaction, Shivraj (Raj) Mundy, Operating Partner with LL Funds, will join Billd

  • When was Bill Me Later founded?

    Bill Me Later was founded in 2000.

  • Where is Bill Me Later's headquarters?

    Bill Me Later's headquarters is located at 9690 Deereco Road, Timonium.

  • What is Bill Me Later's latest funding round?

    Bill Me Later's latest funding round is Acquired.

  • How much did Bill Me Later raise?

    Bill Me Later raised a total of $78.56M.

  • Who are the investors of Bill Me Later?

    Investors of Bill Me Later include PayPal, Amazon, Crosspoint Venture Partners, Upfront Ventures, Azure Capital Partners and 8 more.

  • Who are Bill Me Later's competitors?

    Competitors of Bill Me Later include Klarna and 2 more.

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