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Better Mortgage

Founded Year



Series F | Alive

Total Raised


Last Raised

$750M | 2 yrs ago



About Better Mortgage

Better Mortgage provides a real estate mortgage lending platform. The platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to real estate agents. The company was founded in 2016 and is based in New York, New York.

Headquarters Location

175 Greenwich Street 59th Floor

New York, New York, 10007,

United States

(415) 523-8837

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ESPs containing Better Mortgage

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

Financial Services / Real Estate Tech

The mortgage lending platforms market refers to a growing ecosystem of online platforms that offer innovative solutions to streamline and automate the mortgage lending process. These platforms enable borrowers to apply for and receive mortgages quickly and easily, often with lower fees and interest rates than traditional lenders. By leveraging technology such as artificial intelligence, machine le…

Better Mortgage named as Leader among 5 other companies, including Lower, Kiavi, and Neat Capital.

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Research containing Better Mortgage

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CB Insights Intelligence Analysts have mentioned Better Mortgage in 6 CB Insights research briefs, most recently on Mar 30, 2022.

Expert Collections containing Better Mortgage

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Better Mortgage is included in 6 Expert Collections, including Mortgage Tech.


Mortgage Tech

218 items

Companies here streamline and digitize the mortgage lending process. Collection includes direct lenders, mortgage brokers, process optimization technologies for lenders, as well as tools that support borrowers throughout the search and application phases.


Real Estate Tech

2,392 items

Startups in the space cover the residential and commercial real estate space with a focus on consumers. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and also tenant experience, property management, et


Unicorns- Billion Dollar Startups

1,214 items


Fintech 250

748 items


Digital Lending

1,885 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.



7,985 items

US-based companies

Latest Better Mortgage News

Amazon is letting employees use their stock to finance home purchases and even second homes

Mar 1, 2023

Amazon has struck a deal with embattled online mortgage lender to offer up a new benefit to employees. is launching Equity Unlocker , a program that allows employees to use their vested equity as collateral for a down payment when trying to buy homes. Amazon employees in Florida, New York and Washington state will be the first to try the tool. Unique about the program, according to, is that employees will have the ability to finance their homes without actually selling their shares, only needing to pledge vested equity. Even former Amazon employees with vested equity can use the service, according to, and there are many, following Amazon’s companywide layoffs . Current and ex-workers can also use the mortgage tool for secondary vacation homes or investment properties. The closing cost, when the loan is secured, ranges between 2% to 5% of the loan, Better said on its website. There is a catch, however. As reported earlier today by the WSJ: “To protect itself from a continued slide in Amazon’s stock price, will charge a higher rate on the mortgages of employees pledging stock—between 0.25 and 2.5 percentage points above the market rate, depending on how the down payment is structured.” It’s a creative, but also surprising, partnership. Better has been an Amazon Web Services customer since 2015 and its loan origination system is powered entirely by the software, according to a statement. Still, Better has been through its fair share of struggles that has cast doubt on its future. Last May, TechCrunch reported on a filing that revealed that had swung to a loss of more than $300 million in 2021 after a rapid-fire decline in business brought on largely by a slowdown in the housing market and a surge in mortgage interest rates. The company’s reputation also took a huge hit over the manner in which it conducted numerous rounds of mass layoffs , which also resulted in an executive exodus . also made headlines last July, when it appeared to still be moving forward with its SPAC filing despite lackluster performance of blank-check combination debuts. (On the same day of the updated SPAC filing, the WSJ reported that the SEC is examining whether violated federal securities laws, per a disclosure from the company.) While Amazon may be its test guinea pig, Better is aiming to make Equity Unlocker available nationwide for employees of public and private companies. TechCrunch reached out to and Amazon and will update the story upon comment. Want more fintech news in your inbox? Sign up here .

Better Mortgage Frequently Asked Questions (FAQ)

  • When was Better Mortgage founded?

    Better Mortgage was founded in 2016.

  • Where is Better Mortgage's headquarters?

    Better Mortgage's headquarters is located at 175 Greenwich Street, New York.

  • What is Better Mortgage's latest funding round?

    Better Mortgage's latest funding round is Series F.

  • How much did Better Mortgage raise?

    Better Mortgage raised a total of $1.655B.

  • Who are the investors of Better Mortgage?

    Investors of Better Mortgage include SoftBank , Aurora Acquisition, American Express Ventures, Ally Financial, Activant Capital and 21 more.

  • Who are Better Mortgage's competitors?

    Competitors of Better Mortgage include Roostify, Kiavi, Habito, Own Up, Simplist and 15 more.

Compare Better Mortgage to Competitors


Lower is a mobile-first homeownership ecosystem that provides consumers with everything they need to buy a home—including a home savings account, home financing and refinancing, real estate agent match, and instant homeowners insurance quote. It was founded in 2014 and is based in New Albany, Ohio.

Kiavi Logo

Kiavi combines technology, consumer experience, data analysis, and a private investment platform to provide real estate loans. The company makes it possible for the small common investor up to the large institutional fund to invest in real estate securities that have yielded. Kiavi was formerly known as LendingHome. The company was founded in 2013 and is based in San Francisco, California.


Simplist is a digital mortgage marketplace. It is committed to modernizing and simplifying the largely outdated and stressful mortgage application process. It works with major national firms and established regional lenders alike to quickly and securely match borrowers with the perfect mortgage. It was founded in 2018 and is based in New York, New York.

Morty Logo

Morty is a licensed mortgage broker and empowers home-buyers to find the right mortgage with a modern, online, and fully-digital experience.

LoanSnap Logo

LoanSnap develops a smart loan technology that uses AI to analyze a person's entire financial picture and shows simple ways to benefit from a smarter loan now and into the future.

Hometap Logo

Hometap operates as a financial technology company. It provides funds for homeowners to address financial needs such as fund an education, fund an live event, pay off debt, and more. It was founded in 2017 and is based in Boston, Massachusetts.

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