
Creditas
Founded Year
2012Stage
Series F | AliveTotal Raised
$867.44MValuation
$0000Last Raised
$260M | 4 mos agoRevenue
$0000About Creditas
Creditas is a digital lending platform that focuses on secured lending. Creditas funds customer loans through both investors and financial institutions. Core products include a version of home equity and auto loans, in which the borrowers offer residences or vehicles as a collateral for a first-lien lending product.Their products include Creditas Auto (car marketplace), Creditas Store (ecommerce platform with a payroll-deductible BNPL model) and Voltz (the largest manufacturer of electric motorcycles in Brazil).
Creditas Headquarter Location
Avenida das Nações Unidas, nº 12995 - Bloco I ground floor, Edifício Centenário Plaza, Brooklin Paulista
Sao Paulo, 04578-911,
Brazil
+55-1135228009
Creditas's Products & Differentiation
See Creditas's products and how their products differentiate from alternatives and competitors
Auto Equity Loans
Personal loans with the customer car as a collateral
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We're on a mission to enable every organization to make smarter decisions about tech. Whether it's finding a new game-changing vendor or understanding a new market, it's easier, faster and smarter with CB Insights. All made possible by the smartest, hardest-working team in tech. Subscribe to see more.
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We're on a mission to enable every organization to make smarter decisions about tech. Whether it's finding a new game-changing vendor or understanding a new market, it's easier, faster and smarter with CB Insights. All made possible by the smartest, hardest-working team in tech. Subscribe to see more.
Research containing Creditas
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Creditas in 9 CB Insights research briefs, most recently on Feb 16, 2022.

Expert Collections containing Creditas
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Creditas is included in 6 Expert Collections, including Real Estate Tech.
Real Estate Tech
2,221 items
Startups in the space cover the residential and commercial real estate space with a focus on consumers. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and also tenant experience, property management, et
Unicorns- Billion Dollar Startups
1,112 items
Fintech 250
998 items
Fintech
4,491 items
Digital Lending
1,511 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
Auto Commerce
532 items
Companies involved in the rental, selling, trading, or purchasing of cars, RVs, trucks, and fleets, including auto financing companies, vehicle auction services, online classified advertising companies with a focus on auto, and dealership software platforms.
Latest Creditas News
May 12, 2022
By Tatiana Bautzer 05/11/22 AT 8:27 PM A banner for Nubank, the Brazilian FinTech startup, hangs on the facade at the New York Stock Exchange (NYSE) to celebrate the company's IPO in New York, U.S., December 9, 2021. Photo: Reuters / BRENDAN MCDERMID Investors have been reducing valuations of Latin American startups during the global stock market rout and in an environment of higher interest rates, said Sergio Furio, founder of unicorn fintech Creditas. "Startups that raised cash at peak valuation, for example last July last year, will have to accept a reduction if they need more money this year", said Furio. Following the public markets, multiples attributed to private companies fell. Shares of Latam's largest fintech, digital bank Nubank, sank 60.6% this year. So startups are trying to conserve cash, Furio added. Creditas' latest funding was in January, a $260 million round in which the valuation reached $4.8 billion. The fintech will not raise capital this year, Furio said in an interview with Reuters before meeting with investors in New York. The startup expects to moderate credit growth, as its consumers deal with higher inflation and lower disposable income. It also intends to present progress in the operation of Voltz, an electric motorbike maker in which Creditas invested 100 million reais. The investment banking unit of Latin America's largest bank, Itau BBA, is hosting its first conference in New York with Latin American CEOs since the start of the pandemic, with around 150 companies headquartered in Brazil, Mexico, Colombia and Argentina. Emerging market investors have been more interested in Latin America since the Ukraine war, as the region is relatively insulated from the higher geopolitical risks. They also have become more demanding. Alex Ibrahim, head of international markets at the New York Stock Exchange (NYSE), expects markets to reopen for new equity offerings from Latin America by September. "Investors are more selective, demanding a clear path to profitability from startups", Ibrahim said. Investors are more cautious about companies that burn cash. While the market is closed, the NYSE has been working to prepare candidates, including tech and industrial companies, to come to markets when there is a window. © Copyright Thomson Reuters 2022. All rights reserved. Join the Discussion
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