American Collectors Insurance

Nov 19, 2021

If you collect classic, sports or vintage cars, you know the importance of insuring your investment. And you have probably come across American Collectors Insurance in your research. Learn more about this insurer in our American Collectors Insurance Review. American Collectors Insurance provides insurance coverage primarily for collections of cars and other vehicles. As an insurer specializing in this type of collector’s insurance, it has several particularly attractive advantages for automobile collectors. These benefits include agreed-value policies, flexible mileage limits, and spare parts coverage. The pricing of its insurance policies is fair and it is easy to get a quote online in just a few minutes. For help, the company offers live chat, email, phone, and in-person options. That being said, there are some things you won’t find at American Collectors Insurance. It does not offer a mobile app. Therefore, accessing your policy information requires the use of a web browser or calling the company if you have any questions. American Collectors Insurance offers insurance policies to collectors for other types of collections, such as stamps and coins. It does not offer coverage for other collections, including fine art and jewelry. American Collectors Insurance offers 6 different types of cover: Classic car insurance: cover designed around the lifestyle of the car collector Classic truck and utility insurance: coverage for conventional trucks and utility vehicles that can be used during vehicle restoration Modified car insurance and hot rod: provides coverage for street rods, restored and modified vehicles, and custom cars being restored Exotic car insurance: cover designed for imported vintage vehicles Old and classic motorcycle insurance: cover designed for vintage and vintage motorcycles (note: you may need to apply for a special license for vintage cars in some states, such as Texas.) Popular collectibles insurance: covers some collections other than cars, such as stamps, coins, comics, toys and sports memorabilia If you are a car or motorcycle collector, American Collectors Insurance can probably give you everything you are looking for in your collector insurance policy. For other collections, the coverage offered by this insurer is uncertain. It cannot cover all types of collections and does not cover furniture, artwork or jewelry collections at all. American Collectors Insurance makes its agents available in a number of ways. It offers a live chat feature from Monday to Saturday which is easily accessible. You can start a live chat by clicking the “Let’s Chat!” Button. We’re Online ”which can be found in the lower corner of the insurer’s website. For less urgent needs, you can also email the customer service team at any time of the day. For those who prefer to talk to someone, you can call customer service and the complaints line Monday through Saturday. If you’re near the American Collectors Insurance head office in Cherry Hill, New Jersey, you can even stop by to talk to someone in person. American Collectors Insurance has the following customer service ratings: Trustpilot Reviews: 4.9 Yelp Reviews: 3.0 American Collectors Insurance makes it relatively easy to get a quote online. To test the functionality, Benzinga requested a quote for a 1935 vehicle valued at around $ 100,000. The estimated annual premium is $ 702.75. For a 1965 vehicle valued at $ 18,000, the estimated annual premium is $ 179.40. To receive the final premium, you must go through the application process or call one of the Collector’s Insurance Specialists. These quotes are rough examples, and the premium for any vehicle will be based on factors such as the types of coverage and the amounts you choose. American Collectors Insurance does not have a mobile app. American Collectors Insurance specializes in car collections, so most of its benefits are geared towards this specific type of collection. This offers several incentives for car collectors looking for coverage: Flexible mileage allowances protect your car when driven to auto shows and / or out on an occasional Sunday commute. Discounts are available for classic car club members. Discounts are available for larger collections and high value vehicles over $ 250,000. Newly acquired and eligible collector vehicles are automatically covered for up to 30 days if the new vehicle was purchased during the term of the policy. Agreed value policies mean that if your vehicle is damaged in a covered accident, you will be paid the full agreed value of the car at the time the policy was taken out, with no depreciation deduction. Insureds are covered up to $ 500 for loss or damage to replacement parts at no additional cost. Customizable coverage lets you choose the deductible and liability limits that work best for you. Agents are passionate specialist collectors and connoisseurs of car and vehicle collections. Coverage is available for vintage vehicles for the duration of restoration projects. You can add the Collector’s Choice upgrade to get coverage for items shipped, stored outside of your home, or when they are used for special occasions. If you are interested in a full towing and labor reimbursement plan for your classic cars, you can add the Collector Auto Reimbursment Endorsement (CARE) plan. This plan reimburses you for emergency expenses such as towing, roadside assistance and lockouts. American Collectors Insurance has an easy to navigate website with features that can benefit any user who is considering their products. The website is full of useful information, including an appraisal tool to help you determine the value of your vehicles. The online quote feature is also very useful as it only takes a few minutes and doesn’t require you to call to complete the quote, although you can call if you need help. The live chat tool only improves the user experience by giving you access to knowledgeable agents who can give you answers in real time. Insurance of American collectors against competitors American Collectors Insurance is unique in that it specializes in insuring a variety of car collections. This puts it ahead of its competition when it comes to car collectors, simply because it is an insurer that is focused on providing the best value and service to car collectors. Start with the assurance of American collectors If you want to insure your collection, you can start by getting a free quote online. You can use these quotes to compare your options and find the coverage that meets your needs and those of your collection. Obtaining a quote does not require you to purchase a policy with American Collectors Insurance. Frequently Asked Questions