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Founded Year



Series C | Alive

Total Raised


Last Raised

$32M | 7 yrs ago

About Aiyoumi

Aicai (爱财集团) is a financial services company for undergraduates. Firstly, it launched Aiyoumi, an installment platform for students. In order to improve its system, the company has also built a campus brand for life services. Called Chooseway, its services include delivering take-outs, helping students print content at low prices, reviewing dissertations for minor errors, and so on. Aicai has also launched Y.Z capital to support student entrepreneurs in colleges with loans and guidance.

Headquarters Location

Hangzhou, Zhejiang ,




Expert Collections containing Aiyoumi

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Aiyoumi is included in 1 Expert Collection, including Fintech.



12,502 items

Excludes US-based companies

Latest Aiyoumi News

Microlending site for Chinese college students in need of iPhones nabs $40M series A

Jan 12, 2015

Follow @pabischoff Chinese startup Aixuedai has just completed a US$40 million series A round of financing, according to QQ Tech . The company was founded in December 2012 and officially launched in August last year. Aixuedai allows college students to purchase items like phones, tablets, laptops, and cameras using monthly installment plans. Customers need only need two photo IDs, one of them a student ID, to apply for a loan. They just find the item they want on an ecommerce site, such as JD or Tmall, and paste the URL into the application. They can then choose the number of months over which they want to pay the money back – up to two years – and their optional desired down payment. Aixuedai strongly resembles another player in the market, Qufenqi. With a nearly identical business model, Qufenqi targets a broader audience than just students and has fixed listings. It raised a US$100 million series C round in December, just eight months after it launched. One day later, another like-minded competitor, Fenqile, scored a US$100 million series B round . QQ Tech reports Aixuedai, Fenqile, and Qufenqi are recording RMB 200 million (US$32 million), RMB 100 million (US$16 million) and RMB 300 million (US$48 million) in monthly sales volume, respectively. Lending startups, whether they be P2P lending platforms or some other form of microfinance, are on fire in China’s venture capital scene right now. The number of lending startups receiving huge early stage rounds is clearly unsustainable, and they are at the forefront of what many have deemed a bubble .

Aiyoumi Frequently Asked Questions (FAQ)

  • When was Aiyoumi founded?

    Aiyoumi was founded in 2014.

  • Where is Aiyoumi's headquarters?

    Aiyoumi's headquarters is located at Hangzhou.

  • What is Aiyoumi's latest funding round?

    Aiyoumi's latest funding round is Series C.

  • How much did Aiyoumi raise?

    Aiyoumi raised a total of $127.19M.

  • Who are the investors of Aiyoumi?

    Investors of Aiyoumi include ZSY Capital, Ultrapower Fund, LanOu, Bank Of China Group Investment Zheshang Capital, Bank Of China Group Investment and 7 more.

  • Who are Aiyoumi's competitors?

    Competitors of Aiyoumi include Qudian.


Compare Aiyoumi to Competitors

Kiva Logo

Kiva is a mission-driven technology non-profit organization operating in the financial sector. The company primarily offers a global marketplace platform for crowd-funded micro-loans, aiming to serve financially excluded individuals and organizations in various sectors. These loans are designed to alleviate poverty and enable opportunity by providing a borrower-to-lender connection. It was founded in 2005 and is based in San Francisco, California.


Lexin (NASDAQ: LX) develops online consumer finance platforms for educated young adults in China. The company operates Fenqile, an online consumer finance and e-commerce channel that offers personal installment loans, installment purchase loans, and other loan products, and Juzi Licai, an online investment platform for individual investors seeking risk-adjusted investment returns. The company was founded in 2013 and is based in Shenzhen, China.


Qudian is a leading financial technology service company in the financial sector. The company's main service is to use its technological capabilities to empower financial institutions, helping them improve their marketing and operational efficiency, and efficiently connect their diverse financial products with all-net scenario traffic. It primarily sells to the financial industry. It was founded in 2014 and is based in Beijing, Beijing.


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